Sentences with phrase «low aged accounts»

Will closing these low aged accounts (say an account thats 6 months old) be beneficial for the average age of account for those scores?

I would be closing in hopes that the closed account would not factor a low aged account into my avg age of account (and therefore hopefully boost my average age of account).

Not exact matches

«The researchers also found that after taking into account the effect of age and sex, morning people were likely to have lower — and thus generally more healthy — BMI, or body - mass index, a measure of the ratio between height and weight.»

Today, nearly 11 million Canadians of all ages and income levels have a TFSA, with the vast majority of accounts belonging to low and middle - income earners.

Due to its higher contribution limits, a 401 (k) is a very beneficial account for those trying to make up for low savings in previous years or those close to retirement age.

In «Comparing Nest Eggs: How CPP Reform Affects Retirement Choices,» authors Alexandre Laurin, Kevin Milligan and Tammy Schirle find that once the interaction of these age - based CPP adjustments with the tax system is taken into account, some lower - income Canadians will still have financial incentive to retire early, because they face penalties if they don't.

It shows that, even when controlling for age, marriage rates, and price - to - income ratios (home value to income ratios), the Hispanic or Latino homeownership rate is still about 11 percent lower than the white homeownership rate, suggesting that factors beyond what is accounted for in the model are affecting the differences.

When taking the exclusiveness of breastfeeding into account, infants who were breastfed exclusively until 4 months and partially thereafter had lower risks of respiratory and gastrointestinal tract infections until the age of 6 months and lower respiratory tract infections between the ages of 7 and 12 months.

This is after taking account other important factors associated with poor child development such as socioeconomic disadvantage, lower maternal age, maternal smoking in pregnancy and fetal growth restriction.

Presumably the CDC, in setting the requirement for an eight - year - old boy of generally low activity, is still taking into account that he is of school age and expending whatever energy one needs to in that setting?

That age group accounts for 21 percent of the collisions, and the rate of death among that age group is 39 percent, the lowest among all age groups.

Taken together, the results show that after taking account of influential factors, such as age, smoking, and previous motherhood, low to moderate alcohol consumption did not seem to interfere with a child's ability to balance for any of the three components assessed.

What they discovered was that men who reported health problems at the age of 16 had a lower probability of becoming fathers than men who did not report the same issues; this «selection effect» remained the same even when «family variables» like parental social class or siblings were taken into account.

In addition, after taking into account factors such as age and the severity of the disease, the risk of death among people with cystic fibrosis was 34 per cent lower in Canada than in the United States, according to the research by lead author Dr. Stephenson and colleagues.

After accounting for a variety of factors such as the age, body mass index, exercise and drinking habits of the women, the breast cancer risk was 68 % lower for the extra virgin olive oil group compared with the low - fat group.

In the detailed analysis, we are primarily interested in two main outcome measures: the percentage of children reaching the expected standard for their age in English, («level 4» which takes account of tests in reading, writing, and spelling) and the percentile score in the reading test (as low standards in reading were of particular concern).

Some 5 million school - age children do not have a broadband Internet connection at home, with low - income households accounting for a disproportionate share

Create a free account to access the online catalog provides free and low - cost materials and activities about dairy products and nutrition that are great for a variety of ages.

But a provider can cancel a credit card without warning for inactivity, and losing a card you've had for a long time can lower the average age of your accounts.

Something else that happens as a result of that is probably the Social Security payments maybe a little bit less, which means your taxable income will be lower, which might allow you to do more Roth conversions before you hit your required minimum distributions at age 70 and a half, and so the main part of this question is what's the best way to transfer these these retirement accounts to the kids.

Closing a credit card account will actually hurt your credit score (which should be starting to recover by now, by the way) in two big ways: it will lower the amount of your total credit and it will lower the average age of your accounts.

I understand that as you age you want to slowly lower the risk profile of your retirement account, but how should I determine how much risk I should take on currently and how do I measure how much...

Additionally, if you do open a new account, you'll likely lower the average age of the accounts on your credit reports, which can potentially have a negative score impact.

Avoid opening too many accounts at once because it can lower your average account age.

The annual fee is important because your goal is to establish a long average age of accounts: you want to carry these cards forever, so the lower the annual fee, the less you'll pay over the long term.

For anybody, opening a new credit account will lower your average account age, which will ding your score, more or less depending on how much other credit information is on your credit report.

Additionally, each new card you open shortens your average age of accounts, further lowering your score.

Avoid opening too many new accounts at once; new accounts lower your average account age.

If the 2015 Budget's assumed real investment returns of 3 % prove realistic, the projections suggest relatively constant minimum RRIF drawdowns up to age 94, and a lower risk of living to see a badly depleted RRIF account balance.

But if have a lower income and predict that your retirement income will be similar to what you currently make, then you may even want to focus on your TFSA, since withdrawals from that account won't affect things like old - age security.

Newly activated credit cards will decrease the average age of all your credit accounts combined, which may lower your credit score.

This only works if the account being added has perfect payment history, age (the older the better), good credit limit, and the balance is paid low each month (ideally less than 10 % of the limit).

That starts the aging process that will lower their impact on your credit score and eventually cause them to fall off your account.

Opening too many new accounts around the same time can lower your average account age and consequently affect your credit.

This removal of what, by then, is likely to be one of the oldest accounts on your credit report could lower your score by diminishing those account age - related factors that, while not having quite the effect of higher utilization, can lower your score by enough points to make a difference in your ability to obtain new credit.

New accounts are now your enemy, as every new account can be expected to lower your average account age, which at 6 years, is already quite low.

A fresh account lowers the average age of your credit lines, while a high balance on a low credit line can inflate your credit utilization ratio.

The maximum contribution to IRA accounts are are limited to $ 5,000 ($ 6,000 for people over the age of 50) or total annual income, whichever is lower.

A new account will lower the age of all your accounts.

Plus, your new account lowers the average age of your credit profile.

Although IRA rollovers may have certain advantages, qualified retirement plan accounts have advantages you should consider before proceeding which may include, but are not limited to, low administrative and investment expenses and, if you separate from service at age 55 or older, you have penalty - free access to your qualified retirement plan account funds.

If you have a ton of new accounts with low credit limits, but not utilizing it, then your score will not be as good due to the age factor.

If you open a lot of credit at one time you look risky to the lender because new accounts lowers your average account age which also affects your length of history.

Two of those are open revolving credit dollars (you want a lot of available credit with low usage) and average age of accounts (older accounts show a good history of responsible use).

Although IRA rollovers may have certain advantages, TSP accounts have advantages you should consider before proceeding which include, but are not limited to, low administrative and investment expenses and, if you separate from government service at age 55 or older, you have penalty - free access to your TSP account funds.

Now that you have aged positive accounts (5 to 6 year) and no more late payments along with low utilization... BOOM!

In order to apply for the low balance transfer accounts at Citibank, you must have a valid social security number and be at least 18 years of age.

You should also make an effort to open accounts sparingly as the frequent opening of new accounts will lower the average credit age.

I've had this happen, and while it wasn't a major issue for me, it was a card I had for a long time and its loss lowered my «average account age».

Opening a bunch of new credit accounts can significantly lower your average account age and make it look like you are an over-eager credit seeker.