Sentences with phrase «loss against all perils»

Then there is the «open perils» policy, which increases Oakland insurance quotes but protects you against damage or loss against all perils except those specifically excluded.

Not exact matches

This changes the policy in such a way as to remove the list of covered perils and replace it with the words «We insure against risk of direct physical loss or damage...» followed by a few obvious exclusions such as nuclear war.

If you like, you can even endorse your The Village At Fox Creek to cover open perils, which insures against risk of direct physical loss by any cause, subject to exclusions such as nuclear hazards and intentional acts.

If a loss is caused by a peril not insured against, there is no coverage.

Personal property coverage protects against tablet fires and many other named perils, liability coverage protects you if the landlord sues you for the damage from a tablet fire, and loss of use coverage makes sure you have somewhere to stay after a covered loss.

In a nutshell, it replaces the perils insured against section of your policy with language to the effect of «We insure against risk of direct physical loss to your property.»

An open perils policy is endorsed to have language similar to «We insure against risk of direct physical loss to property covered by the policy.»

It's often very inexpensive, and replaces the named perils with «insur [ance] against direct physical loss,» regardless of cause, subject to a few obvious exceptions such as nuclear war.

A homeowners insurance policy typically protects your home and other structures, such as a fence or shed, against specific causes of loss, known as perils.

An insurance policy that helps protect against only certain perils or causes of loss, which are stated in the policy.

If you have the «Enhanced Home Package» on your renters insurance the perils named in the policy, such as fire, are replaced with verbiage along the lines of «We insure against risk of direct physical loss».

On the other hand, open perils will protect you against all losses except such loss is specifically excluded from the policy.

Open perils coverage means that your personal property is protected against direct physical loss or damage from any cause that has not been excluded.

These perils are common enough that they're worth insuring against and cause major enough losses to be devastating.

Open perils coverage insures against «risk of direct physical loss» to the property in question.

Whether the loss is caused by fire, theft, vandalism, or any of the other perils named in the policy, Logan's property and your student's property would be protected against those losses.

Direct physical loss or damage from perils named in the policy is exactly what your renters insurance policy is protecting your property against.

The key is «if the failure results in a loss from a Peril Insured Against, on the residence premises,» there could be coverage.

In addition, The Meadows renters insurance also covers your personal property against common perils that could cause you to suffer a loss.

Coverage by contract whereby one party undertakes to indemnify or guarantee another against loss by a specified contingency or peril

The Supreme Court of Canada, and other Canadian appellate courts have since the 1970s held that covenants to insure, in leases or construction contracts, bar claims by covenantors for loss or damage to the subject property by perils to be insured against, due to the negligence of covenantees.

Personal Belongings: Coverage for your personal belongings against physical losses from a wide range of perils.

If you have a personal property loss, you're covered against all the perils named in the policy.

Depending on the estimated risk of a particular catastrophic loss occurring where you live as a renter, you can decide if it is necessary to supplement your policy with endorsements protecting your property against such perils.

There are also multiple optional coverage options available such as specified perils, which covers losses against named risks such as fire or theft, or comprehensive, which protects you against specified perils as well as damage to your vehicle caused by fire, theft and vandalism.

Explaining what your renters insurance policy covers can be challenging, but here's what it comes down to: Your personal property is protected against direct physical loss or damage caused by a covered peril.

Dwelling Coverage is a Homeowners Insurance policy form that is designed to cover a house, attached structures, materials or supplies used in construction, fixtures in the house and outdoor equipment, and provide coverage for direct physical loss against fire, wind, theft, and other perils.

This insurance coverage protects building owners against loss of income when rentals have been interrupted or rental value has been impaired by the occurrence of any of the insured perils.

A Comprehensive cover against loss / damage to Audio / AV appliances at home due to fire and allied perils, Burglary / theft, Accidental external means, Mechanical and electrical breakdown, legal liability.

Protection for vehicle against damage or loss due to accidental external means, theft, burglary and various other perils

Your One Midtown Luxury Apartments renters insurance will include coverage for your personal property against risk of physical loss or damage by perils defined in the policy such as fire and broken pipes.

This section provides covers the loss or damage to pedal cycles against - i) Fire and allied perils, ii) Housebreaking, burglary or theft, iii) Accidents by external means, iv) Third Party bodily / personal injury or third party property damage up to Rs 10000 / -.

It will cover your stuff against losses from various types of peril, including: smoke, fire or lightning; windstorm or hail; explosion; riot or civil disorder; aircraft and vehicle damage; vandalism; theft; volcanic eruptions; falling objects; weight of snow or ice; accidental plumbing overflows; sudden disintegration of a steam or hot water heating system, or a household appliance; and accidental electrical damage.

In a nutshell, it replaces the perils insured against section of your policy with language to the effect of «We insure against risk of direct physical loss to your property.»

Usually the open perils wording is to the effect of «We insure against risk of direct physical loss...» meaning that open perils doesn't keep you tied to the same list of covered events as named perils would.

This standard form gives you broad protection against common perils that might cause a loss of personal property, as well as covering liability for anything not specifically excluded in the policy document.

Harrisburg, PA Renters Insurance protects you by covering your personal property against loss causes by perils covered under the policy.

HDFC ERGO Property Insurance provides coverage for companies and firms, against loss of property through fire and other perils.

It's often very inexpensive, and replaces the named perils with «insur [ance] against direct physical loss,» regardless of cause, subject to a few obvious exceptions such as nuclear war.

You probably also know that your policy protects your personal property against loss caused by named perils in the policy.

An open perils policy is endorsed to have language similar to «We insure against risk of direct physical loss to property covered by the policy.»

In addition to acquiring insurance protection against financial losses that he or she might suffer from the usual cohort of standard perils and natural disasters, the landlord now has a rental, and therefore a commercial liability.

Personal property coverage helps protect the items you typically keep in your home — such as furniture, clothing, electronics, or other personal items — against certain causes of loss, known as perils.

This means that your property is protected against specific perils, or causes of loss, that are named in the policy.

«Open - peril» means that you are covered against all losses except those that are expressly excluded on your policy.

A business owners policy helps protect your business against financial loss and covered perils.

Aviation Insurance: Coverage against aviation perils, primarily involving operation of aircraft and characterized by a constant exposure to potential catastrophe loss.

Hence, this home needs a very special security and safeguard against all the risks and hazards which might arise and cause destruction / loss / damage to the property / building or its contents due to god's peril or other threats which are created by human beings only like theft, robbery, house breaking etc..

Raheja QBE's Domestic Fire insurance policy provides you a complete protection against any fire and special perils by providing financial compensation against loss or damage.

Shriram Home Insurance's «Householder Umbrella Package Insurance Policy» is a package policy that protects your house from unknown calamities by providing cover against various loss / damage due to various perils.