Following their experience with the mortgage crisis, banks can no
longer accept the risks of lending to subprime borrowers.
Not exact matches
With no plans to
accept Apple Pay, and no set launch date for MCX, it appears Walmart could wait no
longer without
risking missing out on a major shift in customer behavior: Forrester Research has forecast that mobile payments by U.S. consumers will go from $ 52 billion last year to $ 142 billion by the end of 2019.
With no current plans to
accept Apple Pay (though down the line it, and other mobile wallets, could well be a payment option within Walmart Pay), and no set launch date for MCX (never mind that as the product of consortium, that mobile app will not be set up to meet Walmart's specific needs), Walmart could wait no
longer without
risking missing out on a major shift in customer behavior.
That allows them to
accept risks that should lead to higher average returns over the
long term.
Although the retailers have been negotiating with bond holders, who have
accepted significant discounts and offered
longer terms, the basic financials are enough for Moody's to rate 13.5 percent of the retailers it follows as a Ca or Caa credit
risk.
But as
long as the PBoC can continue to withstand pressure to lower interest rates — and it seems that the traditional poor relations between the PBoC and the CBRC have gotten worse in recent months, perhaps in part because the PBoC seems more determined to reduce financial
risk and more willing to
accept lower growth as the cost — China will move towards a system that uses capital much more efficiently and productively, and much of the tremendous waste that now occurs will gradually disappear.
Such
risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to
accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a
longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific
risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.
«However, despite evident advantages, many business owners remain hesitant to
accept smart payment cards, mostly due to flaws in the technology, which requires a much
longer processing time, inadvertently
risking becoming a target for criminals and putting customers» information at
risk.»
Stock prices plummeted beginning in 2000 as investors decided that times were not that different and they were no
longer willing to
accept the
risk of owning high multiple stocks.
Long - term investors in stocks have been well rewarded for
accepting the
risk of short - term loss.
And, also newly introduced, users can choose to
accept more or less
risk that their transaction could be delayed due to a sudden influx of transactions.Replace - by - fee in User InterfaceEven with improved fee estimation, it is possible that users will still need to wait
longer than they want for their transactions to confirm, perhaps because there is a sudden rush of transactions on the network, or maybe because a user changed his mind and prefers to have a transaction confirm faster than originally paid for, or for other reasons.For these cases, some wallets let users add a «replace - by - fee» tag to their transactions.
so who is fibbing here??? if we can afford to
risk loosing 100 million by letting Sanchez, Ozil and Chambo go for free next year why cant we just
accept the paltry offers for players we don't need in our squad any
longer.
This woman had the courage to
accept that her decision to refuse induction resulted in the death of her baby, and she made a point of countering the «babies know when to be born / some babies just bake
longer / babies aren't library books» with «My son died because he was postdates and I didn't understand the
risks.»
And «it is
accepted that there are most certainly
long term health
risks to formula feeding...»
accepted by who, exactly?
I do not think the public will
accept for much
longer that our losses can be justified by simply referring to the
risk of greater terrorism on our streets.
It has
long been
accepted that exercise cuts the
risk of getting heart disease, and recent studies suggest a raft of more general benefits, such as reducing the
risk of certain types of cancer and even preventing the onset of type II diabetes.
General Motors has
accepted that there is a
risk and is recalling every Astra so that an earthing clamp can be fitted to the metal sleeve, ensuring that it is no
longer insulated from the rest of the car.
Having studied under - graduate political science at the University of Iowa, but without graduating, Version # 2 now also
accepts the need to address and manage climate change impacts... and
risks and
accepts also the economic rationale, indeed necessity, for doing so now, rather than putting it off until... forever... as he
long had argued for.
Legal
risks aside, it's important to note that because LSD is illegal (it's a Schedule I drug, with «no current
accepted medical use and a high potential for abuse»), it lacks both FDA regulation and a significant body of scientific research on its short - and
long - term effects.
Ultimately, you should feel liberated to have sex with any consenting partner, as
long as you inform them first and they willingly
accept the
risk.
Voucher schools have
long been known to «counsel out» children with special educational needs and at -
risk behaviors, even after
accepting taxpayer money to educate those students.
In a P3, a single private entity (which may be a consortium of several companies) assumes responsibility for multiple phases,
accepting long - term
risks in return for prospective rewards.
In spite of continuing health problems, three years later she and her husband decided to fulfill a life -
long dream by taking an extended trip to Italy together,
accepting the
risk of a health crisis while abroad.
Stocking an independent title means taking on a degree of
risk that most booksellers aren't willing to
accept, so these unfavorable terms have
long been a barrier to getting indie books on shelves.
If you aren't willing to
accept more
risk and think that interest rates will remain at these historic lows for a
long while, then it is probably a good deal.
Upping the stock portion to 75 % allowed retirees to raise their withdrawal rate even further, so
long as they could
accept the additional
risk.
They are seeking to build wealth and are willing to
accept greater short - term
risk (volatility) for the prospect of greater
long - term returns.
