Sentences with phrase «longer in the life settlement»

Personally, I note dramatically lower yield alternatives everywhere I look, plus increasing confidence & liquidity in the US market — I find it hard to believe 12 % + discount rates can persist much longer in the life settlement industry (at least for clean policies)-RSB-.

Not exact matches

If you have a policy you no longer want you can also sell it to a life settlement company in return for a lump sum payment.

Insurance Products A Life Settlement Update; and Life Insurance in Pension Plans Life settlements involve the selling of unneeded or no longer affordable life insurance policLife Settlement Update; and Life Insurance in Pension Plans Life settlements involve the selling of unneeded or no longer affordable life insurance policLife Insurance in Pension Plans Life settlements involve the selling of unneeded or no longer affordable life insurance policLife settlements involve the selling of unneeded or no longer affordable life insurance policlife insurance policies.

In fact, arguably the real downside of a life settlement to a consumer is simply that the intended beneficiaries of the policy will no longer receive the policy benefits upon the passing of the insured.

The smaller, more obviously familiar humans live in scattered settlements and cities alongside the giant, behorned varl, a race defined primarily by its largeness and exceptionally long lifespan.

These include such actions as driving species to extinction and adding long - lived greenhouse gases to the atmosphere in ways that have few impacts now, but could disrupt climate patterns, ocean ecosystems and coastal settlements in decades to come.

The immense patience and consideration you have given was a gift as generous as the actual monetary settlement — however, it is the gift that will live on forever in my heart, long after the money.»

In - force life insurance policy questions, premium payments, policy loans, beneficiary changes, Long Term Care Settlement Option

In other cases, they turn to life settlements because they need cash to pay for long - term care or other expenses.

That means it's an asset you own and can hold for its originally intended purpose of paying out a death benefit to your heirs one day — or, if you decide that you no longer want, need or can afford that policy, one of the options available to you is to sell that asset to an investor in the form of a life settlement.

A life settlement is a transaction in which an existing life insurance policy that is no longer needed or is in danger of lapsing is offered for sale to institutional investors in the secondary market.

We'll be happy to answer any questions you have and to steer you in the direction of qualified professionals who can help you decide whether a life settlement is a good option for that policy that is no longer serving its original purpose in your portfolio.

Ironically, the biggest caveat of engaging in a life settlement is the reality that any life settlement policy worth selling to an investor is worth even more in the long run for the policyowner to just keep themselves, where the internal rate of return will be even more appealing (since the investor has both transaction costs to acquire the policy, and does not enjoy the death benefit tax free as the original policyowner would).

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In fact, arguably the real downside of a life settlement to a consumer is simply that the intended beneficiaries of the policy will no longer receive the policy benefits upon the passing of the insured.

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To get at the cash, your options include partial withdrawals, policy loans, cashing in the policy and letting it lapse, trading your policy for an annuity or long - term - care policy, or selling your policy to a life - settlement company.

If you have a policy you no longer want you can also sell it to a life settlement company in return for a lump sum payment.

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A life settlement allows you to receive a large sum of cash in exchange for your insurance policy while you are still alive, it eliminates premium payments, and it accommodates the changing financial needs of your dependents who may no longer rely on you for financial support.

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In my view of the matter, all insurance policies have to be bought by not only evaluating the premium costs to the life assured, but also the insurance company's reputation when it comes to settlement of claims (payout ratios) and the insurance company's ability to survive in the long run (solvency ratioIn my view of the matter, all insurance policies have to be bought by not only evaluating the premium costs to the life assured, but also the insurance company's reputation when it comes to settlement of claims (payout ratios) and the insurance company's ability to survive in the long run (solvency ratioin the long run (solvency ratio).

I will personally go with a HDFC Life or Birla Sunlife, who have a high claim settlement ratio and these 2 companies have been there in the market since a long time and have established themselves

It was effected in a range of ways: sheer force; the removal of children from their families; the withdrawal of «permissive occupancy» because titles to traditional lands had been granted to others and Aboriginal people no longer provided a useful pool of cheap labour; in many cases people were induced to move «voluntarily» to settlements and missions simply to gain access to food and basic services as competing land use destroyed the resource base of traditional life.

An unprepared rush to divorce can result in long, expensive court battles, unfair property settlements and life - long detrimental economic effects.