Commissions for these agents are based on a percentage of the first year premiums (in some cases up to 110 %) and their job is sell
these low quality policies to unsuspecting and vulnerable seniors.
Not exact matches
Tree — who said the
policy change restored a price support for growers by reintroducing a «federal risk premium» — told Business Insider that while consumers in states were marijuana was legal were probably used to a high -
quality and tested product, he suspected cracking down on legal marijuana production and sales would incentivize trafficking of
lower -
quality marijuana to states where the drug is still illegal.
Behind this call is her expectation that this current era of loose monetary
policy and tumbling interest rates may be coming to an end, which would put more pressure on companies with
low credit
quality.
Ian Bruce, science and
policy manager at the David Suzuki Foundation added, «With a million more people moving to the
Lower Mainland, investing in a better transit and transportation network is one of the most crucial decisions the region can make to build healthier communities and improve
quality of life.
«Among the characteristics needed to join the elite group are stable macroeconomic
policies,» says Kate Phylaktis, director of the Emerging Markets Group at Cass Business School, City University of London, adding «prudent fiscal
policy,
low inflation and a stable currency, political stability, good -
quality institutions, good infrastructure (especially transport) and above all, education.»
Valentum's investment
policy favours companies with
low - debt levels, high FCF yields and high
quality management teams.
Specific
policies include the 30 - 50 Plan to Fight Poverty, which is committed to reducing the number of people living below the poverty line by 30 percent and the number of children by 50 percent; an Affordable Housing Plan; pursing the long - term goal of a national high -
quality, universal, community - based, early education and child care system; increasing the Guaranteed Income Supplement by $ 600 per year for
low - income seniors; and creating a new relationship with Canada's First Nation, Inuit and Métis peoples, including re-instating the Kelowna Accord.
When investor preferences are risk - seeking, overly loose monetary
policy can have a disastrous effect by promoting reckless speculation and enhancing the ability of
low -
quality borrowers to issue debt to yield - starved investors.
Bettina Siegel blogs about food and food
policy related to children over at The Lunch Tray, but you may know her better for her work on «pink slime;» in 2012, she garnered more than 258,000 signatures on a Change.org petition that led the USDA to change its
policy on a
low -
quality ground beef product used in schools.
Effective food
policy actions are part of a comprehensive approach to improving nutrition environments, defined as those factors that influence food access.1 Improvements in the nutritional
quality of all foods and beverages served and sold in schools have been recommended to protect the nutritional health of children, especially children who live in
low - resource communities.2 As legislated by the US Congress, the 2010 Healthy Hunger - Free Kids Act (HHFKA) updated the meal patterns and nutrition standards for the National School Lunch Program and the School Breakfast Program to align with the 2010 Dietary Guidelines for Americans.3 The revised standards, which took effect at the beginning of the 2012 - 2013 school year, increased the availability of whole grains, vegetables, and fruits and specified weekly requirements for beans / peas as well as dark green, red / orange, starchy, and other vegetables.
It's clear the association will continue to support candidates who implement the same unproductive
policies that maintain the schools in
low -
quality conditions.
«With pro-growth fiscal
policies, a
quality education system and
lower taxes, there is no reason why New York can not rebound as an economic powerhouse.
«While offering free college tuition to
low - income families is laudable, the reality is that many students» paths to college are limited because their local K - 12 public schools lack the resources to support them,» said Jasmine Gripper, Legislative and
Policy Director of the Alliance for
Quality Education in a statement.
The suit claimed also that the «outsider restriction
policy» effectively is «entrenched segregation» that makes it hard for
low income New Yorkers to move to neighborhoods with high
quality schools, green space and better jobs.
«Hospitals are going to be looking for ways to improve
quality of care for Medicare patients in order to
lower readmission rates and prevent fines,» said study co-author, Tomas Philipson, Ph.D., who is the Daniel Levin Chair of Public
Policy at the University of Chicago.
The researchers point out that despite its
low status and variable content and
quality, school based SRE is seen as vital by
policy makers for protecting young people from ill health, unwanted pregnancies, sexual abuse and exploitation.
The researchers analyzed the effects of a 2014
policy change that allows
lower -
quality kidneys — considered the bottom 15 percent of available organs — to be immediately offered more widely in a region without seeking patients only in the local area.
«Crop protection products such as fungicides help farmers grow
quality crops free of disease and achieve better yields, which keeps prices
low for consumers,» said Mike Leggett, senior director of environmental
policy at CropLife America.
«Policymakers should note the loan characteristics offered by the program and consider
policies that increase the number of
quality affordable loan products on the market, particularly in
low - and moderate - income communities,» Grinstein - Weiss says.
Free.Date's photo
policy prohibits members from uploading
low -
quality, fake, or nude pics on the dating site.
