Sentences with phrase «longevity protection»

Luckily, most of these products offer excellent longevity protection, because, in most cases the income you get is guaranteed for life.

Enter new, «multi-tasking» products, such as Variable Annuities (VAs) and Fixed Indexed Annuities (FIAs), which claim to offer longevity protection along with liquidity and upside potential, all in one product.

The use of a DIA for longevity protection may also be an important psychological tool that reduces the anxiety of short - run portfolio volatility by ensuring that the client will never bear substantial lifestyle risk later in life.

Shifting bonds into a DIA will always provide a bonus, because the client receives a bond - like return with the added longevity protection of annuity.

Findings suggest that short deferral period annuities can reduce the cost of funding retirement, provide longevity protection, and offer behavioral benefits to clients concerned about near - retirement market performance.

Buying a QLAC with your qualified retirement savings offers longevity protection and a number of other benefits:

This isn't that hard to do if the products are structured and sold in a manner that is most beneficial to retirees seeking liquidity, the ability to capture a risk premium, and longevity protection.

As mentioned, the CB plan we model is a defined - benefit plan that maintains the same investment and longevity protections that teachers currently enjoy.

Additional riders decrease your payout and reduce the impact of the longevity protection you're looking for.

To illustrate how a DIA offers longevity protection and fixes your investment horizon, let's use Alan as an example.