Sentences with phrase «low delinquency»
"Low delinquency" refers to a situation where there is a minimal or very low number of people who fail to pay their debts or bills on time. Full definition
For example, the study found lower delinquency rates (9 %) with near - prime alternative - financing borrowers who had eight or more alternative loans over the course of seven years.
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They are profitable and are experiencing very low delinquency compared to other lenders.
The mortgage program features a strong educational component and careful underwriting that helps maintain low delinquency and foreclosure rates, even during the financial crisis.
I'm surprised how low the delinquency rate is on auto loans.
In relation to outstanding debt, sustained low delinquency rates speak to the stability of the market.
The point is, this type of scenario is far more common than people realize, and certainly far more common than the present record - low delinquency rate indicates.
For other variables, associations with low delinquency involved only the presence of something positive (e.g., good housing quality), or the absence of a risk factor (e.g., community crime).
Only commercial mortgage backed securities (CMBS) have seen significantly lower delinquency rates in any quarter over the last 22 years.
Several major credit card lenders are reporting lower delinquency rates for consumer credit card accounts; this development is seen as a positive sign for the US economy.
Despite low delinquency rates and lower - than - average overall debt helping to boost credit scores, Pennsylvanians» scores remain just below average.
Both auto loans and mortgages have reasonably low delinquency rates, according to the New York Fed's data.
But as more cardholders with lower credit scores are approved for new cards, the historically low delinquency rates that issuers have enjoyed over the past several years may finally be coming to an end.
On one hand, the new frugality helps banks by lowering delinquency rates.
The report also notes that home owners who have received HAMP modifications have posted lower delinquency and re-default rates than industry modifications.
«Both the mortgage and credit card markets are performing extremely well, with increased consumer participation and continued low delinquency rates.
As a result, HAMP modifications continue to exhibit lower delinquency and re-default rates than industry modifications, the report explained.
Skillfully maintained property resulting in high occupancy with low delinquency, resolving tenant complaints, enforcing rules of occupancy, inspecting vacant and occupied units, working together with maintenance team to plan renovations, repairs, landscaping.
Australia's A$ 1.7 trillion ($ 1.30 trillion) mortgage market is highly profitable with very low delinquencies and lucrative commissions.
A new TransUnion study found that consumers with the ability to pay larger amounts than the minimum payment due on their credit cards had significantly lower delinquency rates on not only their credit cards, but also their auto loans and mortgages.
In a 2013 study, TransUnion found that transactors have significantly lower delinquency rates than revolvers.
In this way, low delinquency rates are in no way an indicator of financial health among households and the economy.
At some point, the low delinquency rate will catch up with the reality of Canada's overburdened households.
One reason why lenders may feel safe lending to Virginians, allowing them to have a high debt - to - income ratio, is their low delinquency rates.
The state also has one of the lowest delinquency rates for mortgage debt.
Weirder still, the delinquency rates on loans do not seem to vary in line with these ratios: self - employed Greek doctors are both the most indebted profession and the one with the lowest delinquency probabilities.
South Dakota has the lowest delinquency rate on credit card debt (people who are behind on their payments).
American Express has some of the lowest delinquency rates in the business because compared with some of the other issuers, it has more affluent customers and stricter rules for its cardholders.
Mortgages and auto loans have the lowest delinquency rates.
At some point, the low delinquency rate will catch up with the reality of Canada's overburdened households.
In this way, low delinquency rates are in no way an indicator of financial health among households and the economy.
The point is, this type of scenario is far more common than people realize, and certainly far more common than the present record - low delinquency rate indicates.
Graduate loans appear to have a lower delinquency rate overall compared to undergraduate loans.
As a result, the loans delivered by HFAs have very low delinquency rates.
The lowest delinquency rates, at the end of 2013, were reported on auto loans and home equity loans at 3.4 percent and 3.2 percent, respectively.
Lowest delinquency rate, no problem, we'll just change the definition again.
But year after year, VA loans (including VA loans in California) continue to perform very well because they are such a low delinquency risk.
This low delinquency rate came following 30 straight quarters of falling delinquency, and are well below the 2009 high of 8.35 % delinquency.11
Performed direct contact with accounts, resulting in 75 % lowered delinquency rate.
As predicted by the differential susceptibility hypothesis, carriers of the genotype combination that would be expected to have the highest risk for delinquency in an adverse environment according to the sum of the sensitivity alleles (BDNF Val66Met Val / Met, 5 - HTTLPR S, and MAOA - uVNTR S) showed the lowest delinquency scores if they reported a positive relationship with their parents.
Credit Suisse First Boston, arguably the largest conduit originator, has analyzed conduit and fusion deals from 1997 through the third quarter of this year, and says the lowest delinquency rates belong to Key Bank, UBS and Bear Stearns.
«That's the lowest delinquency rate for banks since the series began in 1993,» says Woodwell.
«A good economy and lower delinquency rates go hand - in - hand, and the Fed is betting on a stronger economy in 2016,» says Chessen.
As always, disciplined financial management by consumers is an essential ingredient for lower delinquencies.
Despite Florida's low delinquency rates and strong DSCR levels, Hurricane Irma brought forth considerable state - wide property damage, which will likely drive expenses up and may cause tenants to leave some properties.
However, the sector's delinquency rate has remained consistently below 2.5 % for the last four months, and it is still the lowest delinquency rate of all major property types.