The Costco card could be worth it if you spend
a lot on those bonus categories: gas, dining out, travel and at Costco.
Not exact matches
No
bonus categories and no limits
on rewards mean you can earn a little cash back or a
lot, depending
on how you spend.
While that level of earning won't continue past the first year, this card would still be worth holding
on to if you find that you spend a
lot in the 5.0 percent
bonus categories.
Chase tends to choose
bonus categories that customers spend a
lot on, such as gas and groceries, but that may not always be the case for you.
By letting you a total of 5x rewards points
on office supplies, cell phones, and internet, you are able to accumulate a
lot of
bonus points in
categories where your business is guaranteed to spend a
lot of money.
Watch out for limits
on rewards card
category bonuses — If you're planning on spending a lot on a card in a certain category, make sure you know the limit to what you can earn so you can maximize your rewards... (See Category bonus
category bonuses — If you're planning
on spending a
lot on a card in a certain
category, make sure you know the limit to what you can earn so you can maximize your rewards... (See Category bonus
category, make sure you know the limit to what you can earn so you can maximize your rewards... (See
Category bonus
Category bonus limits)
While still a little pricier, the Sapphire Reserve's
category bonuses of triple points
on travel and at restaurants can make up that difference — if you spend a
lot on travel and eating out.
While that level of earning won't continue past the first year, this card would still be worth holding
on to if you find that you spend a
lot in the 5.0 percent
bonus categories.
With 5 percent back
on rotating
bonus categories, the U.S. Bank Cash + Visa Signature card offers a decent value for no annual fee, but card owners will have to do a
lot of maintenance to get the most out of their rewards.
Overall, the Starwood Preferred Guest ® Credit Card from American Express is likely the more valuable card, but if you spend a
lot in the
bonus categories on the Chase IHG ® Rewards Club Select Credit Card and also prefer IHG hotels, then you should get this card!
For anyone that spends a
lot of money at grocery stores or at restaurants, the
bonus categories on this card allow you to rack up a significant amount of points quickly.
Backup plan: Chase Freedom The low sign -
on bonus (10,000 - 20,000) comes with a correspondingly low minimum spend of $ 500, but you can rack up a
lot of Ultimate Rewards points by maximizing quarterly 5x point
categories.
Also, you can earn more points with
bonus category spend
on cards like the Premier Rewards Gold Card and Amex EveryDay, so if you're trying to amass a
lot of Aeroplan miles, you might want to consider American Express cards first.
The total number of hotel nights you can get out of the sign - up
bonuses from hotel credit cards varies a
lot depending
on what
category of hotel you want to stay in.
For instance, if you spend a
lot on office supplies, select a card that will provide
bonus rewards for that
category.
Now, Im pretty sure those calculations (from 2014) did not factor in the new
bonus category of 2x
on dining
on the PRG and I don't think they factored in the potential for 4x
on airfare, so it's quite possible that the PRG could outdo the EDP or at least make the comparison a
lot closer.
100,000 Ultimate Rewards is a
lot and there's not many cards that can even compete with the Reserve's complete package: sign - up
bonus, benefits,
bonus categories of 3X
on dining and travel.
The
categories that earn
bonuses with the Asiana card include recurring expenses that most people spend a
lot on.
Look for cash back
bonus categories that best match your spending habits, such as choosing a card that offers
bonus rewards for gas purchases if you spend a
lot of time
on the road.
Since the flat - rate rewards of the Freedom Unlimited are, well, unlimited, the card can be a good choice for those who don't make a
lot of purchases in common
bonus categories or who are looking for a higher flat rate
on non-category purchases.
No
bonus categories and no limits
on rewards mean you can earn a little cash back or a
lot, depending
on how you spend.
While the Marriott Rewards Premier and Chase Sapphire Preferred cards are both good for travel purchases, earning 1X for that
bonus category, if you spend a
lot on travel for your business, you may want to consider the Ink Business Preferred credit card for the maximum earning potential.
Thanks to the 3x
bonus categories, the Sapphire Reserve is a no - brainer for those who spend a
lot on travel and dining.
The card features
bonus 5 percent cash - back
categories on a rotating basis, but if you know you spend a
lot in a particular
category, you might be better off with a card that features a constant higher cash - back percentage in that
category.
For instance, if you tend to spend a
lot on groceries and gas, then a
category - based cash back program that offers
bonus cash back for those purchases may be the most lucrative option.
While cash back
categories can be particularly lucrative for those who spend a
lot in common
categories, many cards will have caps
on the amount of purchases that will qualify for
bonus cash back.
If you spend a
lot on these
categories it might be best not to wait for a higher
bonus in order to maximize the 5 %.