Dubai's main stock market and Abu Dhabi's index have closed at
their lowest points of the year amid mounting anxiety over plunging oil prices.
One other note on March's decrease from February's sales: just like sales dipped to
their lowest point of the year last April, the first month that 5 of the «Big 6» publishers raised e-book prices under «agency model» pricing, March 1 marked the date when Random House joined ranks and embraced the agency model as well.
It's hovering at
its lowest point of the year, although it appears to be a reflection of all the bad news we're seeing in the economic front recently.
For example, November 4th is 60.3 % of the January 2nd price and also happens to be
the lowest point of the year.
The low point of the year was the decision of the Democratic Party to advocate an end to the burning of fossil fuels by 2050.
The Arctic ice cap grows each winter when there's less sunlight, and shrinks each summer when days are longer, reaching
its lowest point of the year in September.
After all, this is
the low point of the year.
Not exact matches
The combined ratio
of 74.7 % improved 4.7
points due to higher net favorable prior
year reserve development (3.4
points), a
lower underlying combined ratio (1.2
points) and
lower catastrophe losses (0.1
points).
One
of my constant
points on this blog for the last several
years has been that households» refinancing
of their mortgage debt at
lower and
lower rates has put more money in their pockets for spending and for paying down debt.
FMS earnings before tax as a percentage
of FMS total revenue and FMS operating revenue (a non-GAAP measure) were 4.0 % and 4.8 %, respectively, both down 60 basis
points from the prior
year, primarily reflecting higher depreciation due to vehicle residual value policy changes and
lower used vehicle sales results.
A LendingTree survey found that customers who received five quotes on its platform for a typical 30 -
year home loan
of $ 223,000 witnessed a difference
of 52 basis
points from the highest to the
lowest quotes.
In effect, the BCA set caps mandating that discretionary outlays rise a couple
of points a
year from a
low baseline established by the deep cuts between 2011 and 2013.
Shares
of Daktronics (dakt) fared well in the second half
of last
year after starting off slow, finishing the
year at $ 10.70, up more than 15 % for the
year and 80 % higher than the stock's
low point for the
year of $ 5.92.
Despite a shortfall
of workers, average hourly pay rose just 2.4 percent from a
year ago, one - half percentage
point lower than September's annual gain.
John Betts: When I arrived in Canada four
years ago, we were at a
low point in terms
of our market share, and when you looked at our business, clearly one
of the areas where we were not connecting well was in our breakfast business.
«Overall, the tone
of this report was disappointing as it
points to a weak start to spending activity this
year, despite the significant boost to disposable income from
lower gasoline prices,» said Millan Mulraine, deputy chief economist at TD Securities in New York.
«For 30
years, interest rates have been coming down,
lower highs and
lower lows but we're at a
point now in terms
of a long - term trend line where 2.6 percent represents the
point where an interest rate reversal should take place.
Ms. Jones
points out that from a
low yield
of 1.38 percent in July 2016, the 10 -
year Treasury note now yields nearly 3 percent.
The Shanghai composite index is down 6 % so far in 2012 (as
of mid-September) and at its
lowest point in three
years.
Data from China's National Bureau
of Statistics showed the consumer price index rose 3.2 percent in February from a
year ago, versus expectations
of a 3.0 percent rise, while annual industrial production (IP) growth in January and February combined at 9.9 percent was the
lowest since October 2012 - the starting
point of China's nascent economic recovery.
But as Neil Dutta, Chief Economist with Renaissance Macro Research
points out, if you look at the actual flow data showing the number
of people each month entering and exiting the labor force, the rate at which workers are entering the labor force is actually
lower today than at any
point over the last two
years.
The note says that «the Apple Watch is a very modest threat this
year as current interest in the running community appears
low, but Apple's product positioning, the likely addition
of GPS and likely
lower price
points in future versions are significant long - term headwinds.»
Lowest rates shown require application with a cosigner, are for eligible, creditworthy applicants with a graduate level degree, require a 5 -
year repayment term and include our Loyalty discount and Automatic Payment discounts
of 0.25 percentage
points each, as outlined in the Loyalty and Automatic Payment Discount disclosures.
IQ drops
of 15
points for multitasking men
lowered their scores to the average range
of an 8 -
year - old child.
In addition, our Japan research team believes that there could be broader adoption
of OLED - based screens, thereby, leading to
lower - end SKUs also potentially sporting the new panel at some
point next
year.
Comparing the most recent distribution
of estimates with previous
points in history (see chart below), there is greater clustering around the mean and noticeably shorter tails, suggesting a
lower likelihood
of major price swings over the next
year.
