Sentences with phrase «lot less income»

If you do have that person that makes a lot less income or no income, make sure you don't miss out on IRA and Roth contributions because that person who doesn't earn anything can actually qualify for the working spouse's income and a lot of people miss that opportunity and go years without contributions that they were eligible for.

One is that if you die prematurely, you could end up collecting a lot less income from an annuity than you expect, or even none if you die before you reach the age when your longevity annuity begins making payments.

The good news about retirement is that you'll probably need a lot less income than you did at the peak of your working years in order to maintain a middle - class lifestyle.

Indeed, you may need a lot less income than you think.

The good news is you'll probably need a lot less income than you did at the peak of your working years.

Indeed, you may need a lot less income than you think.

Not exact matches

In order to rank among the «happiest» retirees you'll probably need a lot less in assets and income than you think.

And using offshore accounts or holding companys aren't particularly effective methods for shielding income for tax purposes (since offshore accounts are subject to a whole whack of anti-avoidance rules and holding companys are typically subject to more or less the same tax rate as people in the top marginal tax bracket - the Tax Act has tightened up a lot since the 1960s so there really aren't that many «loopholes»).

That is good but a lot less than the income investors were expecting from writing calls.

The speed with which China's GDP growth slows in 2013 will tell us a lot about how determined Beijing is to rebalance the economy in such a way that growth is driven more by higher household income and consumption and less by investment funded by rising government and government - related debt.

It has been a challenge for me to find a retirement calculator that takes into account that we have a high savings rate, live on a lot less than our income, will have significant expenses drop off next year, and we have a large passive income investment in rental real estate.

The average retirement income is probably a lot less than you think.

If you are a medical doctor and you're practicing part - time, you probably earn a lot more than the 14 grand I was making — all told my net annual income was less than $ 25,000, and I managed to live on it.

Formally called the Gain / Loss Calculator, the tool can make preparing to file an income tax return a lot less work — as long as all cryptocurrency transactions were conducted on Coinbase.

For the same year the Median Income for a family of four in Canada was something less than that, and for an individual it was a whole lot less.

we can't even get rid of players that have barely mannered to us for several years... which is incredibly annoying considering that our beloved owner would never risk his own financial resources whether he brought in some new blood or offloaded several failed Wenger projects for less than market value... he would simply make a little less and the burden would fall squarely on other sources of income, primarily us... I don't know about you but I would gladly use all the money they have been stockpiling to rid ourselves of those that don't meet acceptable standards and to replace them with a few higher priced gems... I know, I know, Wenger and his minions have been scouring the globe for years now to find anyone that was as good as our current lot to no avail, but I've just got to believe there must be two or three guys somewhere out there that can play this crazy game

In view of the way TV income is allocated, in percentage terms we are a lot closer to the other English clubs in the table, although our income is only half that of Manchester City, and considerably less than the others.

Lately, she has spent a lot of time hyping the governor's new free public college tuition plan for those from families with household incomes of less than $ 125,000.

Disabled, fibromyalgia, lots of love, affection, romance, kissing, hugging, more, less active now, stable, income, all good.

It also means you're a lot less likely to miss out on a sale, which will mean even more income for you.

Digital content tends to be lot less expensive thus, allowing lower - income students to get access to the same quality of learning material as other students.

Under the GOP tax overhaul, starting in 2018, you'll have a lot less leeway using deductions to reduce the amount of income that's subject to tax.

Realistically, it is probably less, as some writers make a lot more, and some make a lot less — the point is, there is room for many, MANY tens of thousands of novelists to make the median US income from their work.

A lot of writers prefer to sell through an ebook distributor, accepting a smaller fraction of the sales income in exchange for having to do less.

But a lot of people don't know that married couples actually get a marriage bonus, and often pay less income tax than they would if each partner were single.

Joanna has asked for a gross income of $ 60,000 / yr, but $ 60,000 gross from an RRSP is a lot less money in your bank account than $ 60,000 from a TFSA.

On paper their combined income is a lot more than»70s Dad, but they see a lot less of it.

If you're relatively young with a high income, and they see a lot of potential for your portfolio to grow, some firms will take you on with even less than their stated minimum.

«A lot of people don't catch that they can choose state income tax or sales tax, and pick the less valuable choice,» Hatter said.

A lot of people don't catch that they can choose state income tax or sales tax, and pick the less valuable choice.

If you have any income such as CPP and OAS — let's say you get $ 12k per year from those, then the tax on the rrsp withdrawal will be the taxes payable on your income from $ 12k to $ 52k which will be more than the first example but still a lot less than your marginal rate.

For example if you withdraw $ 40k from your RRSP and you don't have any other income source then you will pay only the tax payable on $ 40k which works out to a lot less than your marginal tax rate.

an indicator of how long a security position or lot was held; possible values are Long: held for more than 1 year; Non-Reportable: lot or position was closed as the result of a transaction other than a sale; no reportable gain / loss was reported, the holding period and resulting term are not reported; Short: held for 1 year or less; and Unknown: Fidelity does not know how long the position or lot was held; this state typically exists because the shares were transferred to Fidelity from another institution and the holding period prior to the transfer was not communicated; for fixed - income securities, this is the period of time from the security's issue date until the maturity date; for example, for a 10 - year corporate bond the term is 10 years

Each $ 25 loan will return less than $ 1 per month, so it would take a lot of loans to get to a point where you can passively earn income to pay your bills, but it is plausible as a long - term strategy.

@Hikari, the main point is that a «passive income» should not be your aim until you can earn more working for less hours, or spend a lot less.

In fact, a more balanced portfolio with 70 % equities and 30 % fixed income holdings may enable them to meet their long - term goals and also provide a lot less volatility along the way.

«I know my income when I'm retired is going to be a lot less than what I'm making now, and I don't have a workplace pension plan,» he says.

If you were to split this thing 50/50, one spouse would be left with a lot less of their monthly income after paying their portion of the bills.

It replaces a lot more of lower wage income earners and significantly less to higher wage income earners.

Although their combined $ 66,000 income is less than the Spencers, their expenses are a lot lower as well because their home is paid for, their children are self - sufficient, and they no longer have work - related costs.

You may have to settle for less if your income doesn't stretch that far, but you will find that even if you have to compromise things are still a lot better than just a regular payday loan.

If you want to brag about how it doesn't matter that you bought stocks in the tech bubble because at least you earned dividends for the next 10 years, it's disingenuous not to mention that you'd have been better off buying T - bonds at 8 % back then and earning a hell of a lot more income with significantly less risk.

There are a lot of free tax software options if your income is below $ 62,000, and even if it's more, tax software prices are very reasonable (much less than a paid tax preparer).

The average retirement income is probably a lot less than you think.

If I would have been listening to all of those that said I was crazy for not holding a ton of cash over the last few years I'd be sitting on a lot less dividend income and a smaller portfolio.

How it works Even though you can't claim a tax deduction for donating rewards, it's a nice option when you find yourself with less discretionary income and, if you travel a lot for business, a pile of unused and about - to - expire miles.

Once you calculate your quarterly taxes, you may find that your tax bracket is a lot less than one - third of your income.

To a certain extent, advertisers have always been able to use location and income to define target audiences but frankly, Facebook can do it better — and for a lot less money.

On the other hand, Chapter 7 bankruptcy can help if you have less income and lots of unsecured debt, such as the debt associated with credit cards, medical bills and payday loans.

Many people are often surprised to find they can get by on a lot less — thereby putting more of their income toward other financial goals.