In my small unique book «The small stock trader» I also had more detailed overview of tens of stock trading mistakes (http://thesmallstocktrader.wordpress.com/2012/06/25/stock-day-trading-mistakessinceserrors-that-cause-90-of-stock-traders-lose-money/): • EGO (thinking you are a walking think tank, not
accepting and learning from you mistakes, etc.) • Lack of passion and entering into stock trading with unrealistic expectations about the learning time and performance, without realizing that it often takes 4 - 5 years to learn how it works and that even +50 % annual performance in the
long run is very good • Poor self - esteem / self - knowledge • Lack of focus • Not working ward enough and treating your stock trading as a hobby instead of a small business • Lack of knowledge and experience • Trying to imitate others instead of developing your unique stock trading philosophy that suits best to your personality • Listening to others instead of doing your own research • Lack of recordkeeping • Overanalyzing and overcomplicating things (Zen - like simplicity is the key) • Lack of flexibility to adapt to the always / quick - changing stock market • Lack of patience to learn stock trading properly, wait to enter into the positions and let the winners run (inpatience results in overtrading, which in turn results in high transaction costs) • Lack of stock trading plan that defines your goals, entry / exit points, etc. • Lack of
risk management rules on stop losses, position sizing, leverage, diversification, etc. • Lack of discipline to stick to your stock trading plan and
risk management rules • Getting emotional (fear, greed, hope, revenge, regret, bragging, getting overconfident after big wins, sheep - like crowd - following behavior, etc.) • Not knowing and understanding the competition • Not knowing the catalysts that trigger stock price changes • Averaging down (adding to losers instead of adding to winners) • Putting your stock trading capital in 1 - 2 or more than 6 - 7 stocks instead of diversifying into about 5 stocks • Bottom / top fishing • Not understanding the specifics of short selling • Missing this market / industry / stock connection, the big picture, and only focusing on the specific stocks • Trying to predict the market / economy instead of just listening to it and going against the trend instead of following it
Seeking a
long - term (15 years or more) investment and who are willing to
accept the
risk of investing in foreign equity securities
The
longer you have to amass your cash, the greater
risk you can
accept, since you'll have more time to wait out periods of bad returns.
Many
risk tolerance evaluations simply
accept the history of
long term positive stock returns as an assumption that you will be able to tolerate any volatility along the way.
If you have a
long - term investment horizon and can
accept a moderate amount of
risk,
long - term appreciation fund may be appropriate.
If you have a
long time horizon and can
accept risk, fine.
To get the most from this table, you should know how much
risk or loss you can
accept without engaging in panic selling or losing sleep, and you should know what
long - term return you require in order to meet your needs or goals.
If you want high returns and retirement is a
long way off, you may be happy to
accept a higher level of
risk.
But I don't fully
accept that investing in the stock market = «taking
risk» — Just as
long as you don't buy when history says you shouldn't.
If you
accept the markets judgment or perception of
risk then you have
accepted the
long term return the market provides.
Offers
long - term growth potential for investors willing to
accept a medium to high degree of
risk by investing mostly in publicly traded stocks.
suggest that stocks (and now we can more specifically say «stock funds») are a better choice in the
long run if you are seeking higher returns and are willing to
accept somewhat higher
risks.
However, because of the current interest rate environment, the analysis of stocks vs. bonds in Articles 6.1 and 6.2 suggest that stocks (and now we can more specifically say «stock funds») are a better choice in the
long run if you are seeking higher returns and are willing to
accept somewhat higher
risks.
However, you might decide to
accept that
risk if the pet appears to need immediate assistance, is a
long distance from veterinary care, or the pet appears to be docile.
Long - term travel means always having to watch my money and
accepting an added component of
risk.
The letter pressed for the department to
accept that the
risk to bears from retreating sea ice is «imminent,» not a
long - term process as the department concluded in its listing of the species as threatened, not endangered, under the Endangered Species Act.
Nonetheless, the chart does a good job of demonstrating just how hard it is to get people to
accept immediate sacrifices in order to protect
long - term climate stability: they are not fully exposed to the
risks, and they have ample opportunity to fob them off on others, so as to avoid making changes in how they live their own lives and how the political and economic systems in their states operate.
We can no
longer accept that our communities face such
risks for the sake of a dying industry.
We have a substantial carbon budget left for 2 °C, because
long - term feedbacks are not materially relevant, and high
risks of failure can be
accepted because 2 °C is a «target» (which can be exceeded) rather than a «cap» (an upper boundary not to be exceeded).
In April 25, 2012, Minister Kenney announced refugee claimants and
accepted refugees will only be eligible for healthcare coverage of an urgent or essential nature, but will no
longer receive coverage for most medications — even for children — unless there was a public health or safety
risk, preventative healthcare or check - ups, and post-natal care for babies from their 29th day of life is also denied.
Not only do they not
accept a ton of conditions, but their look back periods for certain high -
risk events is much
longer.
While it's tempting to shave costs by skimping on legal fees, making sure your business isn't
accepting additional and unnecessary
risk can save you a lot of money over the
long haul, both in legal costs and in insurance coverages.
Researchers at Wake Forest University School of Medicine note that proteinuria, a
long accepted indicator of heart disease
risk, has far less impact on blacks than it does on whites.