Sentences with phrase «longer accumulation phase»

The deferred annuity has a longer accumulation phase.

Not exact matches

During the accumulation phase, there is a surrender charge period which is usually around 7 years (but can last as long as 15 years), and during this time there are penalties for early withdrawal which are in addition to any tax ramifications for early withdrawals.

Early retirement is more difficult because the accumulation phase is shorter and the withdrawal phase is longer.

I've long sought to keep my fees at somewhere around 0.5 %, which I find reasonable during the accumulation phase.

During my whole accumulation phase, I prefer opting for better long - term returns of equity.

Over the long term, these fluctuations will smooth out and of course as an investor in the accumulation phase, a strong Swiss franc towards other currencies is a real blessing (see also The day when my portfolio dropped by 15 %).

For those who can handle the emotional roller - coaster, or who are still in the active accumulation phase and plan to work for a long time, I agree some leverage can be helpful.

Annuities are long - term investments designed to help your retirement in two vital phases: accumulation and distribution.

Even after passing through the accumulation phase and living off of dividend income, the income should grow faster than inflation over the long haul, just relying on dividend raises alone.

During the accumulation phase, there is a surrender charge period which is usually around 7 years (but can last as long as 15 years), and during this time there are penalties for early withdrawal which are in addition to any tax ramifications for early withdrawals.