Sentences with phrase «low debt levels in»

These are people with excellent credit, steady income, and low debt levels in relation to their total household income.

Not exact matches

He points to high levels of global debt, low liquidity in markets, political events affecting trade and structural imbalances in some emerging economies.

But in recent years, as the Bank of Canada held interest rates to historically low levels and consumer debt skyrocketed, the federal government tightened mortgage restrictions on regulated financial institutions, including HCG.

He included original research that suggests a looser fiscal policy after 2010 may have resulted in a lower level of household debt today.

But low interest rates, at least in Canada, have pushed household debt to such vertiginous levels that officials like Carney know they shouldn't be counting on consumer spending to drive the recovery — ergo, the call for more corporate investment.

Pretty much from his first statements as governor in 2013 — that's about $ 100,000 ago in real estate appreciation terms — through to last week when the bank released its latest financial system review, Poloz has walked a tightrope between admitting that elevated house prices and debt levels pose a risk to the economy, and assuring Canadians that the likelihood of a crash is actually pretty low.

On the other hand, leaving the interest rate low encourages the kind of borrowing and spending that has produced record - high levels of consumer debt in Canada and pushed housing prices into the stratosphere.

In a wide - ranging note on the sector, RBC says the company has one of the lowest net debt — to — trailing cash flow levels in its coverage grouIn a wide - ranging note on the sector, RBC says the company has one of the lowest net debt — to — trailing cash flow levels in its coverage grouin its coverage group.

«International research has found that highly indebted households cut back their spending to a greater degree in response to declining house prices than those with lower debt levels,» he said in a letter to the House finance committee this month.

There has been a public debate about whether Canadians will have sufficient income in retirement given that generally people live longer, that there are more people of retirement age and that savings rates are low debt levels high.

While these studies suggest that the rising level of student debt contributes to the decline in rates of entrepreneurship among young people today, mounting student debt is unlikely to be the sole cause of low levels of entrepreneurship among millennials.

Look at P / B in conjunction with other metrics, such as national current account deficits and debt levels, which should both be low.

Canada now leads the G - 7 — in job creation; in income growth; and in keeping debt levels low.

Risks associated with the Consumer Discretionary sector include, among others, apparel price deflation due to low - cost entries, high inventory levels and pressure from e-commerce players; reduction in traditional advertising dollars; increasing household debt levels that could limit consumer appetite for discretionary purchases; declining consumer acceptance of new product introductions; and geopolitical uncertainty that could impact consumer sentiment.

When debt levels are low, reforms aimed at improving productivity, if they are correctly designed and implemented, can result in the higher productivity and GDP growth that could, in principle, allow a country to «grow» its way out of debt.

In a low - inflation environment, nominal interest rates are also low, and households are able to service much higher levels of debt than they could in the pasIn a low - inflation environment, nominal interest rates are also low, and households are able to service much higher levels of debt than they could in the pasin the past.

In the same period, corporations have drastically cut debt levels, bringing it to par with equity and the lowest level in over a decadIn the same period, corporations have drastically cut debt levels, bringing it to par with equity and the lowest level in over a decadin over a decade.

A lot of developing country debt had been written down or was in the process of being written down, and relatively speaking debt levels around the world were low and rising.

The fact that China's debt is rising much more quickly than China's debt servicing capacity is consistent with my implicit model — which claims that the optimal amount of capital stock in China is a function of China's relatively low level of social capital, and that Chinese investment has far exceeded its optimal level — but it doesn't prove it.

The surge in debt of the past few years has created tremendous concern, but I would argue that this concern would not be justified if investment levels in China were still too low.

With the S&P 500 within about 8 % of its highest level in history, with historically reliable valuation measures at obscene levels, implying near - zero 10 - 12 year S&P 500 nominal total returns; with an extended period of extreme overvalued, overbought, overbullish conditions replaced by deterioration in market internals that signal a clear shift toward risk - aversion among investors; with credit spreads on low - grade debt blowing out to multi-year highs; and with leading economic measures deteriorating rapidly, we continue to classify market conditions within the most hostile return / risk profile we identify — a classification that has been observed in only about 9 % of history.

«Given that the savings rate in America is so low and the consumer debt level is so high, more people should be resolving to save more and pay down debt,» said Huddleston.

The decrease was the result of both higher levels of «chargeoffs» — debt that card issuers write off as uncollectible — compared to 2007 and lower new balances than in 2007.

«Low debt levels allow managements versatility on the capital front in times of crisis or distress.

What is more, despite the increase over the past decade, household debt is still at a relatively low level in China.

In the past, China's household sector has been characterised by relatively low levels of debt.

During periods of decline it can be helpful to find long ideas among stocks which a) have low levels of debt, in case the market decline deepens, b) have a history of high returns on equity and investments c) have shown price momentum despite waning momentum in the overall markets.

