Sentences with phrase «losses if interest»

It is fine to expect 4.5 % or so from long - term corporate bonds, but you will have capital losses if interest rates increase.

Since 2013, many investors have shunned this bond index, believing the Agg's higher duration or interest rate risk left portfolios exposed to large losses if interest rates shot up.

Hint to those who analyze life insurers and reinsurers: look in the statutory statements, which have a lot more data than the GAAP statements for odd reserves that indicate a significant chance of losses if interest rates continue to remain low.

Since 2013, many investors have shunned this bond index, believing the Agg's higher duration or interest rate risk left portfolios exposed to large losses if interest rates shot up.

Investing in a portfolio of short - maturity bonds will limit principal loss if interest rates rise, but investors sacrifice income for safety.

Sure, 5 - year obligations are much more volatile than 3 - month bills and do have risk of loss if interest rates rise.

On a daily basis, puppies and dogs are abused, some just no longer wanted, due to lifestyle changes, loss if interest, age or infirmity... Every one of these potential best friends need and deserve a chance to live and be part of a family... in essence a 2nd chance at life.

Not exact matches

«It's the yield paradox, where cash returns appear very strong going forward, yet capital losses could offset that if interest rates start climbing.»

Time and again the German auto - industry — the largest in the country — has been able to brandish the threat of job losses if legislation contrary to its interests is passed.

«If there are any negative effects of low rates on net interest income in the future, they should be largely offset by the positive effects of monetary stimulus on the other main components of profitability, such as the quality of loans and therefore on loan - loss provisions,» Draghi added.

Some of the most common itemized tax deductions include, but are not limited to medical expenses, charitable contributions, state and local taxes, foreign taxes, mortgage interest deductions, mortgage points, health insurance if you are self employed, and losses related to natural disasters.

Real customer advocacy means looking out for their best interest, even if it means a short - term loss for you.

Loading the Fed up with bonds creates the danger of big losses for the central bank if interest rates rise (which causes bond prices to fall).

Fixed index annuities (FIAs) provide the ability to earn interest and create a stream of lifetime income through annuity options or, if offered, a guaranteed lifetime withdrawal benefit (GLWB) rider, while being protected from market loss.

If it has a negative return, no index - linked interest will be credited, thus offering full protection from market loss.

Those directly impact your return, to the tune of tens (if not hundreds) of thousands of dollars over your career, thanks to losses in compound interest.

Over the lifetime of this investment, an extra 1 % in fees will result in a loss of almost $ 154,000 — and that's not even including what you would have earned, with compound interest, if that money had been invested in your plan.

I would be interested if you could compare your 60/40 mix to a 60/40 mix using 5 - year bonds that are laddered so that they can be held to maturity and used when needed as they mature, and therefore never need to be sold at a loss.

We could take the $ 16 billion we have in cash earning 1.5 % and invest it in 20 - year bonds earning 5 % and increase our current earnings a lot, but we're betting that we can find a good place to invest this cash and don't want to take the risk of principal loss of long - term bonds [if interest rates rise, the value of 20 - year bonds will decline].»

If you were to lose out on just $ 25 per year over 30 years at 6 percent interest, that is about $ 2,000 in losses.

The losses in short - term bond funds aren't likely to be severe when and if the Fed raises interest rates again, and they're even more unlikely to match those registered in 1994.

If interest rates rise, and you hold a bond fund, the total return — income plus capital loss — will drop.

But if the average duration for these two funds is similar, then surely they both risk capital losses from higher interest rates?

As usual, I don't place too much emphasis on this sort of forecast, but to the extent that I make any comments at all about the outlook for 2006, the bottom line is this: 1) we can't rule out modest potential for stock appreciation, which would require the maintenance or expansion of already high price / peak earnings multiples; 2) we also should recognize an uncomfortably large potential for market losses, particularly given that the current bull market has now outlived the median and average bull, yet at higher valuations than most bulls have achieved, a flat yield curve with rising interest rate pressures, an extended period of internal divergence as measured by breadth and other market action, and complacency at best and excessive bullishness at worst, as measured by various sentiment indicators; 3) there is a moderate but still not compelling risk of an oncoming recession, which would become more of a factor if we observe a substantial widening of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weakness.

This is probably correct, but there can be transitional difficulties if borrowers have not factored in rising interest rates, have assumed that the debt servicing burden will be quickly eroded by rising incomes or, in the case of investment property, that it can be sold quickly without loss if a need arises.

The downside for investors, if a high yield bond is called, is the loss of interest return for the years remaining in the life of the bond.

If interest rates rise between the time a bond is originally purchased by the fund and the time that same bond is sold, this will create a capital loss for the fund and potentially its investors as well.

For example, in a world where short - term interest rates are zero, Wall Street acts as if a 2 % dividend yield on equities, or a 5 % junk bond yield is enough to make these securities appropriate even for investors with short horizons, not factoring in any compensation for risk or likely capital losses.

