Sentences with phrase «loss than your insurance»

If your home is determined not to be a total loss than your insurance company will pay for the repair costs to your home.

Not exact matches

Companies seem to be increasingly offering insurance on all manner of things in part because of something known as loss aversion, which is when people feel a more psychological impact from a loss than from a similar - sized dollar gain.

Companies seem to be increasingly offering insurance on all manner of things in part because of something known as loss aversion, which is when people feel more psychological impact from a loss than from a similar - sized dollar gain.

Hurricane Katrina resulted in more than $ 15 billion in flood insurance losses in Louisiana and Mississippi that were paid by the National Flood Insurance Program (NFIP), a federal program that is the only source of flood insurance for most Ainsurance losses in Louisiana and Mississippi that were paid by the National Flood Insurance Program (NFIP), a federal program that is the only source of flood insurance for most AInsurance Program (NFIP), a federal program that is the only source of flood insurance for most Ainsurance for most Americans.

Insurance stocks struggled on weaker - than - anticipated earnings news but erased losses by the end of the session.

Risk Management Solutions Inc., an insurance consultant based in the East Bay, said this week that the economic loss would total $ 3 billion to $ 6 billion in the five hardest - hit counties: Sonoma, Napa, Solano, Lake and Mendocino, where more than 5,000 homes and other structures were destroyed.

The insurance company is pulling out of the state due to more than expected losses due to covering a sicker than...

For example, insurance losses in the Houston area may be substantially less than anticipated, as the area has a very low level of residential flood insurance coverage.

One - half of U.S. households would feel the impact of the loss of a primary wage earner within six months, and one - third would feel it in less than one month, according to a study by LIMRA and Life Happens, a nonprofit that promotes the benefits of life insurance.

But the total damage is expected to be much greater than just the insured losses, as many people in the area didn't have flood insurance, and there has been substantial damage to roads, bridges and other public infrastructure.

«Berkshire has access to two low - cost, non-perilous sources of leverage that allow us to safely own far more assets than our equity capital alone would permit: deferred taxes and «float,» the funds of others that our insurance business holds because it receives premiums before needing to pay out losses»

Loans with less than 20 percent down require government mortgage insurance, which helps the lending institution recover their loss if the customer defaults.

Today, PMI works in much the same way: Borrowers who put less than the customary 20 percent down are typically required to purchase mortgage insurance to cover potential losses for the lender.

Deutsche Bank analyst Ross Curran said the increased number of claims was driven by more claims from its marine and fire risk division in Asia as well as higher - than - budgeted crop losses in Ecuador and ongoing «issues» in its Colombian third party motor insurance book.

Insurance carriers in this state are «routinely paying out more in claims / losses than they can collect in premium in this space, which is, of course, why they are fleeing in droves.

Research by an affiliate of the insurance group, the Highway Loss Data Institute, estimates that overall chances of being injured in a crash are 25 percent lower in hybrids because their large batteries make them heavier than similar gasoline - powered cars.

Weather - related insurance losses rose to $ 50 billion in 2005 from less than $ 10 billion a decade earlier, according to a study by Ceres, a Boston - based nonprofit group that lobbies corporations to be environmentally responsible.

As losses are covered by public funds, RPA is more secure than commercial insurance.

Motorcycles with antilock brakes have fewer fatal crashes and lower insurance losses than bikes without antilocks

Having renters insurance is always less expensive and less of a financial burden than not having it when there's a significant loss.

If a policy was in force at the time, Austin renters insurance would cover the personal property losses for each of those residents.Although the cause of the fire is unknown at this time, if a tenant of the building is found responsible than significant liability will be attached to that individual.

The insurance float even back then was invested in cash and bonds; the sum of cash and bonds was equal to or greater than loss and LAE on the balance sheet).

Rather than having to pay out of pocket for a loss, Montana renters insurance allows you to be covered for unexpected losses and be returned to the condition you were in prior to the loss.

Actions taken now for reestablishing the mortgage insurance fund may prevent much larger headaches down the road if the mortgage insurance fund sustains losses greater than its ability to reimburse lenders.

Mortgage title insurance protects a beneficiary against losses if it is determined at the time of the sale that someone other than the seller owns the property.

Many people think about what would happen if they lost everything in a fire, but if you don't have Rochester, NY Renters Insurance, there's more to it than just the personal property loss.

It's unfortunate, but most people who suffer even a minor injury and think they can get a few bucks out of it, or at least get indemnified for the loss by someone other than their own health insurance, have a Goodfellas moment.

If the building burns down and there is a loss, than the insurance company pays for that loss.

The idea behind requiring Dallas Renters Insurance is that if there is a loss within the community, the person who caused the loss will be able to resolve it with their policy, rather than having to pay for it out - of - pocket.

That's what protects you if a liability claim causes a larger loss than the underlying renters insurance policy will cover.

Even after a renters insurance subrogation loss, you still could be paying far less than you expect!

Fires are somewhat less common in Maricopa County than elsewhere, but Glendale renters insurance can cover those losses.

«Your personal possessions will cost tens of thousands of dollars to replace in the event of a total loss, yet the annual premium for a renters insurance policy is usually no more than $ 200.»

Renters insurance does more than just cover the losses, your defense is a crucial part of the policy.

So, if your car is totaled and you owe more and your car than it is worth, you would be stuck paying for a car even after your insurance cuts you a check you for the loss.

The new roommate can get her own renters insurance policy, which would provide her with the full protection of the policy limits even if there was a loss that involved more than one of you.

Compared to the cost of an uninsured loss, renters insurance is no more expensive on a relative basis in Houston than anywhere else.

An automobile, according to Maine's Bureau of Insurance, is often considered a total loss if the cost to repair the vehicle is 75 percent or more than the actual cash value of the vehicle.

Failing to purchase a renters insurance policy because you don't own many valuables is a mistake for two reasons: Almost everyone's personal belongings are worth more than they estimate and this philosophy completely disregards the value in liability and loss of use coverage.

Renters insurance replacement cost contents coverage in Rhode Island ensures that you're able to replace the item that suffered a covered loss with an item of like kind and quality rather than just getting paid on what the item is worth today on the open market.

The cost of renters insurance in Chula Vista is far less than the cost of a loss without it, and something is stolen every thirty seconds in California.

Mortgage insurance is required if you have less than 20 % equity (or down payment) in your home and protects the mortgage lender from losses if a customer is unable to make loan payments and defaults on the loan.

But Mr. McKay reminded his audience that, due to Canadian government guarantees on mortgage insurance, bank balance sheets are protected from property losses of less than 25 per cent.

Costs vary based on coverage and the individual being insured, as well as the number of roommates if applicable, but renters insurance is always affordable and always less expensive than an uninsured loss.

Even though your Anaheim, CA Renters Insurance isn't likely to cover the loss, a California landlord is more than likely going to be required to put you up in a hotel while repairs are made for your safety.

The cost of Seattle renters insurance is much less than the cost of a loss with no coverage.

You may also safely assume that either the cost of the renters insurance is less than the cost of the loss to your property or that it's easier to make payments on renters insurance than to replace everything you own in a single shot.

Another factor in the rating of renters insurance companies is that the company needs to have a contingency plan for losses larger than they've planned to handle.

In other words, the exclusions on an open perils renters insurance policy mostly fall under the broad category of «If you suffer that kind of loss, you've many more grave concerns than insurance coverage.»

Does a San Jose Renters Insurance claim pay enough that you can buy new things to replace the property that suffered a loss, or are you stuck with less than retail price?