All else being equal, policies with higher current rates and
longer guarantee periods will be better than those with lower current rates and shorter guarantees.
The number simply represents how
long the guaranteed period is on the policy, and the Premier is different than the first two because it offers return of premium.
AXA currently doesn't offer a 30 - year term policy which could be an issue for those who need a policy with
a longer guaranteed period.
Term life insurance is usually sold in 5 - year increments for 10, 15, 20, 25, or 30 years, and
the longer the guaranteed period or «term» is, the more expensive your policy will be.
Not exact matches
And while NerdWallet emphasizes that past market performance doesn't
guarantee you'll earn the average historical return of 10 % in the future, the value of investing in stocks over a
long period of time is still significant.
«In general, many of these have
long payback
periods, so loan
guarantees over the life of those projects are quite helpful in getting customers over the hump of taking the risk on new technology,» says Neichin.
In short, for however
long the test lasts — it has floated a test
period of five years — Y Combinator will be
guaranteeing some income and seeing what people do with it.
With a name like mine, I can
guarantee that waiting for someone to get your name right before answering leaves you silent for VERY
long periods of time.
What is interesting to note is that both Leicester and Spuds had no real
long term injury casualties to their key players this season, whereas Arsenal had Cazorla, Coq and Sanchez out for a
long period at one time or another... And we should not assume that even if AFC had purchased quality cover for their positions, we are
guaranteed to be better off than where we are now.
The
long fall and early spring typical of Columbia make possible a
long season of outdoor sports, and one - hour
periods guarantee the facilities will be used by a large number of students.
If you look at the whole goal - scorer thing from high up there are only 2 guys who get close to a god - like «
guaranteed goals» status; Ronaldo and Messi and even they have the benefit of world class team mates, 30 odd «easy» matches a season where they can fill their boots, operating from a stable system for a
long period of time now etc..
If they are out for such
long periods of the season, returning them into a squad will upset balance, without
guarantee of any
long term playing time going forward.
Also, there is absolutely no
guarantee that the newborn's
longest period of unbroken sleep will occur at night.
I
guarantee that if we check into the length of the lunch
period at Sidwell Friends, where President Obama's daughters go, it'll be a lot
longer than 15 minutes.)
It isn't as
long as some of the other brands, but those brands also use chemicals that could be harmful to
guarantee long periods of leak protection.
The 34 - year - old Reeves, who is seen by many as a possible future party leader, said that under Labour the
long - term unemployed would not be able to «linger on benefits» for
long periods but would have to take up a
guaranteed job offer or lose their state support.
If you work out a lot, or if you sit for
long periods during the day, it's almost
guaranteed that your hip flexors are tight.
In case the site offers a money - back
guarantee, then subscribe for a
longer period, and after you've found your soulmate, cancel the membership and request the unpaid months back.
The movie's lengthy run time means occasional
long periods without laughs, and the sweet perfection of Akeem and Lisa
guarantee that the romantic scenes never exceed lukewarm.
Some groups were surveyed as late as eight weeks after the tour, but it was not possible to collect data after
longer periods because each control group was
guaranteed a tour during the following semester as a reward for its cooperation.
Brake ventilation has been improved, which
guarantees a higher level of consistent stopping power over
long periods.
The specific
guaranteed deferral time
periods vary from carrier to carrier, but can be as
long as 20 years.
Not even beat inflation over that
period - so guessing they had it in ultra-safe «cash» (a
guaranteed way to lose money over the
long term).
Note that typically the surrender charge
period will be the same as the rate
guarantee period, but products are occasionally structured to have a
longer surrender charge
period.
ForeCertain is a single - premium income annuity, which in basic terms means it's a product that converts an amount of savings into a
guaranteed income stream based on three things: when you want the income to start, how
long you want it to last — for a set
period, your lifetime, or a combination of the two — and if you want the income alone or jointly with another, typically a spouse.
Income
guarantees are established for a set
period of time, and payouts continue no matter how
long the annuity holder lives.
