Some companies offer 0 percent interest for 18 months or
longer on any balance transfer, so find a card that offers a favorable deal.
Not exact matches
This card come with an 18 month 0 % APR period
on purchases and
balance transfers — which is among the
longest 0 % periods we've seen.
Unlike other
balance transfer cards
on our list, the Ink Business Cash ℠ Credit Card is also a rewards credit card, which makes it an excellent card to keep around in the
long term.
MBNA offers a
longer introductory period of 12 months and zero introductory interest
on balance transfers.
If you need
longer than 15 months to pay off a
balance, you might consider the Discover it ® — 18 Month Balance Transfer Offer, which offers 18 months interest free on balance transfers and six months of zero interest on purchases (then, 13.49 % - 24.49 % Var
balance, you might consider the Discover it ® — 18 Month
Balance Transfer Offer, which offers 18 months interest free on balance transfers and six months of zero interest on purchases (then, 13.49 % - 24.49 % Var
Balance Transfer Offer, which offers 18 months interest free
on balance transfers and six months of zero interest on purchases (then, 13.49 % - 24.49 % Var
balance transfers and six months of zero interest
on purchases (then, 13.49 % - 24.49 % Variable).
The interest - free period
on the Citi Simplicity ® Card - No Late Fees Ever is nice and
long: 0 %
on Purchases and
Balance Transfers for 18 months, and then the ongoing APR of 15.49 % - 25.49 % Variable APR..
Whether you apply for one of the above credit cards with a
long no - interest rate period for
balance transfers or simply want a credit card with a lower interest rate
on your existing debt, you need a great credit score.
Unlike other
balance transfer cards
on our list, the Ink Business Cash ℠ Credit Card is also a rewards credit card, which makes it an excellent card to keep around in the
long term.
Although the card offers a
long 0 % APR period to encourage
balance transfers, it also comes with a 3 % fee
on transfers.
If you
transfer balances on a regular basis, that's more money you can save in the
long run (if the interest rates
on your
transferred debt are higher than the APR
on the Ring card.
And if you're a Wells Fargo customer focused
on convenience, or if you want a
long introductory 0 % APR period for purchases and
balance transfers, the Wells Fargo Cash Wise Visa ® Card delivers.
I started using some 0 %
balance transfers and cut back
on expenses (moving to the same city as my wife cut down
long distance bills significantly).
They are going to
transfer big sums of money to an account abroad to
balance things
on a
longer - term basis (weekly, month, etc.) Then they will make individual payments to service providers out of the overseas account in between these larger, international
transfers.
This card come with an 18 month 0 % APR period
on purchases and
balance transfers — which is among the
longest 0 % periods we've seen.
A great
balance transfer credit card has no
balance transfer fee and a nice,
long 0 % APR
on balance transfers.
A
long credit history and good credit scores are necessary to qualify for 0 %
balance transfer credit cards and the best rates
on personal loans.
Credit card issuers typically offer the option to
transfer your
balance from another card and pay it off interest - free for up to 12 months — as
long as you make all your payments
on time — and the window
on those offers is closing.
Unfortunately, this doesn't apply to
balance transfers but they do offer a lower percentage of 10.99 %
on balance transfers within the first 14 months as
long as they are completed within the first three months or so of opening your account.
Kate will pay excess
transfer balance tax
on the notional earnings that accrued from the day she exceeded her cap to the day she is no
longer in excess.
Our
longest offers
on balance transfers.
In addition to its 15 month of intro 0 % APR
on purchases and
balance transfers (then standard variable rate, currently 14.49 % - 25.49 %), the EveryDay also offers a $ 0
balance transfer fee, a rare and valuable feature among credit cards, as
long as you request
balance transfers within your first 60 days.
APR information must specify both introductory APR if any and
long - term APR, as well as APR
on balance transfer, cash advance, and default.
When it comes to interest rates, you will get a 0 % introductory interest rate
on balance transfers for the first 15 months so
long as you
transfer the money in the first 45 days after opening your account, but no introductory rate
on regular purchases.
One of the best cash back cards
on the market, the Citi Double Cash card also offers one of the
longest 0 - percent
balance transfer deals around.