There is a real possibility you can pay more in taxes in retirement than when working due to a loss of deductions like college loans and mortgage interests, as well as if you have a healthy nest egg due to minimum required distributions and social security combined.

In his famous book, «The General Theory of Employment, Interest and Money,» Keynes writes, «a large proportion of our positive activities depend on spontaneous optimism rather than on a mathematical expectation, whether moral or hedonistic or economic... if the animal spirits are dimmed and the spontaneous optimism falters, leaving us to depend on nothing but a mathematical expectation, enterprise will fade and die; though fears of loss may have a basis no more reasonable than hopes of profit had before.»

This begs the following question: how fast can personal consumption grow if new debt growth slows or bears a higher interest burden or credit losses escalate?

Funds that are actively managed could experience losses if the investment managers» judgment about markets or interest rates, or the attractiveness, relative values, liquidity or potential appreciation of particular investments prove to be incorrect.

I think bonds are okay if you do not need more than the coupon interest rate but you need massive capital (like Sam) to be satisfied with that return and not worry about capital losses as rates increase (hold to maturity).

Interesting thought, but I'd take a loss here if it woke him up to the needs of the squad and he went out and addressed them.

Accepting the offer would mean a loss of # 8 million on the player but if we accept it would send out a clear signal for clubs interested in other fringe Arsenal stars and that might even lead to a few bidding battles.

this man is so self - absorbed... does he really think that we should feel so honored that he chose to stay with little old us... does he not understand that many of us would have literally driven him to the ends of the earth if he promised never to return... has anyone noticed that the only teams he says are interested in him are some of the biggest clubs in the world whose managers spend freely, follow through on their promises or are terminated, listen to their fan - bases, have a lot of strong personalities within their squads, rarely play their top players out of position, win against their top rivals or suffer the wrath, don't blame the ref after every loss and embrace their former stars... even if his stories had any truth to them, he would last but a cup of coffee

As I don't support other clubs I've no interest in reading about their success and losses in signing players so, I wouldn't really know if it is as you claim, that other clubs are more adept at signing players, just like that.

If Wenger believes that he needs a little more bolstering at the back (which I'm sure he won't unless we have some big losses to injury), then we may well be keen on reigniting our interest in the Dutch defender.

the team you beat last season had been decimated by injuries, what i would like is to see you play half the season without your messi, and see if you can be in the top 3 in your league, like we did without RVP, and men, take this to the bank, you not winning shit this year, every defender has taken a page out of walter samuel's book, and know how to mark messi, interesting, your so called talisman couldn't get a single goal or assist in the world cup, you can win all you want, but you will never, repeat never, finish a season without a loss, so son, go choke on that.

If you have not personally suffered a pregnancy, infant, or child loss, please skip to the next section on the following page, Volunteer Interests.

Ndikumana and Boyce explain that, «If this capital had been invested abroad and earned interest at the going market rates, the accumulated capital loss for these countries over the 39 year period was $ 944 billion.

As a postscript to Monday's seven - way debate (if you can honestly call it that), I thought it was interesting to hear former gubernatorial candidate Rick Lazio say he does not regret the fact that he never debated Carl Paladino — a move many believe probably contributed to his loss in the Sept. 14 GOP primary.

It'll be interesting to see if that is reflected in other polls, although sympathy for David Cameron's loss of his son Ivan may well lead to some temporary blips in figures anyway (a lot of the fieldwork for this poll would have been conducted before people had seen the news).

«It'll be interesting to see if there's a loss of postdocs around year 3 because that's when they start becoming progressively more expensive for labs,» says Rescuing Biomedical Research Director Chris Pickett.

The females» loss of interest after a single mating suggests that if they could be fooled into pairing with mutant males — laboratory - reared to generate sterile offspring — they might duck out of the mating game for several egg cycles, or perhaps permanently.

Afterward, in tests to see if the mice displayed the rodent equivalent of anxiety and depression symptoms, they found about 40 percent showed high levels of behaviors that included a preference for a dark compartment over a brightly lit one, or a loss of interest in sugar water.

The loss in ability to contribute to blastocysts generated in this transient PrEn - like state was interesting, but we wanted to establish if these cells had gained new properties.

So, if you are interested in her struggle with weight loss, or how she got into calorie counting, how she's trying to get out of it, her every day fun recipes and little victories, it is all here — and it will provide you with the motivation you need!

If you're interested in learning more tips for healing your gut and warding off the effects of aging, check out Dr. Petrucci's class, Beat Inflammation: A 21 - Day Plan For Glowing Skin, Long - Term Weight Loss & Vibrant Health.

And if you're interested in learning more about an Ayurvedic lifestyle, check out Kulreet's full course How to Use Ayurveda to Heal Your Gut & Achieve Long - Lasting Weight Loss.