While personal loans are easier to obtain than mortgages and auto loans, especially
for low income consumers, they also tend to have higher interest rates.
Even middle - income consumers avoid lawyers due to cost, and
many lower income consumers don't even know that a given problem is a legal one.
«It is likely that the uncertainty surrounding the presidential election had a negative impact, especially
among lower income consumers, and without that added uncertainty, the confidence measures may not have weakened.»
«The takeaway for firms is that when you see improvements in the economy, maybe it's worth providing offers to
lower income consumers because they're the ones who are going to change their behavior the most, probably because they feel a little more confident about how things are going,» Umashankar said.
From shortbreads to nibble during a relaxing afternoon tea to jellied snacks for tots to cosmetics
targeting low income consumers, flexible packaging — and specifically pouches and sachets — are currying favor among diverse global consumers.
Mintel reports that «the affordability of healthy food and drink is important because many
lower income consumers intend to improve their lifestyles.»
Much like purveyors of always generally very expensive payday loans, prepaid card issuers market to the Great UnBanked Masses, comprising
mainly low income consumers with poor credit histories who do not qualify for standard credit cards and often can't find banks with affordable account fees.
Schily wrote that Germany's green energies are also «extremely socially unjust» because they
force low income consumers to pay more money into the pockets of wealthy wind and solar park operators — in a classic redistribution from the bottom up.
Walmart is providing a one percent cash back bonus for consumers who use its prepaid Visa to buy gasoline, another step in its long, concerted effort to build loyalty
among lower income consumers.
But «it is likely that the uncertainty surrounding the presidential election had a negative impact, especially among
lower income consumers, and without that added uncertainty, the confidence measures may not have weakened,» said Richard Curtin, the leading economist of the University of Michigan's preliminary consumer confidence survey.
The researchers also find that while both higher and
lower income consumers are likely to spend more in a strong economy, the leap in spending from a weak to a strong economy is larger for lower income consumers.
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