Premiums for lifetime guaranteed term are cost effective like level term premiums but the policy also offers
the long term death benefit guarantees associated with whole life insurance.
If the insurance is needed for
long term death benefits with the ability to accumulate cash, whole life or universal life may be the best alternatives.
There are also several different permanent products offered, including universal life insurance product for those who need a little flexibility but
a long term death benefit.
The Estate enhancer option maximizes
the long term death benefit.
Secondary guaranteed policies are extremely cost effective for assuring
a long term death benefit but will not build excess cash values.
It offers cost effective rates like level term life but also offers
the long term death benefit guarantees associated with whole life insurance.
The other alternative is for Hachette to capitulate to Amazon, which is akin to Hachette accepting
a long term death sentence.
Not exact matches
Though the
long -
term death count is still growing, all estimates are disputed among scientists, government officials, and international bodies.
A large 2011 study of close to 39,000 older women over 25 years found that women who took them in the
long term actually had a higher overall risk of
death than those who did not.
Jerry Jana, Director of Economic Affairs for Malawi's new ruling party (following former President Bingu wa Mutharika's unexpected
death in April) has said that
long -
term projects like the Nsanje port would be shelved while the government dealt with more pressing issues, like the country's fuel shortages and foreign exchange, according to Nyasa Times.
1 Accessing cash values, through loans and partial surrenders or by accelerating benefits for
long term care benefit payments, will reduce the
death benefit payable, the cash surrender value and the
long term care coverage available.
Whether you eventually need
long term care services or your beneficiaries receive the
death benefit, you can feel confident with protection that lasts a lifetime.
When the shorter -
term moving average crosses below the
longer -
term moving average, this signals to get out of the
long position; this is called a
death cross.
This novel 3 - D animation dives into how our consumption of plastics has affected marine species
deaths and increased human health risks, and it explores possible
long -
term solutions.
A
death cross is any time a shorter moving average crosses below a
longer -
term moving average.
We maintain broad - based benefits that are provided to all employees, including our 401 (k), flexible spending accounts, medical, dental and vision care plans, life and accidental
death and dismemberment insurance policies and
long -
term and short -
term disability plans.
The decision to purchase life insurance should be based on
long -
term financial goals and the need for a
death benefit.
Meanwhile, Apple's shares are on track to reach a «
death cross» in the next few days, a technical
term alluding to the point at which
long -
term and short -
term trends for the stock cross paths, with
long -
term moving average breaking higher.
As you determine if an annuity may be right for you, remember that they are intended as vehicles for
long -
term retirement planning, which is why withdrawals reduce an annuity's remaining
death benefit, contract value, cash surrender value and future earnings.
It's difficult to separate these changes from
long -
term trends (especially since gun homicides have generally been on the decline for decades now), but a review of the evidence by RAND linked milder gun control measures, including background checks, to reduced injuries and
deaths — and that means these measures likely saved lives.
The 2009 best of the Hot List features articles about ahy being bullish after the financial crisis was an easy call to make for
long -
term investors, despite the fear in the market, the importance of the philosophy - «don't fight the Fed», and why investors should ignore those who predict the
death of equities.
As you determine what annuity might be right for you, remember they are intended as vehicles for
long -
term retirement planning, which is why withdrawals reduce an annuity's remaining
death benefit, contract value, cash surrender value and future earnings.
Another optional rider allows policyholders to accelerate their
death benefit to help pay for
long -
term care expenses.
What people want is guarantees, he continued, and that is so whether carriers are innovating with income benefits,
long -
term care benefits or
death benefits.
«That way, we can offer them guaranteed
death benefit, guaranteed cash value and guaranteed
long term care coverage.»
The outcome of a war will not only lead to a sharp escalation in human casualties and displaced families, who have yet to come to
terms with the
death and destruction from the conflicts in Iraq, Yemen and Syria, but the region itself may no
longer be the landscape it currently is as most countries in the area will struggle to recuperate from the large - scale devastation caused by a war.
I believe he did this not merely because of man's short - or
long -
term effect upon others, but because of his destiny in the dimension which follows what we call «
death.»
As Jason Langley, an attorney with Denver - based Kennedy Childs, argued in one of the briefs he filed for the defense, the court «should not overturn the
long - standing rule in Colorado that the
term «person,» as is used in the Wrongful
Death Act, encompasses only individuals born alive.
Their grief compounded my own, and I worried about how Ruth's
death would affect them
long -
term — particularly as Ruth had died in bed with her same - age sister.
