Sentences with phrase «low debt levels on»

Having low debt levels on their credit card will allow them to have enough of a credit line available in an emergency, and will increase the credit utilization part of their credit score.

Not exact matches

But in recent years, as the Bank of Canada held interest rates to historically low levels and consumer debt skyrocketed, the federal government tightened mortgage restrictions on regulated financial institutions, including HCG.

But low interest rates, at least in Canada, have pushed household debt to such vertiginous levels that officials like Carney know they shouldn't be counting on consumer spending to drive the recovery — ergo, the call for more corporate investment.

On the other hand, leaving the interest rate low encourages the kind of borrowing and spending that has produced record - high levels of consumer debt in Canada and pushed housing prices into the stratosphere.

In a wide - ranging note on the sector, RBC says the company has one of the lowest net debt — to — trailing cash flow levels in its coverage group.

The government beat this projection by nearly $ 1.6 billion — by taking $ 1 billion from reserve, keeping spending levels $ 600 million less than projected, and through $ 335 million of savings from lower than anticipated interest rates on government debt.

With the S&P 500 within about 8 % of its highest level in history, with historically reliable valuation measures at obscene levels, implying near - zero 10 - 12 year S&P 500 nominal total returns; with an extended period of extreme overvalued, overbought, overbullish conditions replaced by deterioration in market internals that signal a clear shift toward risk - aversion among investors; with credit spreads on low - grade debt blowing out to multi-year highs; and with leading economic measures deteriorating rapidly, we continue to classify market conditions within the most hostile return / risk profile we identify — a classification that has been observed in only about 9 % of history.

«Low debt levels allow managements versatility on the capital front in times of crisis or distress.

During periods of decline it can be helpful to find long ideas among stocks which a) have low levels of debt, in case the market decline deepens, b) have a history of high returns on equity and investments c) have shown price momentum despite waning momentum in the overall markets.

«Our investment strategy is premised on purchasing long equity securities of companies with low levels of debt on the investee company's balance sheet.»

The continuing low level of government bond yields has supported the search for yield that has been evident over the past couple of years, with the spread between yields on US government debt and yields on both corporate and emerging market debt remaining around historical lows over the past three months (Box B).

While the current price / peak - earnings multiple is already at an elevated level above 18, what I'll call the «P / E equivalent» multiples on other fundamentals are: 21 on the basis of book values, nearly 23 on the basis of enterprise value / EBITDA (which factors in the increasing share of debt on corporate balance sheets), over 25 on the basis of revenues, and 29 on the basis of dividends (largely because dividend payout ratios remain relatively low even on the basis of normalized earnings).

With interest rates on low - risk investments falling to low levels in many countries, investors have sought to maintain yields by moving into higher - risk assets such as corporate debt and emerging market debt.

Investors should instead be focusing on good - quality companies with relatively low debt levels which are positioned to continue to benefit from diverse growth opportunities.

Low oil prices have taken their toll on an already weak Canadian economy, where household debt levels are at record highs and business investment continues to lag.

From the perspective of someone interested in making investments with 20 + year holding periods in mind, you need to be careful of owning banks because of the debt to equity levels involved in the investment, you need to be wary of technology companies because they must constantly be innovating to remain profitable and relevant (unlike, say, Hershey, which could stick with its business model of selling chocolate bars for the next century), and retail stocks which are always subject to the risk of a new low - cost carrier arriving on the block.

These low rates have encouraged investors in recent months to pile on risk, taking U.S. equities markets to record highs earlier this year despite an economy that's still being slowed by relatively high unemployment, huge debt levels, and tighter government spending.

The bottom line: Given the significant levels of debt that remain on household and government balance sheets, inflation is likely to remain lower than what we experienced in periods leading up to the financial crisis.

Someone with poor or average credit may be able to get an unsecured personal loan on the strength of a steady income and low debt levels, but should expect rates toward the higher end of the range — up to 36 %.

Unfortunately, this process had perverse effects, because it enabled cash - strapped consumers to take on more debt for a given level of income, because the interest costs were lower.

sorry this is a bit of the subject does anyone know what the situation with our overall debt is at the moment and what our repayments are i was under the impression that we are at about the # 245 million mark gross debt and about # 97 net debt are the stadium repayments lower now or something is the bonds interest dropped lower inprice we were paying something like # 20 - # 30 million in repayments but heard its down to about # 15 million per yr now i know we will have broken throught the # 300 million mark in revenue now i am guessing that contributes more to the transfer funds or if not what makes up the transfer funds in the club i.e deals or match day revenue plus cash in the bank which stands at a high level but must be just in case we might default on a payment we need heavy cash in hand to bail us out this side of the club really intrigues me as it is not a much talked about subject unless you are into that type of area of work or care about the general fianacial outcome of the club does anyone have more insight into our finances would be great to hear from anyone about this matter cheers gonerwineverything (because we are)

The strategies for achieving these broad macroeconomic objectives include the following: • Promoting inclusive growth without compromising fiscal consolidation; • Anchoring fiscal policy on reducing the fiscal deficit to low and sustainable levels, sufficient to reduce the overall public debt burden; • Strengthening the inflation targeting regime and pursuing complementary monetary policy to promote monetary discipline; and • Pursuing complementary external sector policies to ensure exchange rate stability and favourable current account balance.

