Once you have an idea where you stand credit-wise, you can check out
some low interest credit cards offers from our partners to compare and you may find a card that's a fit for you.
Low interest credit cards offer a 0 % A.P.R. introductory period as well as a low regular interest rate as well.
Not exact matches
The bank
offered a loan at a
low rate to pay off her high -
interest credit card debt, and she ended up taking out a second mortgage for $ 80,000.
Applying for a new
credit card or loan initiates a hard pull on your
credit report that can
lower your
credit score, which can then impact your eligibility for a mortgage, or the final
interest rate you're
offered.
Low APR credit cards charge low interest rates on balances carried over month to month but don't usually offer rewar
Low APR
credit cards charge
low interest rates on balances carried over month to month but don't usually offer rewar
low interest rates on balances carried over month to month but don't usually
offer rewards.
There is one
credit card at least that
offers no balance transfer fees and has a
low purchase
interest rate.
If you have less - than - stellar
credit, a personal loan might be a better option, especially if you can find a fixed - rate
offer with a
lower interest rate than what your
credit card charges you.
The Chase Freedom isn't like other
low -
interest credit cards — it also
offers cardholders a sign up bonus of $ 150 after you spend $ 500 on purchases in your first 3 months from account opening, and an additional $ 25 bonus after you add your first authorized user and make your first purchase within the same 3 - month period.
Search for exactly the
credit card that you're
interested in, or compare new
credit card offers by browsing reward types, no annual fee
credit cards, or
low interest rate
cards.
Debt consolidation: American Express could
offer you a
lower interest rate compared to your current
credit card's.
Today, poor
credit offers range from
cards with cash back to those with
low interest rates.
Sure a nice introductory APR
offer is nice if you already have a balance you're trying to pay down or know you'll be making a big purchase in the near future, but an ongoing
low -
interest credit card is the one you'll want to reach for when an unexpected major purchase comes your way.
But please be aware that after the initial
low interest rate
offer ends on your new
card, it can climb back to a higher percentage — and in fact may be even higher than the
interest rates on the other
credit cards you have.
Often,
credit card companies will
offer a
lower interest rate, sometimes even 0 % for balance transfers, for a specific period of time — say, six months.
It is also better to pick no - frills
credit cards for their
lower interest rates than ones that
offer perks.
Low interest and no fee
credit cards generally don't
offer the kinds of generous rewards that other
cards offer.
Other
low interest credit cards also
offer 0 % APR on purchases, but no such luck with the Barclays Arrival Plus ® World Elite MasterCard ®.
Many
credit card providers are looking for good to excellent
credit scores before approving
credit cards with
low interest rates and great incentive
offers.
If you are approved for a
low intro APR
offer and qualify for elite pricing you can have the best of both worlds — the comfort of a 0 % intro APR
credit card and the ability to make purchases later on without having to worry about
interest charges getting the better of you.
If you have a high
credit score, you are more likely to be accepted for
credit cards and loans, and you will be
offered the
lowest interest rates.
HELOC also appeal to many people because it
offers bigger loan amounts and
lower interest rates than
credit cards and other consumer loans, but before you can qualify for this type of loan, you need to have at least 20 % equity on your home.
You may have an
offer to transfer your
credit card balance to a
low -
interest credit card, but a
low interest rate is often just a temporary
offer to attract new customers.
Someone with a good
credit report will be
offered the
lowest interest rates on loans and
credit cards, while people with bad
credit reports will face high rates, if they're able to borrow at all.
The Business Edge Platinum
card from US Bank is an excellent choice for companies that need to carry a balance month to month, or those that want to consolidate their previous
credit card debt into a
lower interest offer.
If you are are someone who revolves a balance
credit card debt, focus on
cards that
offer low interest rates (especially on balance transfers)-- and put a stop to new charges.
Many of the larger national banks — including Bank of America, Citibank and Capital One — all
offer low -
interest credit cards for consumers with high enough
credit scores.