While the current price / peak - earnings multiple is already at an elevated level above 18, what I'll call the «P / E equivalent» multiples on other fundamentals are: 21 on the basis of book values, nearly 23 on the basis of enterprise value / EBITDA (which factors in the increasing share of debt on corporate balance sheets), over 25 on the basis of revenues, and 29 on the basis of dividends (largely because dividend payout ratios remain relatively low even on the basis of normalized earnings).

With interest rates on low - risk investments falling to low levels in many countries, investors have sought to maintain yields by moving into higher - risk assets such as corporate debt and emerging market debt.

Well run companies with low debt levels and diverse operations should do well in such an environment.

Option (e) remains extremely risky given the massive levels of outstanding government debt (and potential for fiscal crisis) and therefore low in probability in our view, but the idea came to the fore in investor consciousness after the BOJ held meetings with former FOMC Chairman Bernanke, credited for applying the idea of «helicopter money» to deflation - fighting in central bank policy.

From the perspective of someone interested in making investments with 20 + year holding periods in mind, you need to be careful of owning banks because of the debt to equity levels involved in the investment, you need to be wary of technology companies because they must constantly be innovating to remain profitable and relevant (unlike, say, Hershey, which could stick with its business model of selling chocolate bars for the next century), and retail stocks which are always subject to the risk of a new low - cost carrier arriving on the block.

Despite a slight increase in long - term interest rates in recent weeks, he said interest rates remain extraordinarily low and debt service levels comfortable.

Despite the difficulties endured during the era of post-Lehman austerity, commercial and private - sector debt levels are low: Nonperforming loans are below 5 % and the banking system, unlike those of Poland or Hungary, did not have to tackle the fallout from high levels of foreign currency loans, because low interest rates and a stable Czech koruna meant these weren't taken up in large quantities.

These low rates have encouraged investors in recent months to pile on risk, taking U.S. equities markets to record highs earlier this year despite an economy that's still being slowed by relatively high unemployment, huge debt levels, and tighter government spending.

The bottom line: Given the significant levels of debt that remain on household and government balance sheets, inflation is likely to remain lower than what we experienced in periods leading up to the financial crisis.

Many countries across emerging Europe are rich in resources, have strong banking and manufacturing sectors, healthy economies and lower debt levels than their western neighbors.

The stagnation of wages among low - and middle - income families and rising costs, of housing in particular, has led to record levels of consumer debt.

Around the region, secularly rising incomes, generally healthy banking systems and relatively low public debt levels allow considerable room for confidence of a sustained expansion in demand.

Monetary policy has less room to maneuver when interest rates are close to zero, while expansionary fiscal policy is likely both more effective and less costly in terms of increased debt burden when interest rates are pinned at low levels.

For example, if you're single, have a stable job, low debt levels, you're planning for retirement in 40 years, and risk doesn't bother you, you can consider putting 80 % to 90 % of your investments in risk - type assets.

However, developed countries always have higher levels of private debt than developing countries do, partly due to very low access to credit and credit cards in developing countries.

Second, the published data show a level of interest expenses in the recent past which seems too low relative to what is implied by the level of debt and prevailing interest rates, both of which are fairly readily observable.

Strangely, just as welfare states are drowning in a sea of debt whilst also increasingly being seen as at least partly responsible for lower levels of family formation and employment, the Church has started to question welfare states rather less.

sorry this is a bit of the subject does anyone know what the situation with our overall debt is at the moment and what our repayments are i was under the impression that we are at about the # 245 million mark gross debt and about # 97 net debt are the stadium repayments lower now or something is the bonds interest dropped lower inprice we were paying something like # 20 - # 30 million in repayments but heard its down to about # 15 million per yr now i know we will have broken throught the # 300 million mark in revenue now i am guessing that contributes more to the transfer funds or if not what makes up the transfer funds in the club i.e deals or match day revenue plus cash in the bank which stands at a high level but must be just in case we might default on a payment we need heavy cash in hand to bail us out this side of the club really intrigues me as it is not a much talked about subject unless you are into that type of area of work or care about the general fianacial outcome of the club does anyone have more insight into our finances would be great to hear from anyone about this matter cheers gonerwineverything (because we are)

The club is largely operating with low levels or debt and has one of the highest turnover and profit margins in world football.

«The Comptroller's report is certainly correct that the state's fiscal position is much improved, but it ignores key facts — most notably that state debt has declined for four consecutive years for the first time in more than 50 years and our debt affordability ratio is at its lowest level since the 1960s,» said DOB spokesman Morris Peters.

This results in the realization that as soon as external conditions turn unfavorable — i.e. when the free lunch of automatic growth and undiscovered deception is over — the likelyhood of almost any level of debt to be repaid is low.

Although most of the Eastern EU Member States have a relatively low level of public debt and their economies are back on the growth path, in Hungary and Poland the EU has become increasingly associated with unpopular immigration policies (which mostly benefit Romanian and Bulgarian immigrants).

«We are an economy with a low level of debt, with low inflation, we're a country that's investing substantially in our future,» he answers, describing the focus on IMF as «absurd».