Sentences with phrase «longer established credit»

Generally, a longer established credit history results in a better score, assuming the accounts are in good standing.
FICO says that its «research shows that opening several credit accounts in a short period of time does represent greater [credit] risk — especially for people who do not have a long established credit history.»
Credit Canada is the first and longest established credit counseling and debt management service in Canada.

Not exact matches

Then keep the card open to establish a longer credit history with it.
Our Global Market Strategies segment, established in 1999 with our first high yield fund, advises a group of 46 active funds that pursue investment opportunities across various types of credit, equities and alternative instruments, including bank loans, high yield debt, structured credit products, distressed debt, corporate mezzanine, energy mezzanine opportunities and long / short high - grade and high - yield credit instruments, emerging markets equities, and (with regards to certain macroeconomic strategies) currencies, commodities and interest rate products and their derivatives.
Because approval is often largely based upon the business owner's personal credit history, a business credit card may be a good option for startup and early - stage businesses that haven't been in business long enough to establish a strong business credit profile, yet occasionally need credit to pay for business expenses.
A long and well - established record of experience with credit can help contribute to higher scores.
This can be good for young and small companies, which do not have a long and established credit history.
With strong personal credit and an established business, you may be eligible for an SBA loan, which offers low APRs and longer terms.
Because the stay is short, building credit or establishing a long - term relationship with a financial institution is not necessary.
Today he is no longer a newcomer but an established writer with five novels to his credit.
On a positive note, Kingston Mayor Shayne Gallo, to his considerable credit, departed from long - established public hearing procedure to engage speakers at last week's hearing on amending the city charter on water policy.
The Administrator shall issue regulations establishing requirements for such financial assurance, which shall take into account the increased risk associated with longer crediting terms.
Still, based on the strength of Hawkins» work alone, Happy - Go - Lucky - which unexpectedly lingers within one's thoughts long after the end credits have rolled - establishes itself as an indelible entry within Leigh's impressive filmography.
Mr. Serra's previous credits include Blood Diamond and Unbreakable which, while the first of many M. Night Shyamalan failures, utilized long takes and grey - green hues to establish the isolation felt by the principal characters.
Note that almost all of these problems are addressed by the long - established Advanced Placement and International Baccalaureate programs, but they're seriously rigorous, which means they're hard for many students, they may depress GPAs, and they're not guaranteed to yield college credit.
The Credit Programs are subject to the Federal Credit Reform Act of 1990, which requires the DOT to establish a capital reserve [84] sufficient to cover the estimated long - term cost to the Federal Government of a Federal credit instrument, including any expected credit losses, before the DOT can provide TIFIA or RRIF credit assisCredit Programs are subject to the Federal Credit Reform Act of 1990, which requires the DOT to establish a capital reserve [84] sufficient to cover the estimated long - term cost to the Federal Government of a Federal credit instrument, including any expected credit losses, before the DOT can provide TIFIA or RRIF credit assisCredit Reform Act of 1990, which requires the DOT to establish a capital reserve [84] sufficient to cover the estimated long - term cost to the Federal Government of a Federal credit instrument, including any expected credit losses, before the DOT can provide TIFIA or RRIF credit assiscredit instrument, including any expected credit losses, before the DOT can provide TIFIA or RRIF credit assiscredit losses, before the DOT can provide TIFIA or RRIF credit assiscredit assistance.
The TIFIA Program is governed by the Federal Credit Reform Act of 1990, which requires the DOT to establish a capital reserve, or «subsidy amount,» sufficient to cover the estimated long - term cost to the Federal Government of a Federal credit instrument, including any expected credit losses, before the DOT can provide TIFIA credit assisCredit Reform Act of 1990, which requires the DOT to establish a capital reserve, or «subsidy amount,» sufficient to cover the estimated long - term cost to the Federal Government of a Federal credit instrument, including any expected credit losses, before the DOT can provide TIFIA credit assiscredit instrument, including any expected credit losses, before the DOT can provide TIFIA credit assiscredit losses, before the DOT can provide TIFIA credit assiscredit assistance.