Although most of the Eastern EU Member States have a relatively low level of public debt and their economies are back on the growth path, in Hungary and Poland the EU has become increasingly associated with unpopular immigration policies (which mostly benefit Romanian and Bulgarian immigrants).

«We are an economy with a low level of debt, with low inflation, we're a country that's investing substantially in our future,» he answers, describing the focus on IMF as «absurd».

On a per - capita basis, as shown above, towns have the lowest tax, debt, and spending levels among local governments.

Despite entering the crisis with a low level of public debt — roughly 40 % of GDP — and a moderate deficit compared to many European nations, the UK's ability to take discretionary fiscal action was limited by the burden of bank bail - outs on public finances.

Johnson said that when the crisis hit Britain's debt was the second lowest of any G7 country, that debt interest levels were 15 % lower than when Labour came to office and the interest rates on UK debt had been falling since the beginning of the year.

[2] More recent work that tracks debt outcomes for individual borrowers documents that the main problem is not high levels of debt per student (in fact, defaults are lower among those who borrow more, since this typically indicates higher levels of college attainment), but rather the low earnings of dropout and for - profit students, who have high rates of default even on relatively small debts.

In the U.S., student loan limits are too low to cover even tuition at the typical public four - year institution, let alone the non-tuition costs of attendance, and many students default on debts well below the maximum levels.

«The extremely low level of rates is allowing people to take on more debt, and the fact that they can take on more debt is one of the things that's really showing in home prices.»

Interest coverage of 1.7 times cash flow is very low, and akin to what one gets on CCC - rated debt, except that the loans are typically secured by the assets of the company, which lessens the severity level of defaults.

It means that people have invested so heavily in low yielding debt, that if rates return to «normal» higher levels, people will take large losses on «principal» to compensate for this fact.

States where residents carry the lowest levels of student debt, on the other hand, have some of the highest delinquency rates.

Someone with poor or average credit may be able to get an unsecured personal loan on the strength of a steady income and low debt levels.

Someone with poor or average credit may be able to get an unsecured personal loan on the strength of a steady income and low debt levels, but should expect rates toward the higher end of the range — up to 36 %.

It's probably far easier & safer to seek out distressed opportunities with low levels of debt, or even surplus cash on hand.

The lower rates came at a time when Ottawa is trying to warn consumers against taking on too much debt, worried that household debt levels across the country are rising too quickly.

With the growth of education costs and the level of student loan debt taken on, it's no wonder that people with the lowest incomes are finding it tougher to shoulder the burden of student loans, making it less likely they will be able to use education as a way to lift themselves into a higher income earning bracket.

If you use your credit responsibly now by paying your bills on time, keeping your debt levels low, and not owning more cards than you need, you'll be able to get approved for that 0 % financing that's always sounded so good for that stereo that sounds even better.

While borrowers represented by Republicans have lower levels of debt, they are much more likely to default on their loans.

It continues to decelerate and especially encouraging is that non-mortgage debt grew by only 2.5 % in February, on a year - over-year basis, its lowest level of growth in 20 years!

Depending on your comfort level, the idea of choosing fixed income other than government bonds / GICs / cash has some appeal (especially with historically low gov» t bond yields) but just be sure you understand the products you are buying, the inherent risks, the embedded options, the liquidity, the seniority of the debt.

Corporate bond defaults appear to have returned to low levels after peaking in 2008 and 2009, but yields on corporate debt are lower than they've been in over 40 years.

On the other hand, if too much dept is accumulated relative to income levels, economic activity may decrease in order to ensure the return of debts, which in turn might lower the currency price.

«We know that the level of debt is high and it is concerning that Canadians might see this as an opportunity to use the lower interest rates to purchase things on their wish list,» explained Patricia White, Executive Director of Credit Counselling Canada.

On the other hand, if the economy really struggles and something happens, I don't want to have all my eggs in the investment basket which can take a hair cut in a market crash when I'd rather have lower debt levels.

The score is complex and examines data in multiple ways to determine a consistent pattern of paying bills on time and keeping debt levels low.

Rising interest rates alone would balloon the federal deficit, because interest payments on the massive outstanding government debt would skyrocket from today's artificially low levels.»

The tax on Social Security benefits kicks in at relatively low income levels, so it's tough to avoid entirely, even if you don't have debts to repay.

We find, unsurprisingly, that at every level of education, non-indebted households are more likely to own homes, have slightly lower interest rates on mortgages, and have retirement and liquid assets that are considerably larger than those households weighed down by debt.