Sentences with phrase «long time homeowners»

Many long time homeowners, businesses, and tenants left.

As a long time homeowner, I know these expenses sometime appear to be high, and regular, despite their random nature.

Not exact matches

But it doesn't take a new homeowner long to discover just how large that premium can be in money and time: the constant outlays on maintenance and repairs (at least 1 % of the purchase price per year, experts estimate, and as much as 4 %), the chores and DIY projects that eat up weekends, the pressure to keep up with the ever - gentrifying Joneses.

Instead of worrying about market timing, homeowners can stay focused on the long - term tendency of real - estate prices to appreciate and ignore the media noise.

That's because the 30 - year option came with a higher interest rate from day one, and the homeowner paid that higher rate over a longer period of time.

A proliferation of low - and no - downpayment mortgages have helped spur homeownership among long - time renters; and the return of the 80/10/10 loan is making it easier for existing homeowners to «move up» to something bigger.

Older homeowners tend to own for a few years longer; younger and first - time home buyers tend to own for a few years less.

Via the program, so long as a homeowner's been making monthly payments on time; and, so long as those payments are dropping by five percent or more, the FHA will allow a no - verification refinance to today's current FHA mortgage rates.

This means that, for homeowners who have been in their house a long time, assessed value is often lower than market value.

That «preacher» OSteen can take his entire family to Morocco on a lark confirms it is long past time to demand these crystal cathedrals pay their property taxes and fees and meet commercial zoning requirements instead of destroying neighborhoods with traffic and height violations while foisting their infrastructure burden off on struggling individual homeowners.

If Ryan Cronin really wants to talk about taxpayer money we can certainly do that — starting with the 124 different tax increases his New York City Democrat cronies approved the last time they were in the majority, including the job - killing MTA payroll tax and elimination of the STAR rebate checks for seniors and homeowners who live on Long Island.»

That's compared with 1,321 businesses and 5,654 homeowners filing applications over a long period of time following Irene.

In fact, the number of homeowners in England peaked in 2005 (and the proportion in 2002), and first - time buyers were dying out long before the credit crunch finished them off.

Homeowners have been feeding wild birds for a long time, but only now are scientists finally beginning to understand just how that affects urban ecosystems.

The film's first half is essentially a send - up of the first Paranormal Activity film (for those who can recall it), with Wayans as Malcolm Jones, a new homeowner welcoming his long - time girlfriend, Kisha (Essence Atkins) into his man - world.

Many homeowners choose the VA Cash - Out refinance option over other types of loans because of the ability to repay the loan over a longer period of time, and typically, the VA Cash - Out refinance option comes with a lower interest rate.

The longer a homeowner waits to repay a home equity line of credit balance, the more interest will accrue on the account that will need to be repaid over time.

That's because the 30 - year option came with a higher interest rate from day one, and the homeowner paid that higher rate over a longer period of time.

Your homeowners insurance can be canceled at any time as long as you are notified that it will be occurring.

Though homeowners have gotten accustomed to having regular opportunities to refinance in recent years, history suggests it may be a long time before an attractive opportunity to reduce mortgage rates occurs again.

Still, your ability to sniff out a great mortgage is crucial to your financial well - being as a future homeowner, because the decision you make could stick with you for a very long time, maybe even 30 years.

With NerdWallet's easy - to - use mortgage rate tool, you can find the best home loan interest rate for you, whether you're a first - time homebuyer looking at 30 - year mortgage rates or a long - time homeowner comparing refinance mortgage rates.

The reason your insurance company will look at your insurance score is because studies have for a long time found a definite correlation between a homeowners negative credit rating and their likelihood of filing an insurance claim.

This process can take a long time, be somewhat costly and very frustrating to homeowners.

No matter if this is your first time purchasing real estate or you're a long - time homeowner, sorting out the mortgage process can be complicated.

Homeowners, on the other hand, gain equity over time (as long as their home value appreciates).

However, making time to update your homeowners insurance policy will be worth your while in the long run.

The easiest way to describe renters insurance over 55 is that it looks very much like the homeowners policy you've probably had for a very long time except that it does not include coverage for the dwelling or structure.

Similarly, neighborhoods that have more homeowners are in better shape than communities with a high turnover rate, since people who live in a neighborhood for a longer period of time are more invested in the maintenance, safety, and aesthetics of their communities.

Sometimes long - time homeowners can find themselves in similar situations when they fill their living space with unnecessary things for a long period of time.

A study compiled by researchers with the National Association of Realtors shows that homeowners move less frequently than renters and stay in their homes for longer periods of time.

Because most homeowners stay in their homes for a longer period of time, they provide a more stable home life for children, which, in turn, affects their academic performance.

Buying: Time is good to a homeowner who has a long term view.

The tax - free income is a loan, and payments are deferred until the homeowner dies, sells the property, or no longer resides in the home full - time.

Paying points may be one of the worst things a homeowner can do if you don't take into consideration the time it will take you to recuperate the additional costs and if will be staying in your home long enough to warrant paying points.

Many homeowners have refinanced several times over this period, taking advantage of the lower payments & substantial long term savings.

For homeowners who are undertaking home improvement projects and need a couple of months to accumulate enough cash to pay for them, the card could be a great option as long as they're committed to being vigilant about paying off the balance in full and on time.

Fixed mortgage rates are most beneficial for homeowners who plan to stay in their homes for longer periods of time.

Most homeowners opt for HELOC if they need to borrow smaller amounts of money over a longer period of time.

There is also a long cost recovery time for solar panels that make it impractical for all but prosperous homeowners.

Eligible homeowners only have to register one time, as each application will remain active as long as the program is still in place.

As a first - time homeowner, I expected this to be a long and potentially overwhelming process, but my agent couldn't have made it easier.

Your homeowners insurance can be canceled at any time as long as you are notified that it will be occurring.

However, making time to update your homeowners insurance policy will be worth your while in the long run.

Offered by high - end insurers like ACE and AIG, whose premiums often cost more than regular HO - 5 homeowner policies, the cash - out option could save you a lot of time and money in the long run.

Antitheft Devices Auto and Homeowners Coverage with the Same Company College Students away from Home Defensive Driving Courses Drivers Ed Courses Good Credit Record Higher deductibles Low Annual Mileage Long - Time Customer More than 1 car No Accidents in 3 Years No Moving Violations in 3 Years Student Drivers with Good Grades

If you've been in a house for a long time, chances are you may be grossly underinsured for homeowners coverage.

When you own a home that you're renting out for an extended period of time, your homeowners policy will likely no longer offer coverage, Doten says.

Whether you're a long time resident or a first time homebuyer, our experienced agents can help you find the best type of policy to protect your investment as a homeowner.

He's done a great job for my family for a long time on auto and homeowners and my business liability, but he stinks at life insurance.