Sentences with phrase «longest large debt»

It's recommended your policy stay active through your longest large debt; for most people this is their mortgage, so a 30 - year policy is a good benchmark.

It's recommended your policy stay active through your longest large debt; for most people this is their mortgage, so a 30 - year policy is a good benchmark.

Not exact matches

Though it requires a larger upfront investment compared to starting something from scratch or conducting a traditional job search, buying a business can provide you and your family long - term security while paying you an immediate salary, covering your bank debt and providing a small cushion to grow the business.

Good for large one - time and longer - term investments, purchasing real estate or equipment, buying existing businesses and refinancing debt

As long as your debt - to - income ratio is low, however, and you have a larger equity position — meaning you can afford a larger down payment — you stand a good chance of getting approved for a loan with a decent interest rate.

In an effort to restart the securitization market, on November 25, the Fed announced the Term Asset Backed Securities Loan Facility (TALF).14 In December, the FOMC announced that it would begin to significantly expand its balance sheet through purchases of long - term assets including agency debt, agency mortgage - backed securities and long - term treasuries — the Large Scale Asset Purchase or LSAP program.

Entities in smaller markets typically issue foreign currency debt in offshore bond markets because they can issue larger, lower - rated and / or longer - maturity bonds than they can (at least at comparable prices) in their domestic market.

For example, from: 1) the replenishment of foreign exchange buffers large enough to protect the economy against a protracted shock; 2) a significant reduction in government debt metrics; 3) a successful diversification of the economy and government revenues that will become less dependent on oil receipts; 4) continued improvements in governance and institutional strength which act as long — term constraints on Angola's rating.

With household and government balance sheets still weighed down by a large debt overhang, demand for new loans is extremely weak despite near zero short and long term interest rates.

(These totals count all government debt coming due - including shorter term notes - and are therefore larger than estimates of only long - term debt.)

The long - term trend of earnings per share for American businesses is up because large corporations retain earnings that they can use to pay down debt, buy back stock, or grow operations, and this allows us to have the reasonable certainty that Coca - Cola, Procter & Gamble, Johnson & Johnson, PepsiCo, and the rest of the usual suspects will be worth more ten years from now.

Term life insurance is a great option if you have a particularly large amount of debt or know how long the debt will be outstanding.

That reinvestment may be used to fund acquisitions, build new factories, increase inventory levels, establish larger cash reserves, reduce long - term debt, hire more employees, start a new division, research and develop new products, buy common stock in other businesses, purchase equipment to increase productivity, or a host of other potential uses.

When borrowing is cheap, firms will take on more debt to invest in hiring and expansion; consumers will make larger, long - term purchases with cheap credit; and savers will have more incentive to invest their money in stocks or other assets, rather than earn very little — and perhaps lose money in real terms — through savings accounts.

(or at least to be rid of the debt that is worth eliminating) A problem with this method is that it can be hard to motivate oneself to keep saving money and paying of the debt if the debt with the highest rate is large and take a long time to pay off.

For instance, let's consider a credit profile of someone who has large amounts of debt but a long and spotless payment history.

In a meeting later hailed as «probably the most healthy conversation that ever occurred in the church,» the congregation overwhelmingly voted not to take on the large debt of new construction but rather to remodel what they already had: a long, low fellowship hall.

«Previous studies have also noted that the financial condition of the most troubled institutions is, to a large extent, a product of an inefficient expense structure, revenue challenges associated with a patient mix that approaches 90 percent public payers and charity care, and overwhelming liabilities (including debt issued long ago for physical plant improvements that, in some cases, are obsolete),» the health department said in its announcement.

When other counties were facing large deficits, our County was recording a surplus that was used to pay down millions of dollars in long - term debt and fund infrastructure repairs with cash and avoid costly interest payments.

Dr Eduardo Bernabe, lead author from the Dental Institute at King's College London, said: «Using dental services can cost households a large proportion of their available income and push many into poverty and long - term debt.

Jiayuan is the largest (90M registered users) dating sites in China, and is in excellent financial shape with no long - term debt and $ 83M in cash and investments.

It's a comedy about «a struggling nightclub owner who after amassing a large debt from a loan shark, sets out to win a long - running celebrity death pool by attempting to kill Hasselhoff.»

If your debt has gotten so large you can no longer afford to pay it, negotiating a debt cancellation with your lender might be just what you need in order to get by.

