Sentences with phrase «longer than other banks»

As for processing time, this typically takes a little longer than other banks.

Not exact matches

The banks says the long - oversupplied oil market is tightening up more quickly than expected as global economic growth fuels demand and output cuts by OPEC, Russia and several other producers eat into the world's crude stockpiles.

This discussion also does not consider any specific facts or circumstances that may be relevant to holders subject to special rules under the U.S. federal income tax laws, including, without limitation, certain former citizens or long - term residents of the United States, partnerships or other pass - through entities, real estate investment trusts, regulated investment companies, «controlled foreign corporations,» «passive foreign investment companies,» corporations that accumulate earnings to avoid U.S. federal income tax, banks, financial institutions, investment funds, insurance companies, brokers, dealers or traders in securities, commodities or currencies, tax - exempt organizations, tax - qualified retirement plans, persons subject to the alternative minimum tax, persons that own, or have owned, actually or constructively, more than 5 % of our common stock and persons holding our common stock as part of a hedging or conversion transaction or straddle, or a constructive sale, or other risk reduction strategy.

Depending upon the lender, the loan purpose, and the loan amount, a commercial bank loan will likely include a lower interest rate and come with a longer term than other loan types.

In other words, Europe's taking even longer to pull out of the last downturn in part because their still - recovering banks intermediate more credit flows to businesses than ours do.

Third and finally, the traditional story misses the real function of private banks, which is to solve an information problem in the purest Hayekian senses. That is, banks are or should be specialists in risk assessment and risk taking. They should know their client, understand the local market and have their pulse on the broad economy. Arguably, if properly structured, they can and should do this better than other entities such as governments. In other words, the proper role of banks should be underwriting — lend money, hold the debt, and bear the risk. Which is a long - winded way of getting to the main point of this post.

On the other hand, banks typically take longer to respond to an offer (or a question) than a homeowner because the offer must be reviewed by several individuals or companies.

While it's impossible to prove without access to the inside books at DB and at the ECB, I believe the primary driver behind the LIBOR - OIS rate spread reflects a growing reluctance by banks to lend to other banks for a duration longer than overnight.

An independent Scotland would face the choice of cutting those services, or raising other taxes to higher than UK levels, so as to be able to put the oil revenue into a long - term savings fund, or spending it to support services now, and face that choice later when the oil runs out, but with no cushion of money in the bank.

The advocates say that New York Community Bank has a track record of lending to «notoriously bad landowners,» and more than 10 percent of its mortgage portfolio is on foreclosed buildings that go long periods without heat, hot water, working elevators, proper ceilings and other basic maintenance.

On the other hand, banks are reluctant to approve accounts that stay open longer than one or two weeks for people with low FICO scores.

Q: Aside from AIG, and other financial insurers, the insurance industry came through the crisis better than the banks because they focused on longer - term stress tests, and not on short - term measures like VAR.

The processing time is a little longer than that of other banks I have dealt with, but still acceptable (I'd like to have the entire process finished online only, no paper work involved though).

Pretty much all of my calls to big banks have resulted in long wait times or a less than helpful representative on the other line.

CIT is another internet bank, but it has been around for a longer time than most other online banks.

Depending upon the lender, the loan purpose, and the loan amount, a commercial bank loan will likely include a lower interest rate and come with a longer term than other loan types.

Getting funded takes longer than other options — typically two to six months — but banks are usually your lowest - APR option.

Stolen cheque books, stolen banking details (partly in connection with stolen smartphones and credit cards) and cards, money transfers from other people duped in a similar manner as you are: it is much easier to steal money than invent it, and it takes quite longer until stolen rather than invented money will blow up at the banks.

Although lawyers have long relied on banks to hold client trust funds, ethics regulators never weighed in on whether one bank was more secure than another; banks remained subject to regulation by the FDIC and other agencies because banking issues are beyond the scope of ethics regulators» jurisdictions.

There is a long line of wrongful dismissal decisions that have held that bank employees are to be held to a higher standard of trust than other employees — a level of trust akin to that normally applied to fiduciaries.

If you have no idea how to choose a bank based on anything other than how long it takes you to walk to the closest branch (or whether they offer lollipops at the teller window), I off the following checklist of other factors to consider.

In fact, he has served longer on the council than any other central banking chief.

We're here all year round, Monday to Friday (other than Bank / Uni holidays), 10 - 4 all through the summer, and longer hours during term time.

If yuo don't know, the basic concept is to use a line of credit from the bank and use it like a checking account so you put yout income into it but get a LOC for like $ 10k, add in your income for that month, and use the $ 10k to pay the principal, and then pay your other expenses from that account and as long as you are spending less than what is going in, you build that LOC back up again so you are able to pay back the $ 10k LOC and then use it again to pay toward the principal.

On the other hand, banks typically take longer to respond to an offer (or a question) than a homeowner because the offer must be reviewed by several individuals or companies.