Sentences with phrase «lost income into»

A good rule of thumb is that you should incorporate around six months of lost income into the benefits of the life insurance policy.

Not exact matches

As soon as people start losing money in fixed income, they'll jump into stocks.

There's an opportunity cost lost either way, I put 30K into buying a house to rent, with lots of work day - to - day but potential higher cash flow forever, or I lock 30K into a retirement account now, never to be seen again, to hope for compounding and just enough passive income from dividends to live off way later...

The dividend cheques were almost a ritual — a very obvious second income stream for the wealthy and aspiring classes — and something appealing has arguably been lost now that dividends are more usually paid directly into our electronic share trading accounts.

«Ten years into marriage, many people have become parents, and that often means one or the other has taken time off from a career, in part or fully, to caretake, and thus has lost time and income.

Last year Espaillat wrote a letter to the Federal Trade Commission claiming that Herbalife is «an illegal pyramid scheme, using false income claims» to lure Latinos into «losing business deals.»

«In the end, people who will still have insurance will fall into two groups under this plan: older Americans and lower - income people who will pay more for coverage or lose it altogether, and higher - income people who will pay less,» he said.

«In the end, people who will still have insurance will fall into two groups under this plan: older Americans and lower - income people who will pay more for coverage or lose it altogether, and higher - income people who will pay less,» Cuomo said.

Middle - earners face a «double whammy» as they are both pulled into the higher income bracket and subsequently lose their child benefits, Labour has claimed.

Replacing income taxes with am employer payroll tax, leaving Washington, not Albany, on the hook for billions of dollars in lost revenue, might sound good, but the idea floated by the governor is already running headlong into a barrage of practical questions about how precisely such a switcheroo might work.

In an unprecedented fashion, a sitting president was not merely denied a straight second term but was defeated by a margin of nearly 10 percentage points which translates into over one million votes in real terms and his party lost almost fifty parliamentary seats to concede their legislative advantage to the incoming president's party.

Analysis by the House of Commons library, commissioned by the Labour MP Owen Smith, found self - employed single parents with two children who earned # 10,000 a year would lose 16 % of their income in total once all the changes came into effect.

Kimbro said she and her fellow authors are uncertain whether this shift is because higher - income families moved into high - poverty neighborhoods due to home foreclosure or other factors, or families within moderate - poverty neighborhoods losing income and becoming poorer (thus increasing the number of poor residents).

To keep this simple I'm using the Learn Vest «what's my time worth calculator» (google it, you'll find it) and not going into opportunity costs (lost income because I was doing something other than working or monitoring investments), or other calculations that would convolute the discussion.

The proposal has breathed life back into the free college movement, which supporters feared would lose momentum under the incoming presidential administration.

After moving dramatically to abolish property taxes as a source of funding for the schools, lawmakers last year decided to give voters a choice for replacing the lost revenues: either a two - cent sales - tax increase, to be considered in a March 15 referendum, or an income - tax hike, which will go into effect automatically if the sales - tax rise is rejected.

But while Sir Michael Wilshaw's view of the «unlucky child» being a victim of geography is backed by the recent improvements in the capital, there is undoubtedly also a case that «unlucky» children lose out on access to many of the most successful schools because they are born into low or middle income households.

My only hope is that those who benefit the most from charters — low - income families of color — don't buy into these falsehoods and lose an opportunity to get off the waiting lists and find a better school for their children.

Worse, since tenants lose the voucher if not used in 60 - 90 days, they are pressured by market forces to move into familiar low - income neighborhoods.

I was fortunate to see only a tiny dip in September which looks to have lost me between $ 50 - $ 75 dollars for that month but I feel so sorry for other authors who are watching their income tank, especially if they've put everything into this and have a mortgage to pay.

«There's less risk associated with couples because if one of you loses your job, there's usually still an income stream coming into the home from the other partner,» says Heather Franklin, a CFP in Toronto.

We go into a recession so you lose your job, and your income either is gone or is cut in half.

If your current student loan debt exceeds 8 % of your income or if you have borrowed more then $ 5,000 in private loans and are struggling financially, a consolidation loan can help you avoid loan default, which negatively impacts your credit rating.You can not You can not consolidate private and federal student loans into a single consolidation loan because you lose the benefits of your federal loan.

That money must be reported as income, so it can knock seniors into a higher tax bracket and put them at risk of losing their OAS, which starts getting clawed back at $ 67,668 and is completely wiped out at $ 110,123.

