«They are themselves in a two - year pay freeze, teachers and lecturers are facing redundancy, will lose child benefits and other benefits, are paying more VAT, their children stand to
lose educational maintenance allowances and their children will also have to pay higher tuition fees to go to university.»
The policies generally contain the following accident benefits: income replacement or non - earner / caregiver, medical / rehabilitation, attendant care,
lost educational, death and funeral, expenses of visitors, reimbursement for damaged clothing, glasses and medical devices, and potential benefits for housekeeping and home
maintenance expenses (depending on the severity of the injury).