Credit cards for those with good credit reward those habits with cards that may offer benefits such as a low introductory APR, a solid rewards program, competitive interest rates, moderate fees or a combination of ben
Credit cards for those with good
credit reward those habits with cards that may offer benefits such as a low introductory APR, a solid rewards program, competitive interest rates, moderate fees or a combination of ben
credit reward those habits with
cards that may
offer benefits such as a
low introductory APR, a solid rewards program, competitive
interest rates, moderate fees or a combination of benefits.
Before you shop, take a look at your
credit cards and see which one
offers the
lowest interest rate - or consider getting a new
low interest credit card.
The concept of a
credit card balance transfer seems simple enough, but there are a number of steps involved that are critical to successfully moving money owed from a high
interest credit card to one that
offers a
lower annual percentage rate.
The most popular
credit cards on the
offer include, entertainment
credit cards, fuel
credit cards, co-branded
credit cards, cash - back
credit cards, student
credit cards, women
credit cards, travel
credit cards, lifetime free
credit cards, premium
credit cards, Business
credit card, Global
credit card and
low interest credit cards.
The best way to avoid this is to keep on the lookout for
credit card offers so you can transfer your balance and pay off your
card at a
lower interest rate.
The Navy Federal nRewards Secured
Credit Card is one of the few credit cards for bad credit to hit a trifecta — there's no annual fee, it offers a rewards program and it has low interest
Credit Card is one of the few
credit cards for bad credit to hit a trifecta — there's no annual fee, it offers a rewards program and it has low interest
credit cards for bad
credit to hit a trifecta — there's no annual fee, it offers a rewards program and it has low interest
credit to hit a trifecta — there's no annual fee, it
offers a rewards program and it has
low interest rates.
The Savings Secured Visa Platinum
Card does what very few other
credit cards for bad
credit do —
offer a rewards program, provide
low interest, and not charge you an annual fee.
Not only does Discover
offer great
credit cards, Discover's online savings account is quite competitive because of
low fees and high -
interest rates.
Secured
credit cards typically have higher
interest rates since these borrowers are viewed as high risk, but there are still some solid
offers with a decently
low credit card APR..
Ask them to
lower your
interest rate, match the
offer you have seen for a
low interest credit card, or give you more time to make your payments.
A
credit card balance transfer is to move all or part of the balance of one
credit card to another
credit card that has a
lower interest rate or to a
card with a
low or a zero percent introductory APR
offer.
Fortunately, depending on the
credit card, there may be special
offers and terms that waive the balance transfer and / or include an extremely
low interest rate on balance transfers.
Also, if you have
offers for
lower interest rates from other
credit cards, you can use that to bargain with your creditor.
Now, however, some
credit card lenders are
offering even
lower interest rates to entice more customers, especially those with excellent
credit who can benefit from qualifying for the
lowest rates.
For example, if you have an existing balance of $ 4,000 on a high -
interest credit card (like 26.49 %), you may be able to move the balance owed to a balance transfer
credit card offering low or zero
interest rate for a specified period.
Since a second mortgage is a loan that is secured against property, it is generally
offers lower interest rates than
credit cards and personal loans.
Personal loans can
offer flexibility and they may be cheaper than a
credit card if your
credit score qualifies you for a
low interest rate.
Begin by taking advantage of any
low -
interest rate balance transfer programs
offered by your
credit card company.
Thankfully, balance transfer
credit cards offer individuals with
credit card debt a
low -
interest place to transfer their existing balances.
Consumers with higher
credit scores are typically
offered lower interest rates on lines of
credit such as
credit cards, car loans, and mortgages.
If you want to carry on a balance, look for the
credit card that
offers the
lowest APR or a long
interest - free period.
If you have a
low credit score you might not qualify for a
card that
offers 0 %
interest on balance transfers.
If you can find a
credit card with
low -
interest rates
offered for a period of time in which you could pay your balance, little to no balance transfers fees, and a
credit limit high enough to accommodate your balances, then a balance transfer may be beneficial.
Some
credit cards offer an initial period of
low or no
interest on purchases and / or balance transfers, but that is not
offered with the Sears MasterCard.