Not exact matches
The key with a personal loan is to find one that comes with a significantly
lower interest rate than the ones
attached to your credit card
debt.
I like the most annoying
debt plan because I agree that the personal
debts have the most amount of guilt
attached to them and guilt is the
lowest vibrational energy of all the emotions so I personally vote for this theory for this reason.
And secondly, you could take out a further loan with a
lower interest rate than that
attached to your existing card and offset the
debt this way.
It's considered good in the eyes of lenders when the interest rate is fixed or
low, and the
debt is
attached to something that's expected to grow in value, like a home or education fund.