Morgan Stanley's Delinquency Diffusion Index, an aggregate measurement
of year - over-
year increases in the delinquency
of several types
of personal loans, stood at 19.2 (on a 100 -
point scale) for the first quarter
of 2016, up from its
low in October, 2014, driven by increases in auto loan and credit card delinquencies in 2015 — but far below the 60 -
point threshold associated with a pre-recession state.
Since each
point on a 30 -
year fixed rate mortgage
lowers Quicken's base rate
of 4.38 % by 25 basis
points, we found that you would need to pay about $ 2,700 to reach the standard mortgage rate
of 4.00 % found at most major banks.
Our most recent buy entries into $ FB (Facebook) resulted in two separate price gains
of 49 % and 12 % earlier this
year, but we would still consider re-buying $ FB in our newsletter if it presents us with a
low - risk re-entry
point (such as a cup and handle pattern) in the coming weeks.
This leads to a frightening conclusion: that both
lower quality and
lower yields
of such «previously sacrosanct debt represent a potential breaking
point in our now 40 -
year - old global monetary system.»
Relative to the five -
year average, Korean credit default swaps, the cost
of insuring against defaults, is 3 basis
points (hundredths
of a percentage
point) higher while the Korean Won is 3 %
lower.
Growth was more than 1 percentage
point lower relative to normal periods, and the average duration
of the overhang was 23
years.
There is the further
point that the logic that led to the adoption
of the 2 percent inflation target
years ago suggests that it is too
low now.
Obama cited statistics released the same day in the White House's new report from his Council
of Economic Advisers which show that conflicts likely lead, on average, to 1 percentage
point lower annual returns on retirement savings as well as $ 17 billion
of losses every
year for working and middle - class families.
The Swedish Krona has fallen to fresh 9 -
year low versus the Dollar, down almost one percentage
point, after the Riksbank Governor said the central bank was not out
of tools to raise inflation.
The study drew on data from nearly 6,000 millennial renters (age 18 to 34) at a time when homeownership for Americans under 35
years old is at its
lowest point in the history
of Census recorded data dating back to 1984.
Our survey
of mortgage and refinancing rates at Ohio's biggest lenders revealed a spread
of 0.75 percentage
points between the highest and
lowest offers on a 30 -
year fixed rate mortgage.
Male employment in Ontario followed a similar trajectory as manufacturing job declines, with only 80 percent
of 25 - to 54 -
year - old men holding a full - time job today, a full eight
points lower than in 1980.
Sales
of $ 2.180 billion were comparable to the prior
year as a 1 -
point benefit from the acquisition
of Pacific Foods and a 1 -
point favorable impact
of currency translation were offset by a 2 - percent decline in organic sales driven primarily by
lower volumes.
Slenker noted that unemployment across the Buffalo Niagara region tends to be highest in January and February because holiday - related seasonal jobs end, business tends to slump at bars and restaurants after the end -
of - the -
year rush and construction work tends to be at its
low point for the
year.
Fourth quarter same — fourth quarter restaurant labor expenses were 50 basis
points lower than last
year on a percentage
of sales basis due to increased productivity and
lower restaurant manager incentive compensation expense.
Selling, general and administrative expenses were 74 basis
points lower than last
year as a percentage
of sales due to sales leveraging,
lower incentive compensation and a reduction in media spend at Olive Garden.
The 30 -
year average was 43 basis
points (0.43 %)
lower at the end
of 2014 than at the beginning
of that
year, when the stimulus was going strong.
That's close to a record
low, and nearly a full percentage
point lower than where we were at the start
of last
year.
These relatively moderate outcomes have been an important restraining influence on overall inflation during the past
year, and they also
point to the prospect
of continued employment growth and
lower unemployment.
Year - to - date PTPP earnings
of $ 165.9 million increased 6 % as the positive impact
of very strong 9 % loan growth was partially offset by an 11 basis
point decrease in net interest margin, an 8 % increase in non-interest expenses and 6 %
lower non-interest income.
Fifteen
points of P / E separate energy stocks and technology stocks, the narrowest spread between
low and high P / E groups in at least three
years.
That marked its
lowest point of 2017, and the
lowest level since November
of last
year.
That's — we didn't sell much in last
year because we had way too much Session and were — we expect that to be well in EMEA, in particular, where we see — as Nick had mentioned in his remarks, we see more competition at the
lower end
of the price
point range versus the upper end.
In the US, they are up by about 180 basis
points since their safe - haven related
lows in October last
year following the Russian default, the near collapse
of Long - Term Capital Management, and subsequent problems in Latin America (Graph 6).