So now we have a guaranteed lifetime income stream, and the other 50 - 60 % cash which is freed up (because of the increased annuity cash flow) can be put into the market - and so what if you lose a little - vs the gains possible.

Contacting different debt settlement lawyers and working with the best one is a good way out of stress if you or your spouse have lost a job or income and you find it difficult to manage all the bills that come into your household.

If you lose your primary income, your income portfolio can help support you, reducing your need to tap into emergency funds or borrow as much.

All the while the people that made that company successful are sitting in a park and lost their homes and any income while these idiots who ran the company into the ground to make themselves MORE wealthy are sitting there telling everyone that the occupy people are just bums who are too lazy to look for a job and just want to protest.

When I talk to young people who have just bought a house — even when they have a good income and saved diligently for a down payment — they sometimes confess that if they lost their job they'd run into trouble in a matter of a few months.

Benefits from life insurance policies are designed to replace «lost» income; they usually provide significantly more than you've paid into the policy.

Before we go into detail about refinancing, keep in mind that it will turn federal student loans into private loans — causing you to lose eligibility for federal student loan benefits and repayment plans like student loan forgiveness, forbearance and deferment protections, and income - driven repayment plans.

Readers are encouraged to take action steps such as finding long lost student loans that may have gone into default, discovering payment plans they can afford, consolidating loans when it makes sense to do so, saving money on eating out and groceries, improving credit scores, tweaking their debt - to - income ratios that's needed to buy a home, discussing their student loan and non-student loan debt with their significant others.

You may even lose your job at some point; experience a disability; retire early, transfer a commuted value lump - sum payment from your pension into a locked - in RRSP; or decide to defer your pension start date at retirement — all things that could create a year or number of years where your income is significantly lower and strategic RRSP withdrawals could be made at a lower tax rate than today.

For instance, borrowers who refinance federal loans into private loans will lose access to income - based repayment plans and loan forgiveness.

Because the federal government allowed you to spend your entire working life depositing untaxed income into 401k accounts, the IRS wants to recoup some of that lost tax revenue at some point — and this is why RMDs exist.

The first is that many seniors will be able to put significant wealth into TFSAs without losing Old Age Security, Guaranteed Income Supplement or other income - tested benIncome Supplement or other income - tested benincome - tested benefits.

So now you lost evaporative cooling, the incoming sunlight turns into sensible heat rather than a large fraction going into latent heat.

They will also run into trouble in two other big ways: as their customers lose jobs and spendable incomes, and with their 12,000 - mile supply lines to China, as we begin to contest the world's remaining oil with them and other nations.