Source: Mercedes - Benz Pic Credit: Drew Dowdell Press Release is on Page 2 Mercedes - Benz Announces Pricing On All - New 2016MY Mercedes - Maybach S600 Segment - Leading Flagship to Start at $ 189,350 * January 16, 2015 - MONTVALE, NJ The S - Class range has a long established tradition of setting the benchmark in the luxury segment, and the launch of the highly - anticipated new Mercedes - Maybach S600 in April will further assert its leadership position in the U.S. market.
Learn how to establish good credit, pay off loans faster and avoid long - term debt.
Here, the FICO model looks at how many new accounts you have established, how long it has been since you opened a new account and how many recent requests for your credit have been made by credit reporting agencies.
By getting a credit card then, you'll establish a long standing account.
Your FICO score takes into account how long your credit accounts have been established, including the age of your oldest account, the average age of all your accounts, and the age of specific types of accounts (student loans, car loans, etc..)
Credit repairs will take longer because a large percentage of your credit score is calculated by using the length of time you have established cCredit repairs will take longer because a large percentage of your credit score is calculated by using the length of time you have established ccredit score is calculated by using the length of time you have established creditcredit.
Having a co-signer can go a long way towards establishing or repairing credit but it is a big responsibility based on trust and respect.
Doing these things may take longer than paying down your balances on other cards, but they go a long way in establishing a good payment history, which is crucial to rebuilding your credit.
In less than a year, you can have a credit score established and be on your way to building a long - term credit history.
An often - overlooked way to establish and build credit is long - term employment, which offers several benefits that can make you a more attractive candidate in the eyes of a lender.
Establish a long history of paying your bills on time and using credit responsibly.
The Toyota Motor Company describes excellent credit as a «long, established, positive credit history.»
And while this goes a long way towards establishing security with the lender, you can also improve your chances of getting the car that you want (and the benefit of rebuilding your credit with a nicely - sized loan) by having some sort of down payment for the car.
Some of the factors that impact the credit score are how long ago you established credit, whether you've always made payments on time and how close your outstanding balances are to your credit limits.
Having a credit card with a bank for a long time also helps establish you as a long term customer with the bank.
Learn Now or Pay Later covers important topics such as building a spending plan, establishing short - and long - term financial goals, reading credit reports, understanding credit scores, and using credit wisely.
Because approval is often largely based upon the business owner's personal credit history, a business credit card may be a good option for startup and early - stage businesses that haven't been in business long enough to establish a strong business credit profile, yet occasionally need credit to pay for business expenses.
This is how long your credit accounts have been established.
No. 2 of establishing a long credit history is super important.
Length of credit history: Accounts for 15 percent and reports on how long your credit accounts have been established and how often you use them
To reach an 800 credit score, you'll need to establish and maintain a long history, so keep those old accounts open — even if you don't use them anymore and have no balance — instead of having them removed from your credit report.
This is another way to establish a positive credit history, as long as all debts are repaid on time.
In both cases, the plans allow you to establish a line of credit and receive fixed monthly payments for either a specified amount of time or as long as you live in the home.
This can be good for young and small companies, which do not have a long and established credit history.
In general, it can take up to six months to even establish enough history to qualify for a credit score, and twice that long to reach a good to excellent score.
Answer: Most people experience their credit score gradually increasing throughout their career as they establish more lines of credit, a longer history of on - time payments, and the average age of their credit accounts increases.
For someone with a long, well - established credit history, these impacts will be minor; however, for someone with little to no credit history, these factors will make a much bigger impact.
Keeping your oldest credit card account open establishes a long credit history, and it will keep your credit score elevated.
This is due to the fact that car loans are considered to be «installment loans», and they are a great way to establish credit history, as long as no car loan payments are missed.
That helped me establish a long credit history.
This is especially true if you are lucky enough to be in a long - established trade, having its own credit union.
Establishing business credit is a long process, that often hinders companies seeking loans in the early phases of business.
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