Sentences with phrase «longer than the insurance»

However, ascertaining the amount of money the victim really needs in order to protect not only his or her present costs, but future costs as well, can be difficult to do and may take longer than the insurance company wants to allow.

Assessing the real value of a pedestrian's injuries could take much longer than the insurance company is willing to investigate.

Not exact matches

Those with assets worth more than $ 50,000 might find that long - term care insurance allows them to afford assisted living or nursing - home care, should they need it.

The ballooning price of long - term care insurance is more than just a reflection of the growing costs of health care as a whole.

The Hobbses took some of Guarino's advice, like using a home - equity loan rather than savings to cover home repairs, and looking into long - term - care insurance.

Many folks will simply choose to go without insurance because they're no longer fined for doing so, and companies with large numbers of young employees are likely to drop all coverage, since the AHCA is far more generous with the 20 to 40 crowd than the ACA.

If you have been counting on the new health - insurance exchanges where you can shop for plans for your small business, you may have wait longer than you thought.

Before long, the company's lone fax machine was overwhelmed, in use four times more than before as telemarketers sent and received page after page of insurance quotes and forms.

A decision against the law could have left more than 6 million people without insurance coverage due to rising premiums that people could no longer afford.

Certainly, it offers an attractive level for longer - term investors such as pension and insurance funds to lock in a relatively decent yield, and will tempt some portfolio managers to buy bonds rather than equities.

This discussion also does not consider any specific facts or circumstances that may be relevant to holders subject to special rules under the U.S. federal income tax laws, including, without limitation, certain former citizens or long - term residents of the United States, partnerships or other pass - through entities, real estate investment trusts, regulated investment companies, «controlled foreign corporations,» «passive foreign investment companies,» corporations that accumulate earnings to avoid U.S. federal income tax, banks, financial institutions, investment funds, insurance companies, brokers, dealers or traders in securities, commodities or currencies, tax - exempt organizations, tax - qualified retirement plans, persons subject to the alternative minimum tax, persons that own, or have owned, actually or constructively, more than 5 % of our common stock and persons holding our common stock as part of a hedging or conversion transaction or straddle, or a constructive sale, or other risk reduction strategy.

«Canadians are living longer than in years past, and they want active and productive lifestyles in retirement,» explains Jean Salvadore, Director, Wealth Insurance, RBC Insurance.

Rather than go after exact phrases such as «sales training», Whitefrog worked to develop hundreds of long tail phrases such as «real estate sales training» and «insurance sales motivation videos».

In my personal opinion, the emphasis upon taking out insurance against downside risks lies in conflict with the shift to data dependency given long and variable lags of monetary policy impacts on the broader economy which could have counselled front - loading insurance cuts rather than scattering them (if delivering any more at all) in which case precious little insurance has been taken out.

This is a very positive development, as mortgage insurance is more profitable for Genworth than its long - term care insurance business.

Note: Women pay less for life insurance than men (except for unisex laws in Montana) because statistically women live longer than men.

Hybrid products also open up opportunities to introduce new distribution channels to the business via producers who might prefer to sell benefits such as long care rather than life insurance, Reynolds indicated.

«Samaritan Ministries is more than an inexpensive way to provide for my health care,» said Daniel Coughlin, who survived cancer at 25 and whose medical history has long prevented him from obtaining insurance.

Rather than the common policy of discharging such patients to nursing homes when family members insist on continued treatment or the insurance money runs out, Catholic institutions could develop sorely needed long «term rehabilitation facilities that could build on the encouraging work being done with such patients in England and Israel.

So I believe the NHS is the best insurance system for the long - term - and even more relevant to Britain's needs today than it was in 1948.

According to the New York State Department of Health, Long Island has seen its uninsured rate drop by three percent since 2013 and more than 300,000 New Yorkers have received their health insurance through the state exchange.

A U.S. attorney says the Dutchess County surgeon Thursday pleaded guilty to operating a long - running health care fraud scheme in which he defrauded Medicare, the New York State Insurance Fund, and numerous private health insurance providers out of more than $ 2.5 million by lying about the nature and scope of the surgical procedures he pInsurance Fund, and numerous private health insurance providers out of more than $ 2.5 million by lying about the nature and scope of the surgical procedures he pinsurance providers out of more than $ 2.5 million by lying about the nature and scope of the surgical procedures he performed.

More than just an insurance policy against late frosts or unexpected dry spells, it turns out that seed dormancy has long - term advantages too: Plants whose seeds put off sprouting until conditions are more certain give rise to more species, finds in a team of researchers working at the National Evolutionary Synthesis Center in North Carolina.

