Sentences with phrase «low market interest rates»

The interest rate payable on the fund is guaranteed to equal or exceed a specified minimum (historically about 4 to 6 percent, but in the past decade of low market interest rates, considerably lower), but most companies have historically credited rates higher than the guaranteed minimum.

It was created by the government in response to the housing crash to assist underwater homeowners take advantage of low market interest rates and refinance even though there was no equity in their home.

Maintaining low market interest rates is also crucial in an economy as indebted as the UK; it smoothes the process of deleveraging.

In terms of equities, the S&P 500 had its best month in four years in October, while booming corporate bond sales continued to meet high demand, appearing to reflect confidence in the strength of the US corporate sector as well as the persistence of low market interest rates.

Not exact matches

In its latest Annual Report, it argued that «even if inflation does not rise, keeping interest rates too low for long could raise financial stability and macroeconomic risks further down the road, as debt continues to pile up and risk - taking in financial markets gathers steam.»

That meant they not only lost out on the market gains that followed the recession, but they also continue to lose earning power because of inflation and low interest rates.

For one thing, those 10 - year Canada bonds are yielding just 1.14 % and could lose value should interest rates rebound from their recent lows, as many market - watchers expect.

The first major correction, however, will likely happen in a housing market fuelled by low interest rates.

However, the bigger concern is that this is one more threat to your retirement nest egg, on top of low interest rates, a low - growth economic outlook, uncertain stock markets and potential government cuts to other programs, such as health care and nursing - home subsidies.

Or, do the economic positives we hear each day about low interest rates, low unemployment, low inflation, a healthy banking sector, rising real - estate prices, technology improvements, protection of resources, renewable energy and the rise of India — among others — suggest that any downturn or crisis will merely be a short - term market correction, with the kind of economic rebound we saw following the 2008 crisis?

In a client note on Thursday titled «Yanking down the yields,» the interest - rates strategist projected that bond yields would be much lower than the markets expected because central banks including the Federal Reserve were reluctant to raise interest rates.

Given the collapse of commodity markets was the trigger for the shock interest - rate cut in January, it is reasonable to speculate that continued weakness could prompt the central bank to lower borrowing costs a third time in 2015.

But what many fail to consider is that when ordinary Canadians are unable to afford real estate — even when borrowing at unusually low interest rates — the market will adjust.

In order to secure market share, it will need to differentiate its loans from competitors, which is hard to do without either decreasing interest rates substantially or lowering lending standards.

In contrast, we are acquiring Treasury securities on the open market and only on a temporary basis, with the goal of supporting the economic recovery through lower interest rates.

European markets closed lower on Tuesday as investors digested a probable interest rate hike from the U.S. Federal Reserve.

The broader S&P 500 also retreated to trade slightly lower ahead of the Federal Open Market Committee's first interest rate announcement since the new administration took office.

European markets continued lower Thursday as investors reacted to the European Central Bank keeping interest rates unchanged.

Interest rates have remained at unprecedented lows since the financial crisis in 2008, providing more incentive for Canadians to jump into the housing market.

European markets closed lower Tuesday as investors digested fresh economic data and eyed a probable interest rate hike in the U.S. later this month

Still, combine the indications of the short - term bond market with today's 5 % GDP news and you get the sense that stock traders betting on low interest rates for longer periods of time may soon have to bail out.

While the fate of borrowers and the housing market are concerns for the future, there are already people suffering today as a result of low interest rates: savers and retirees.

If the Fed is indeed putting off raising short - term interest rates — perhaps because of an economic slowdown overseas, economic turmoil in Russia, or because of lower oil prices — then that's potentially good news for the stock market.

The US stock market struggles with persistently very low interest rates and high liquidity.

The bond buy - backs are a component of the Fed's quantitative easing program, whose goal is to inject liquidity into markets and keep interest rates low.

As it stands, the fundamentals underpinning housing markets in Vancouver and Toronto remain strong — local economies are growing, immigration is robust and interest rates are low.

Falling interest rates and lower equity markets ruined long - term return assumptions, while guaranteed products became increasingly harder to fund.

Every market will react differently to the prospect of rising interest rates, a higher dollar and lower energy prices, he warns.

But with interest rates still near all - time lows, and only moving up slightly on the Trump news, it seems the market still thinks there is appetite for all that debt, or that the U.S. economy will grow fast enough to justify it.

So, Toronto and Vancouver's high - flying markets could remain hot in 2016, especially if interest rates stay low and foreign wealth continues to pour in.

Thanks to that bustling local economy, a similarly robust national economy, low interest rates, the great buying power of all those technology staffers, and a certain Seattle trendiness, the local real estate market is just plain insane.

This morning, the European Central Bank kept interest rates unchanged at record lows, as expected, but European markets could take another turn depending on what happens when European Central Bank president Mario Draghi takes questions later this morning.

There's no doubt the Federal Reserve's low interest rates have helped the housing market recover from its 2007 bust.

Elevated valuations, low volatility and secularly low interest rates are unlikely to be allies for robust financial market returns over the next five years,» the fund company cautioned in its report.

Also, Ablin added a large portion of the recent rally involved a rotation from bonds into stocks as low interest rates forced investors to seek yield in the stock market.

But low interest rates or a long bear market may force you to adapt.

Looking ahead, one has to wonder if there is room for lower interest rates and what will happen to the housing market in 2016 in a flat rate environment — especially in Alberta where there are ongoing layoffs.

FRANKFURT, Oct 4 - Key Euribor bank - to - bank lending rates hit fresh record lows on Thursday, as the markets were expecting the European Central Bank to provide hints whether it planned to cut interest rates further.

On average, private business loans from relatives and friends have interest rates 2 to 3 percent lower than market rates and 1 to 2 percent higher than high - yield savings rates.

LONDON, March 19 - Gold touched its lowest in more than two weeks on Monday as markets remained nervous ahead of a U.S. central bank meeting that could raise interest rates and signal three more increases this year.

With interest rates so low, stocks are better than bonds, but the Canadian market, he says, should see mid-single-digit returns.

That's manageable as long as interest rates and unemployment remain low, says Doug Porter, deputy chief economist at BMO Capital Markets.

Lyons contrasted the previous government's approach to that of the Bank of England, which prepared substantial contingency plans to deal with any market fallout from the initial shock of the referendum outcome, and then quickly implemented a sweeping programme of new monetary easing, cutting interest rates to a record low of 0.25 %, and extending quantitative easing.

Low interest rates and depressed capital markets activity are requiring banks to tightly manage expenses, and have forced some firms out of the industry.

The markets won't get off of «lower for longer,» meaning they expect lower interest rates forever.

Under that policy, the Federal Reserve has kept interest rates low and engaged for period of years in a campaign of aggressive bond purchases that have increased monetary supply and bolstered the stock market.

Yields in the $ 14 trillion market for U.S. government debt touched record lows in 2016, driven by years of aggressive central bank intervention in the wake of the 2008 - 2009 financial crisis to keep interest rates low to stimulate the economy.

There is no evidence that the policy, which encourages borrowing by keeping long - term interest rates low, has inflated dangerous bubbles in the stock market and residential real estate, she said.

«We're at a high end of the stock market and the low end of interest rates,» he said.

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