Sentences with phrase «low debt service»

Stronger job growth, record low debt service burdens, lower gas prices and increasing home values are supporting increased consumer spending.

Banks want to see borrowers with good personal credit, a strong business and a low debt service coverage ratio.

Banks want to see borrowers with good personal credit, a strong business and a low debt service coverage ratio.

Lower yields increases borrowing and lowers debt servicing costs, pushing up consumption.

Commercial real estate investors bought at lower and lower debt service coverage ratios.

Higher loan - to - value ratios (LTVs) are being underwritten with lower quality tenants and lower debt service coverage ratios, as well as more interest - only loans.

«Statistically, there has been an uptick in LTV and lower debt service coverage ratios,» says Clancy.

However, if there is a $ 275 / month association fee, then since your total housing expense has to remain at $ 1,200 / month and since taxes and insurance are what they are, you now must compress the P&I to result in lower debt service by $ 275 / month.

«Lenders are also not lowering their debt service coverage ratios or debt yield to maintain loan proceeds this far,» says Kiffe.

The benefit comes from savings achieved via lower debt service.

This is not in their best interest, as a longer amortization schedule lowers their debt service payments and the risk of default.

The refinancing lowered debt service and recapitalized the facility.

Not exact matches

Take that funding away and the market settles back into something more closely aligned with the underlying reality — the one of high unemployment / underemployment, high oil prices, stagnant middle - and lower - class incomes, unprecedented wealth concentration in the upper class, demolished savers, under - investment in capital, and an ongoing transition to a low - wage service economy hard - pressed to service debt.

Lower interest rates, the report noted, could provide some cushion for debt servicing to vulnerable firms with an interest cover between 1 and 1.75 - comprising around 15 percent of the total debt of top 500 listed borrowers in fiscal 2015.

«The process of lowering interest rates causing higher levels of debt, debt service and spending, I think is coming to an end.»

Example: I recently met a B2B healthcare payments company that seeks to lower doctors offices» bad debts expense from 40 to 5 percent by helping them collect funds upfront at the time services are delivered, instead of 30 days later with an invoice in the mail.

Shares of Singapore - listed offshore services company Ezra Holdings hit record low on Wednesday as concerns over its debt obligations continue to mount.

Together they vividly show how the amount of debt leverage can vary between healthy firms with low debt levels and plenty of cash to service it and troubled companies that are heavily leveraged and cash - poor.

In a low - inflation environment, nominal interest rates are also low, and households are able to service much higher levels of debt than they could in the past.

Toward debtor countries American diplomats work through the World Bank and IMF to demand that debtors raise their interest rates and impose taxes and austerity programs to keep their wages low, sell off their public domain to pay their foreign debts, and deregulate their economy so as to enable foreign investors to privatize local electricity, telephone services and other infrastructure formerly provided at subsidized rates to help these economies grow.

While the level of mortgage arrears is still low by historical standards, a rising debt - service ratio could signal that's about to change.

Reported nominal GDP growth is around 5 %, but the growth in debt servicing capacity is probably lower.

Interest rates remain low, corporate balance sheets generally remain strong and debt - service costs appear manageable.

As the gap widens, it creates rising uncertainty about how excess debt servicing costs will ultimately be allocated, and at the point at which this uncertainty is high enough to alter materially the behavior of economic agents, and so lower the net asset value of the economic entity, the borrowing country has «excessive» debt.

The fact that China's debt is rising much more quickly than China's debt servicing capacity is consistent with my implicit model — which claims that the optimal amount of capital stock in China is a function of China's relatively low level of social capital, and that Chinese investment has far exceeded its optimal level — but it doesn't prove it.

They are to pay for their rising debt service not by taxing the population, but by selling public assets to the financial, insurance and real estate (FIRE) sectors — the very sectors which are receiving the growing interest payments on the national debts resulting from lowering taxes on wealth.

This will benefit taxpayers through lower debt - servicing costs and will help Canada maintain its strong triple - A credit rating in an uncertain economy.

I target a minimum of 1.5 % rents which at the low end keeps debt servicing right around 33 % where I want it.

For example, people with lower incomes are likely to be sensitive to interest rate changes because of the potential effects on their employment income and their debt - service costs.

Erskine Bowles, co-chair of the Simpson - Bowles Deficit Reduction Commission has calculated that service on the interest for that debt alone, if rates stay near record lows, will be $ 1 trillion by 2020!

The government forgives up to $ 17,500 of your federal student debt after you work at a low - income school or education service agency for five consecutive years.

Corporate gearing ratios remain conservative by historical standards and debt servicing costs remain low, reflecting the relatively low level of interest rates.

In addition, indicators of financial stress — such as loan arrears — remain low, suggesting that the high debt - servicing burden is not yet imposing a significant constraint on consumer spending.

Despite a slight increase in long - term interest rates in recent weeks, he said interest rates remain extraordinarily low and debt service levels comfortable.

While lower global interest rates have helped contain debt - servicing costs, the past year or so has seen a significant increase in net dividend payments.

Bauer - Simmons, whose agency offers debt management, explained these services include negotiating with your creditors, primarily to lower interest rates and reduce or remove fees.

Although household indebtedness remains a major risk to financial instability in Canada, low interest rates have kept debt servicing costs low by historical standards.

Debt servicing ratios of both the corporate and unincorporated sectors have been lower for the past couple of years than at any time in the preceding decade (Graph 6).

As has been experienced by Alberta and other jurisdictions, a lower credit rating materially increases debt servicing costs (i.e. interest payments).

Household debt service payments as a percent of disposable personal income is lower than it has been at any point in the last 15 years.

Its purpose is to offer low - paid public service workers some relief from their student loan debt.

Even if we judge that the incidence of this extreme reaction will still be relatively low, are there other forms of behaviour which are likely to have changed as a result of the higher debt - servicing ratio and higher gearing among indebted households?

If someone loses their job altogether or is forced to accept one at a much lower income, they may not be able to meet their debt - servicing obligations.

The upward trend in debt servicing is clearer in the lower line in the graph, which shows the debt servicing requirement specifically for housing debt.

They try to navigate the complex and risky path to college, only to find themselves working low - wage service jobs in distant hope of paying off their debt.

Debt service requires governments to lower social service budgets to a minimum and condemn societies to underdevelopment.

If the proposal is defeated, the district's real estate tax rate would decrease to reflect the lower cost of debt service.

This practice does not have any impact on total debt service costs, but increases spending in the year the prepayment is made and reduces it in the subsequent year, thereby causing the growth rate from year to year to appear lower.

Debt service prepayments lowered spending and spending growth in both the fiscal years 2017 and 2018 budgets.2 In addition to prepaying debt service, the fiscal year 2018 budget also delays loan payments due to the New York Power Authority, deferring $ 193 million in payments to future years, thereby lowering spending in 2Debt service prepayments lowered spending and spending growth in both the fiscal years 2017 and 2018 budgets.2 In addition to prepaying debt service, the fiscal year 2018 budget also delays loan payments due to the New York Power Authority, deferring $ 193 million in payments to future years, thereby lowering spending in 2debt service, the fiscal year 2018 budget also delays loan payments due to the New York Power Authority, deferring $ 193 million in payments to future years, thereby lowering spending in 2018.

The revenues the county collects through its tipping fees for haulers and contracts with municipalities, once the debt service for what began as a $ 30 million debt and is now in the low $ 20s of millions is factored in, isn't enough to keep the RRA in the black.