Sentences with phrase «lot more life insurance»

That means you may be able to afford a lot more life insurance.

Or, you may already own a term life insurance policy, but maybe you need a lot more life insurance at a lower price, so you might want to purchase an additional term life plan to meet your growing needs.

Or, you may already own a permanent life insurance policy, but maybe you need a lot more life insurance at a lower price, so you might want to purchase a term life insurance policy to meet your needs.

That means, you can afford a lot more life insurance protection for your family, at a much lower price.

That means you can afford a lot more life insurance protection for your money with term life.

Not exact matches

Now that I'm at midlife, however, and helping to get two kids through college, hoping to retire one day, and dealing with the never - ending costs of living (my broken clavicle cost me a lot of money, despite my health insurance, and my car appears to have an electrical problem, no doubt a pricey problem, that I need to deal with ASAP), I think about money a wee bit more.

We have spent a lot of money fighting terrorism; more than the insurance agencies would say a human life is worth, but we don't want that to happen.

Actually, the plot is a lot more convoluted than that; it involves a trio of corrupt detectives (Bill Paxton, Shea Whigham, Mike Epps), Nick's ex-wife's alcoholism, a life insurance policy that names Cate as the sole beneficiary, a drug kingpin (Jordi Mollà) out to avenge the death of his son, and plenty of clunky voice - over.

In setting your initial withdrawal rate, you'll also want to consider how much of your expenses you can cover from Social Security and any pensions, what other resources you have to draw on (home equity, income from an annuity, cash value life insurance, income from a part - time job) and how much of your retirement spending goes to essential expenses that you would have a hard time trimming vs. discretionary items that leave you with a lot more leeway cutting back should you need to in the future.

And that's what this life insurance company bought a lot of, picking up a princely few extra tenths of a percent in interest over the AAA bonds for a lot more risk.

If you do choose a less expensive term life insurance policy and live past the initial term of the policy, you could find yourself without insurance as well as end up spending a lot more money in order to extend coverage, if that is even an option.

Term life insurance policies also just make a lot more sense than whole life insurance policies.

Because these policies are much smaller, the premiums are going to be more affordable than a traditional life insurance plan that has a lot larger payout.

You will learn all about health insurance, dental insurance, vision insurance, long term disability insurance, short term disability insurance, life insurance, 401 (k) plans, employee stock purchase plans, pensions, beneficiaries, pre-tax deductions, after - tax deductions, and a whole lot more.

The primary life insurance advantage of a conversion option is that you can get a lot of coverage for a low cost while your income is lower, and then convert that coverage to a superior permanent policy down the road once you become more financially sound.

There's a lot of potential with a variable universal life insurance policy, because it comes with the options and flexibility of its parent policies, but it also takes more effort to get the most value.

Because term is so much cheaper than whole life insurance, you can buy a lot more coverage (meaning a larger death benefit) for the same amount of money.

When rates were high, this made a lot of sense — you pay lower premiums to get the same amount of cash value or slightly better.However, if the interest rate goes down, your premiums could go up as the life insurance company has to put more money in to maintain the policy's cash - value component.

Baby boomers are paying a lot more for their life insurance than younger generations.

This time round, Bernd goes into more depth, touching on changes he would like to see in traffic law and the insurance sector, that would make his client's lives a lot simpler in the long run.

Lots of people figure they'll just wait a few more years and pocket the money they would've spent on life insurance in that time.

I would send them a lot more business if they would give preferred life insurance rates to people who smoke 12 cigars per year.

If you smoke cigarettes, expect to pay a lot more for life insurance with every company.

This type of life insurance policy costs a lot more than other policies in terms of premiums paid and fees, especially when you compare it to Term Life Insurance for examlife insurance policy costs a lot more than other policies in terms of premiums paid and fees, especially when you compare it to Term Life Insurance forinsurance policy costs a lot more than other policies in terms of premiums paid and fees, especially when you compare it to Term Life Insurance for examLife Insurance forInsurance for example.

Fun — Buying life insurance is a lot more fun than a long weekend of gambling, lying by the pool, buffets, clubs and shows you'll encounter in Las Vegas.

This is a great deal for some who have a lot of liquidity but for those of us who do not have an extra $ 50,000 or more lying around, there are still ways to save money on life insurance.

We've helped customers get more than $ 100 billion (yes, you're reading that right — that's BILLION with a «B») of coverage, and a lot of that has been term, so we certainly recommend this type of life insurance in many situations.

That's the stark truth right there, which a lot of life insurance customers fail to comprehend: the service is supposed to be nothing more than a replacement plan.

The main drawback of choosing whole life insurance policies is that it is going to cost a lot more.

Buying life insurance at age 39 is also going to give you a lot more options to choose from.

It is too bad that people think like this, because life insurance could actually be a lot more affordable than they actually think.

Life insurance planning becomes a lot more serious in your 50's as rates start to increase significantly each age that passes by: 50 years old 51 years old 52 years old 53 years old 54 years old 55 years old 56 years old 57 years old 58 years old 59 years old

With that said, life insurance underwriters see a lot of people applying for life insurance with Crohn's, but it's a very tricky risk to underwrite and requires more work for a life insurance agent to make sure they gather all the information available and paint your risk in the most favorable light possible.

Take a moment to read our No Medical Exam life insurance blog post for a lot more information on this excellent product.

With impaired risk, we need to gather a lot more detailed information and then submit a cover letter to the life insurance company that paints your risk in the most favorable light possible.

Life insurance agents earn a lot more, typically in the first year only.

Traditional life insurance is a long process and a lot of people who have the intention of protecting their family with life insurance get frustrated with having to take a medical exam, wait for medical records to be released to underwriting and then have the underwriter review and potentially ask more questions.

There's a lot more out there to discover about term life insurance — check out our guide to term life insurance for even more in - depth information on how term life insurance works to protect your family from disaster.

Our life insurance agents talk to a lot of shoppers every day, so they have a pretty good understanding of what types of life insurance riders people have heard about and — more importantly — want on their policies.

Parents of special needs children have a lot more on their plate than the average parent, and unfortunately, the same is true when it comes to life insurance planning.

Because term is so much cheaper than whole life insurance, you can buy a lot more coverage (meaning a larger death benefit) for the same amount of money.

There's a lot of potential with a variable universal life insurance policy, because it comes with the options and flexibility of its parent policies, but it also takes more effort to get the most value.

Whole life insurance, insurance plus savings, a lot more complex, four times the cost on average, fine print that you can barely see, and even if you do get to it, you probably won't understand it clearly.

Plus, permanent life insurance is a lot more expensive.

They're a lot more expensive than term life insurance (including accelerated underwriting policies), sometimes for less coverage.

Baby boomers are paying a lot more for their life insurance than younger generations.

Because you're essentially using your premium to both pay for your insurance and fund the investment part of the policy, and because the policy lasts well into your golden years (when you're more expensive to insure), whole life insurance is a lot more expensive than term.

Lower rated companies have a slightly higher risk of going out of business, and while that doesn't mean your life insurance policy will completely disappear (many insurance companies are reinsured by other companies), it does make things a lot more complicated for you.

It removes a lot of the health - related nuance of traditional life insurance, such as the paramedical exam, which means you'll get covered much more quickly and in circumstances where you might not otherwise.

Blame the modern insurance pool: If you live in a state where people are filing a lot of claims, it's going to cost more.