Dear Ajay, Investing for
longer -
period or shorter -
period in Equity oriented products does not
GUARANTEE you higher returns, the point we need to understand is given the fact that equity products have high risk profile,
longer the time - frame the higher the probability of getting better returns.
Any investment that
guarantees returns, or that has unrealistically high returns over a
long period of time is likely to be a Ponzi scheme.
Stocks aren't
guaranteed to win, even over
long holding
periods.
A time
period of 30 years is not
long enough to provide a
guarantee.
As I have discussed at greater length in several recent issues, past performance can be a creditable guide to future performance when it is measured over a
long enough
period of time — even if, as the SEC requires all advisers to stress, past performance isn't a
guarantee of future returns.»
Permanent life insurance also
guarantees a death benefit to your beneficiaries for as
long as you maintain your policy, not just for a fixed
period of time.
This
guarantees that after an initial
period of time (commonly 2 years), the insurer can't cancel the policy as
long as you pay your premiums as agreed.
For instance, financial
guarantee contracts are reported for regulatory purposes as property and casualty insurance, normally considered short - duration, but have elements of
long - duration contracts in that they are irrevocable and extend over a
period that may be in excess of 30 years.
That $ 414 in tax returns I receive over the 18 year
period equals nearly $ 7500 in
guaranteed returns (as
long as the law stays intact and the tax rate does not change).
... The key point of this article is that relying solely on a passive strategic portfolio designed to produce near - benchmark returns in a secular bear market will do nothing but
guarantee that clients will underperform
long - term expectations for an extended
period of time and make it likely that they will fail to achieve their financial planning goals.
During the
period that is selected, the amount of the premium rate will remain the same — and, as
long as the premium is paid, the policy will
guarantee a level amount of life insurance protection up to the insured's age 95.
Regardless of how interest rates move after you've locked in, your interest rate is
guaranteed so
long as your loan closes within the lock in
period.
With this feature, premiums may be higher than normal, but as
long as they're paid, your policy won't lapse during the
guarantee period.
He's right that there is no
guarantee stock prices will rise over the next decade — there are no
guarantees when it comes to investments (unless you consider Ponzi schemes to be «investments»)-- but over a
long enough time
period, there's a pretty damn high likelihood that the stock market will come out on top.
If you are very confident that your income will be
guaranteed for an extended
period, you might consider getting a
longer term because you know you will have the means to pay for it.
While that rate might be higher, at least initially, than a HELOC rate offered during the same time
period, it is
guaranteed to never go up as
long as you make your payments on time.
For example, in a life annuity, periodic payments would be made for the
longer of either: (1) the
guaranteed period, to the individual or a beneficiary, or (2) the life of the individual.
According to the American Veterinary Medical Association «parvo can survive in the environment for
long periods of time, greater than or equal to 1 year in soil,» therefore, 2 years should be OK, BUT, parvo can be caught in so many other ways, think fomites like tires, shoes etc. that there is never a
guarantee a puppy will not get it.
Citi has often kept these old application pages up for quite some time, but of course there is no way to
guarantee that it will stay up for any
long period of time
By waiting until demand is at an incredibly low stop production you are
guaranteeing that some units will remain on store shelves for a
long period of time.
Developing a game takes a significant investment upfront, with
long periods until revenue streams begin to flow, and little
guarantee of success or return.
It is also worth noting that the use of both modes of Geo - E in a Troika strategy can not entirely
guarantee a benign outcome, however
long the R&D
period, since we have no firm information on how large the response the Methane Hydrates Melt feedback will be to the sum of ocean warming that is already penetrating the seabed plus that from the several decades of further warming as the natural sea temperatures are slowly restored.
So if you're 30 years old and seriously injured, that means by the time you're 40 your workers comp check will be cut off, so it is not a
guarantee that you'll be taken care of for a
long period of time.
Return of premium term life insurance (ROP) is a type of life insurance policy that offers a
guaranteed refund of the life insurance premiums if you live
longer than the term
period.