Surgery patients covered by Medicaid come into their operations with worse health, do worse afterward, stay in the hospital longer and find themselves back in the hospital more often than those covered by private insurance, a new U-M analysis finds.

Dr. Brookfield and her colleagues studied Florida women with invasive cervical cancer and found that white or Hispanic women lived longer than African - Americans (who tended to be diagnosed later than other women), as did those with health insurance or who lived in wealthier neighborhoods.

Therefore, if you need more than two to four hours per day of in - home care, your long - term insurance benefit may provide more long - term - care if you are in a nursing home.

The 12 - year - long population - based cohort study used the Taiwan National Health Insurance Research Database's records dating back to 1999 to identify 431,178 people who were older than 50 and newly diagnosed with diabetes.

35 - 50 % cheaper than more expensive brands like Volvo XC90, Audi Q7 and other higher end SUV's but have cheaper insurance, and cheaper property tax (yes we pay yearly property taxes here in Connecticut) Seats are not perfect, could be longer, however the Seat Massage makes you forget about the seat size, AWESOME feature, esp for someone with a bad back.

Or you might have savings to cover your car insurance deductible, but it takes three months longer than expected to receive reimbursement from the insurance company.

In addition, if you have private mortgage insurance (PMI) and your current equity is more than 20 % of your home's value, you will no longer need your insurance and can drop it.

Since the insurer is guaranteed to pay a death benefit to your beneficiaries so long as all premiums are paid, permanent life insurance rates are significantly higher than those for term life insurance.

Gerber's whole life insurance policies also can be purchased without undergoing a medical exam, so long as you are under 51 and are seeking less than $ 100,000 in coverage.

We were recently informed by our homeowners insurance company that because the house is no longer owner occupied, they will not renew our policy when it expires in a bit more than a month.

This is a beneficial option to have in case circumstances in your life change, such as an adverse medical diagnosis or the insurance coverage is needed for a longer period of time than originally anticipated.

Some people call up their car insurance carrier, in which case they could be on hold for far longer than it should take to get the policy in the first place.Without those factors, how long does it take to get renters insurance?

Your insurance company can not cancel your policy more than 60 days after it was purchased unless you fail to pay your premium, commit fraud, significantly alter your home so that the carrier deems it is no longer insurable, or if the home is vacant.

California Renters Insurance is a bit different than in other states, so you need to work with a Long Beach renters insurance expert who can get you the right coverage, and take the time to understand yoInsurance is a bit different than in other states, so you need to work with a Long Beach renters insurance expert who can get you the right coverage, and take the time to understand yoinsurance expert who can get you the right coverage, and take the time to understand your needs.

Our research found that the average home insurance premium in Long Beach was $ 904, which is $ 88 less than the average in the state of California.

If I ever encountered a longer period of not earning money (say I became disabled or suffered major depression), I'm in trouble regardless of however I've structured my finances (unless maybe if I'd bought disability insurance), so a pot of «emergency funds» isn't going to help all that much (it just puts off things getting bad for a couple of months longer than it would have otherwise).

Even then, don't sign up for an insurance policy until you have crunched the numbers and figured out that its benefits are likely to offer you a better after - tax return on the premiums you pay than you would earn for CD rates or long - term investments.

If you live much longer than expected, the insurance company will continue to pay even though they may have exhausted your investment, as well as the earnings your investment made.

Private Mortgage Insurance is a necessary part of life for many homeowners, but by being informed about your loan terms and options, you can avoid paying it for longer than is necessary.

With the longer liability structures, and a highly competitive environment, the investment policy of most insurance companies is more aggressive than that of most banks.

I try to focus on companies that are good operators; they manage their base of insurance businesses well, rather than those that are clever investors, because the ability to be clever investors over the long run is much harder than being a well - run insurer.

In insurance liabilities, nothing is longer than a portfolio of structured settlements.

Q: Aside from AIG, and other financial insurers, the insurance industry came through the crisis better than the banks because they focused on longer - term stress tests, and not on short - term measures like VAR.

When you put savings into a lifetime income annuity, you're buying more than monthly payments, you're also buying insurance — specifically, insurance against outliving your assets should you live a very long time.

In other words, you no longer have to make insurance payments if the outstanding balance of your loan is less than 78 % of your home's original price.

You receive what remains, but you no longer have life insurance if you surrender and cancel the policy rather than just accessing the cash in the account.

Not only is it possible that you will need the benefits earlier in life than expected, but the younger you are the lower the premiums for long - term care insurance.