(11/15/07) «Ban the Bulb: Worldwide Shift from Incandescents to Compact Fluorescents Could Close 270 Coal - Fired Power Plants» (5/9/07) «Massive Diversion of U.S. Grain to Fuel Cars is Raising World Food Prices» (3/21/07) «Distillery Demand for Grain to Fuel Cars Vastly Understated: World May Be Facing Highest Grain Prices in History» (1/4/07) «Santa Claus is Chinese OR Why China is Rising and the United States is Declining» (12/14/06) «Exploding U.S. Grain Demand for Automotive Fuel Threatens World Food Security and Political Stability» (11/3/06) «The Earth is Shrinking: Advancing Deserts and Rising Seas Squeezing Civilization» (11/15/06) «U.S. Population Reaches 300 Million, Heading for 400 Million: No Cause for Celebration» (10/4/06) «Supermarkets and Service Stations Now Competing for Grain» (7/13/06) «Let's Raise Gas Taxes and Lower Income Taxes» (5/12/06) «Wind Energy Demand Booming: Cost Dropping Below Conventional Sources Marks Key Milestone in U.S. Shift to Renewable Energy» (3/22/06) «Learning From China: Why the Western Economic Model Will not Work for the World» (3/9/05) «China Replacing the United States and World's Leading Consumer» (2/16/05)» Foreign Policy Damaging U.S. Economy» (10/27/04) «A Short Path to Oil Independence» (10/13/04) «World Food Security Deteriorating: Food Crunch In 2005 Now Likely» (05/05/04) «World Food Prices Rising: Decades of Environmental Neglect Shrinking Harvests in Key Countries» (04/28/04) «Saudis Have U.S. Over a Barrel: Shifting Terms of Trade Between Grain and Oil» (4/14/04) «Europe Leading World Into Age of Wind Energy» (4/8/04) «China's Shrinking Grain Harvest: How Its Growing Grain Imports Will Affect World Food Prices» (3/10/04) «U.S. Leading World Away From Cigarettes» (2/18/04) «Troubling New Flows of Environmental Refugees» (1/28/04) «Wakeup Call on the Food Front» (12/16/03) «Coal: U.S. Promotes While Canada and Europe Move Beyond» (12/3/03) «World Facing Fourth Consecutive Grain Harvest Shortfall» (9/17/03) «Record Temperatures Shrinking World Grain Harvest» (8/27/03) «China Losing War with Advancing Deserts» (8/4/03) «Wind Power Set to Become World's Leading Energy Source» (6/25/03) «World Creating Food Bubble Economy Based on Unsustainable Use of Water» (3/13/03) «Global Temperature Near Record for 2002: Takes Toll in Deadly Heat Waves, Withered Harvests, & Melting Ice» (12/11/02) «Rising Temperatures & Falling Water Tables Raising Food Prices» (8/21/02) «Water Deficits Growing in Many Countries» (8/6/02) «World Turning to Bicycle for Mobility and Exercise» (7/17/02) «New York: Garbage Capital of the World» (4/17/02) «Earth's Ice Melting Faster Than Projected» (3/12/02) «World's Rangelands Deteriorating Under Mounting Pressure» (2/5/02) «World Wind Generating Capacity Jumps 31 Percent in 2001» (1/8/02) «This Year May be Second Warmest on Record» (12/18/01) «World Grain Harvest Falling Short by 54 Million Tons: Water Shortages Contributing to Shortfall» (11/21/01) «Rising Sea Level Forcing Evacuation of Island Country» (11/15/01) «Worsening Water Shortages Threaten China's Food Security» (10/4/01) «Wind Power: The Missing Link in the Bush Energy Plan» (5/31/01) «Dust Bowl Threatening China's Future» (5/23/01) «Paving the Planet: Cars and Crops Competing for Land» (2/14/01) «Obesity Epidemic Threatens Health in Exercise - Deprived Societies» (12/19/00) «HIV Epidemic Restructuring Africa's Population» (10/31/00) «Fish Farming May Overtake Cattle Ranching As a Food Source» (10/3/00) «OPEC Has World Over a Barrel Again» (9/8/00) «Climate Change Has World Skating on Thin Ice» (8/29/00) «The Rise and Fall of the Global Climate Coalition» (7/25/00) «HIV Epidemic Undermining sub-Saharan Africa» (7/18/00) «Population Growth and Hydrological Poverty» (6/21/00) «U.S. Farmers Double Cropping Corn And Wind Energy» (6/7/00) «World Kicking the Cigarette Habit» (5/10/00) «Falling Water Tables in China» (5/2/00) Top of page

Plus, Biodiversity & Natural Capital Depletion... And that doesn't even take into account the loss in biodiversity, natural capital, unpaid ecosystem services, and potential lost income from sustainable use of forest products or eco-tourism.

When you add up the funeral and burial expenses, medical and hospital bills, and the lost income, you can easily slip into debt.

Loss of income awards should take into account all money that someone will lose as a result of their injuries over their entire working career.

You are entitled to recover income lost from the time of your injuries until the time your claim is resolved, and if your injuries will continue to affect your ability to earn income into the future, you are entitled to compensation for loss of future income, which can be either calculated or estimated depending on the circumstances of your case.

When evaluating the value of lost financial support, courts will take into consideration the surviving relatives» relationships to the decedent, the decedent's projected and probable net income, and their life expectancy, among other factors.

Several heads of damages may come into play in assessing the value of your claim, including damages for pain and suffering, out - of - pocket expenses like parking and mileage to and from treatment, past wage loss, loss of future earning capacity or lost opportunities to earn income, loss of housekeeping capacity, and costs of future medical care.

It is also important that your claim take into account all of the costs associated with the injury, such as future medical needs and lost income.

With that estimated date in mind, we can then project your expenses into the future, including what your lost income will be until your recovery is complete.

As the nature of marriage becomes more complex with partners bringing assets, income, and property into a union on an increasingly equal basis, the decision to award one party support or a larger share of communal property is no longer a simple equation — time put into a union against lost income — or any similarly simplistic comparison.

A life insurance policy can provide a way for your spouse or significant other to replace that lost income, without them having to drastically change their lifestyle or go into a substantial financial hardship — especially at an already difficult time for them.

These may include replacing lost income so that everyday expenses can be paid, the payoff of large debt such as a home mortgage, and / or ensuring that funeral and other final expenses can be taken care of, without having to dip into savings or put them on credit.