He was strongly opposed to the teaching of some of his Christian contemporaries who wished to interpret the idiom of resurrection as an allegorical description of that Christian experience by which «a man, having come to the truth, has been reanimated and revivified to God, and, the
death of ignorance being dispelled, has as it were burst forth from the tomb of the old man».35 Tertullian was adamant that the resurrection was in the future and to be understood in physical, fleshly
terms («I pronounce that the flesh will certainly rise again»).36 In order to forestall those who could contend the impossibility of such a hope on the grounds that the decayed corpse would have
long since wasted away to nothing, he pointed out that quite recently, in his city, skeletons some five hundred years old had been unearthed in a remarkable state of preservation.
Brought forward under the auspices of the Ontario Minister of Health and
Long -
Term Care and the province's Attorney General, the «experts» on euthanasia urge Canada to jump headfirst into the
death abyss.
From another perspective the Indian Christian convert has been described «as deracinated, and as an outcaste, no
longer recognizable as a functioning member of his or her former community... in
terms of the loss of caste and the pronouncement of civil
death by Hindu law.»
Likewise in Gaul, the most celebrated case there being that of St. Martin of Tours, who, a soldier and a soldier's son, after his conversion refused to serve any
longer and accepted
death, explaining his position in
terms that, theologically, are remarkable.
Stated symbolically in
terms of killing the first - born, the fact is that for these people existence was no
longer life, but living
death.
Early indoctrination is crucial to
long -
term religious belief, with exceptions being substance abuse and near
death experiences (i.e. coping mechanisms)
Case and Deaton highlight the finding that overall mortality rates for middle - aged white Americans have increased in recent years due to
deaths from self - destructive behavior: suicide, drug and alcohol overdose, and disease resulting from
long -
term alcohol abuse.
But with the present owner our club is in mortal peril of it's
long term support which leads to
death by blood loss.
The
death of a
long -
term partner has been compared to an amputation.
(As anyone who has been visiting MomsTEAM's Concussion Safety Center for the past twelve years knows, science and technology have yet to come up with a way to prevent concussions; the most we can realistically hope to do at this point is a better job of identifying concussions when they occur and managing them in such a way as to keep the recovery time to a minimum and to keep kids from returning before their brains have fully healed so as to minimize the risk of serious,
long -
term effects, or even, in rare cases,
death).
If an athlete is allowed to continue playing after concussion, however, their recovery is likely to take
longer, and they may be at increased risk of
long -
term problems (e.g. early dementia, depression, more rapid aging of the brain, and in rare cases, chronic traumatic encephalopathy, and, in extremely rare instances, catastrophic injury or
death.
«Serious spinal injuries can be devastating, due to the high incidence of
long -
term neurological impairment and premature
death,» said Erik E. Swartz, PhD, ATC, lead author of the statement.
Consider, too, that breastfeeding is now the leading cause of kernicterus (jaundice induced brain damage) responsible for 90 % of the cases of this serious complication that often results in
long term disability or even
death.
When I finally had a chance to speak, we were already running over the 2 1/2 hours allotted for the roundtable, so I was only able to briefly touch on two of my many message points: one, that the game can be and is being made safer, and two, that, based on my experience following a high school football team in Oklahoma this past season - which will be the subject of a MomsTEAM documentary to be released in early 2013 called The Smartest Team - I saw the use of hit sensors in football helmets as offering an exciting technological «end around» the problem of chronic under - reporting of concussions that continues to plague the sport and remains a major impediment, in my view, to keeping kids safe (the reasons: if an athlete is allowed to keep playing with a concussion, studies show that their recovery is likely to take
longer, and they are at increased risk of
long -
term problems (e.g. early dementia, depression, more rapid aging of the brain, and in rare cases, chronic traumatic encephalopathy, and in extremely rare instances, catastrophic injury or
death.)
They do have a choice: play with concussion symptoms and risk catastrophic injury or
death, at worst, or, at the very least, risk
long -
term mental health problems like depression and impaired memory and thinking skills, or sit out until all symptoms have completely disappeared and a qualified health care professional has cleared them to return to play.
In most cases, athletes immediately removed from contact or collision sports after suffering a concussion will recover without incident fairly quickly (seven to ten days), but if they are allowed to keep playing, their recovery is likely to take
longer, and they are at increased risk of
long -
term problems, and even catastrophic injury or
death.
Those behaviors are among the leading actual causes of
death and
long -
term harms to health and well - being for youth
Short of the
death of a loved one, the end of a
long -
term relationship is one of the most severe emotional blows you'll ever experience.
Death is a pretty awful
long -
term outcome.
It often leads to premature delivery and its accompanying problems, such as cerebral palsy,
long -
term lung and gastrointestinal problems, and even neonatal
death.
Because they can detect subtle signs of cognitive impairment indicating that an athlete's brain has not fully healed, even where the athlete claims his symptoms have cleared, the tests are designed to help to protect young athletes against the risk of suffering a second concussion by returning too soon, which can lead to short - and
long -
term cognitive problems, and catastrophic injury or even
death from second impact syndrome.