So
long as you move your
balance over within 60 days of account opening, you get to skip the standard 5 %
transfer fee that normally comes
on the card.
If you are struggling with paying debt, apply for a
balance transfer credit card and choose a card based
on how
long you can repay your debt, your credit score and earnings.
But that's one of the
longest introductory periods available
on the market for
balance transfers.
The Citi ® Diamond Preferred ® Card come with one of the
longest zero APR periods
on balance transfers we've found.
Interest will be applicable
on all cash advances or
balance transfers on the transaction date; interest will not be charged
on purchases so
long as the
balance is paid before its due date.
Many
balance transfer cards offer
longer promotional APR periods
on both
balance transfers and purchases.
Credit card companies have several money - making reasons for offering to let customers
transfer a
balance from a competitor's card and pay 0 % interest
on that
balance for a year or
longer.
Plus a generous 5 % cash back
on rotating categories for up to $ 1,500 in spend (as
long as you activate the categories
on a quarterly basis) and 1 % cash back
on all other purchases makes this a very attractive
balance transfer card.
Issuers are moving away from
long - duration introductory rates
on purchases and
balance transfers (BTs), in particular
on travel cards.
A credit card with a promotional 0 % APR
on balance transfers normally offers the promotional rate for a limited period, ranging from just a few months to as
long as 21 months.
While the
balance you carry under a 0 %
balance transfer offer won't accrue interest during the interest - free period as
long as you make every minimum payment
on time, credit card companies usually charge consumers a fee for moving the
balance from the old card to the new, 0 % introductory offer card.
With an 18 - month, 0 % APR offer
on balance transfer and 6 - month, 0 % APR
on purchases, this card offers one of the
longest lasting
balance intro rates.
You should always concentrate
on repaying your debts, but if they're at 0 % (in the form of, for example, a 0 % spending or
balance transfer card) then it's less of a problem — as
long as you're certain you can repay them by the end of the 0 % period.
Just ignore the low introductory rate when you're picking a card unless you're planning to
transfer a
balance from another card so you can pay it off rather quickly (but
transferring balances from one credit card to another
on a regular basis can damage your credit score and cost you big in the
long term).
You could
transfer your other credit card
balances onto the new card that has a zero percent interest rate and as
long as you pay the
balance off inside 18 - months — you can escape the high interest that you are currently having to pay
on the existing cards.
Depending
on the amount of debt you have, and how
long it takes to pay it down, this card's offer may be better or worse than other
balance transfer cards.
Regular
on - time payments should continue even if the
balance transfer takes
longer than expected.
Whether you need a
long 0 %
balance transfer, a low rate card for a new purchase, or you would just like to reap the savings rewards that a new credit card has to offer, we've teamed up with Lovemoney.com, who have hunted down some of the best credit card deals
on the market today.
A
long - term
balance transfer on a credit card with zero percent is possible even if your credit score is not perfect, so check the possible options.
This is one of the best zero percent credit cards
on the market, offering
long periods of 0 % interest
on both purchases and
balance transfers.
If you plan
on performing multiple
balance transfers over a
long period of time, the Chase Slate ® will be the better choice.
The Citi ® Diamond Preferred ® Card punches above its weight, including both a low APR and a 0 % intro APR
on new purchases and
balance transfers for 21 billing cycles, which is one of the
longest offers we've come across.
The
long 0 % intro APR period
on the Citi ® Diamond Preferred ® Card — 21 Month
Balance Transfer Offer makes this a solid card if you need breathing room to pay off your debt.
With their promotional offer of 0 % interest
on balance transfers for 14 months (Discover It) or 18 months (Citi Simplicity), you get at least a year to pay down your debt and — if you have hefty
balances to begin with — you could save big bucks in the
long run in interest charges.
Even if you have a decent credit score (> 680), there are a bunch of credit card companies offering 0 % interest rates
on balance transfers for 12 months (or
longer terms in some cases)
The Wells Fargo Visa Signature card offers a
long introductory period
on balance transfers and new purchases, as well as a good travel rewards program with a generous redemption bonus
on travel rewards.