SIP Details as below (Monthly Basis) ELSS Axis Long term equity fund Direct Growth: 2000 / - Large Cap SBI Blue Chip Fund Direct Growth: 3000 / - Mid Cap Franklin India Prima fund Direct Growth: 3000 / - Small Cap Franklin India Smaller companies fund Direct Growth: 2000 / - Diversified ICICI Prudential value discovery fund Direct Growth: 3000 / - Balanced fund HDFC Balanced Fund Direct Growth (Equity based Balanced Fund): 3000 / - Debt Fund Birla Sun Life Short term fund Direct Growth: 5000

Sometimes that's exactly what's needed to keep you going, especially if you're dealing with a large amount of debt that will take a long time to payoff.

At present, the relationship between earnings and bond yields seems tighter because of the large substitution of debt for equity going on, but that's not a normal thing in the long run.

«That's key when it comes time for the two of you to make a final decision, especially about longer - term goals like home ownership, taking a sabbatical or paying off large debts.»

We find that contributing about 12 % of your pre-tax income each year should be fine for most people, as long as you contribute regularly, invest wisely and don't take on a massive mortgage or large amounts of other debt.

However, the debt with the highest interest rate may also be the largest loan or debt you have, meaning it will take longer to pay it off and make a dent in your overall debt load.

Debt consolidation loans are usually larger, normally have a lower interest rate, and take longer to pay off.

While still a long way from causing widespread financial ruin, student loan debt is now the second largest class of consumer debt, shows no signs of slowing down, and could spell trouble for younger generations.

Term life insurance is a great option if you have a particularly large amount of debt or know how long the debt will be outstanding.

While this premise has long been under debate and is now even more so as college tuition continues to rise, the loans can result in problems even larger than a mountain of debt.

For most people, a mortgage represents the largest debt they will ever assume, as well as the longest contract they will ever enter into.

So, as long as the monthly salary of the applicant is large enough to cover the full debt, there is little reason for the lender to reject the application.

For my portfolio I have shortlisted 4 funds 1) SBI Blue Chip Fund (G)[Large Cap](2) UTI Mid Cap Fund (G)[Mid cap](3) UTI MNC Fund (G)[Div equity](4) HDFC High Interest Fund — Dynamic Plan (G)[Debt Long Term].

I'm planning to invest around 20K / Month for: 1) daughter's education: — 14 yrs from now (Large Cap = 1K, Large + Mid = 2K, Mid + Small = 3K) = 6K / month 2) daughter's marriage: — 20 years (Large Cap = 1K, Large + Mid = 2K, Mid + Small = 3K) = 6K / month 3) corpus fund for wealth creation and retirement: 20 + years (Index fund = 1K, Debt long term = 2K, Global Mutual fund = 1K, Mid + Small = 4K) = 8K / moth.

For large debts or long - term loans, lower interest rates can mean huge savings.

The reason for its lack of success in those situations is because the larger the debt the longer it takes to pay off.

Good for large one - time and longer - term investments, purchasing real estate or equipment, buying existing businesses and refinancing debt

When people contemplate their debts — especially if they appear to stretch long into the future, such as a large credit card balance — anxiety and fear can set in.

Debt consolidation works by combining existing debts into a single large account, with a longer term of payment and a single bill each month.

When you implicitly and explicitly suggest that rates will remain lower for longer, people begin to count on risky assets being safer than they are; similarly, the size of debts can become so large that those who trusted the policy makers lose the ability to service the debt (let alone pay it back) when borrowing costs go up.

And once your mortgage is gone and paid for, your single largest debt obligation will no longer exist.

In fact, one could argue that with my long career, no student debt and a bunch of other lucky breaks in life I should have piled up a much larger net worth by now.

Long term Large Cap MF for 10 yrs Birla sl frontline equity (G)-- 3000 Long term Mid Cap MF for 10 yrs Franklin Smaller Companies fund — 3000 Long Term Small Cap MF for 8 yrs Icici pru value discovery fund — 1500 UTI Mid-Cap — 1500 Long term Hybrid / Diversified for 8 yrs Tata Balanced Fund — 1000 Debt short term for investment Birla Sunlife MIP II Wealth 25 Plan (D)- SIP — 1000 Long term ELSS for 15 yrs Axis Long Term Equity - ELSS — 1000

Such a disparity in pay scale can make a significant difference in terms of how long it takes to pay off a large debt load.

A large signing bonus could go a long way toward repaying your student debt.

A smaller amount of debt can be a much larger problem than a bigger amount that is longer.

I am bullish on gold long - term because the central bankers of some of the world's largest economies are going to require the continued use of quantitative easing in order to get their debt to GDP ratios to sustainable levels.