Maine earns
lower - than - average scores in three of the four graded
policy categories in
Quality Counts.
Of particular importance here is how
policy might induce students to enroll in
lower -
quality schools.
Contact: Adam Rabinowitz: 202-266-4724,
[email protected] Jackie Kerstetter: 814-440-2299,
[email protected], Education Next D.C.'s high - stakes teacher evaluations raise teacher
quality, student achievement 90 % of the turnover of
low - performing teachers occurs in high - poverty schools July 27, 2017 — Though the Every Student Succeeds Act excludes any requirements for states about teacher evaluation
policies, the results from a once - controversial high - stakes system -LSB-...]
Thanks to the free education
policy, classrooms in public schools are overcrowded and the
quality of education is
low.
The goal of Louisiana's private school choice
policy is to expand over time the number of high
quality, free or
low - cost schooling options available to
low - income families.
Districts score
lower than non-district authorizers overall, and their
policies are far less friendly to replication than non-district authorizers, meaning they are less likely to help great charters create more high -
quality seats.
From a public
policy standpoint, LeVine says their work is important because it shows — despite what many in education don't want to hear — that even
low -
quality schools and attending for only a few years can have a positive impact, especially in developing countries.
Starting again with the estimates of the difference in effectiveness of teachers, it is possible to calculate the long - term economic impact of
policies that would focus attention on the
lowest -
quality teachers from U.S. classrooms.
We have alumni who work in public
policy organizations, serve on local school boards, practice education law, and fight for equity in school finance or, as physicians in
low - income communities, provide
quality health care for children.
The new Every Student Succeeds Act, which takes full effect in the 2017 - 18 school year, rolls back much of the federal government's big footprint in education
policy, on everything from testing and teacher
quality to
low - performing schools.
The Every Student Succeeds Act (ESSA), which goes into full effect in the 2018 — 19 school year, rolled back much of the federal government's big footprint in education
policy, on everything from testing and teacher
quality to
low - performing schools.
The goal of Louisiana's private school choice
policy is to expand the number of high
quality, free or
low - cost schooling options available to
low - income families.
One study in Washington State, for instance, showed that programs that offered coaching had significantly
lower teacher turnover, as well as higher
quality ratings.Kimberly Boller et al., Seeds to Success Modified Field Test: Findings from the Outcomes and Implementation Studies (Princeton, NJ: Mathematica
Policy Research, 2010).
Add in certification rules that keep mid-career professionals with strong math and science skills out of teaching, near - lifetime employment
policies and discipline processes that keep laggard and criminally - abusive teachers in the profession, and practices that all but ensure that
low -
quality teachers are teaching the poorest children, and shoddy teacher training perpetuates the nation's educational caste system.
Teacher
Policy Research (TPR) is a research partnership between the University of Virginia, Stanford University and the University at Albany that examines the behavior of teachers and administrators with the goal of developing
policies that will attract and retain high -
quality teachers and leaders, especially in
low - performing schools.
After all, the rise of alternative certification — which has
lowered barriers to entry into teaching seemingly without sacrificing
quality — is arguably one of reformers» biggest
policy wins.
The other interim charges considered by the committee at the hearing included examining current school board governance
policies and practices and making recommendations that could improve the focus, attitudes and outcomes of Texas school boards, districts and students; studying existing board training requirements and making suggestions to educate school board trustees on
policies that could achieve better student outcomes, particularly within the framework set for
low - performing schools in House Bill 1842; and monitoring initiatives to build a high -
quality pre-kindergarten grant program (HB 4).
For example,
low - and high - income parents both select schools based on school
quality - but they use different measures of
quality, according to a new study of school choice in the journal Educational Evaluation and
Policy Analysis.
It is vital that we develop
policies to ensure students, especially those from
low - income and minority families, attend schools where high -
quality teachers and principals work together to create strong learning environments.
«Let's call this move what it is: a pivot in the wrong
policy direction to pander to a sizable interest group — teachers» unions — that comes at the expense of mostly
low - income, minority kids who desperately need high -
quality school options,» Francesca Jarosz Brady wrote in an op - ed published by The Hill on Nov. 13.
One Chance Illinois (OCI) is a 501c3 public charity, with a mission to advance public
policy that expands
quality educational options for Illinois»
low - income and working class families.
NIEER's State Preschool Yearbook is the only national report on state - funded preschool programs with detailed information on enrollment, funding, teacher qualifications, and other
policies related to
quality, such as the presence of a qualified teacher and assistant, small class size, and
low teacher - to - student ratio.
The Program for Educational Access advances public
policy to increase the accessibility of
quality educational options for
low - income families.
The
policy charges district leaders to prioritize the transformation of
low - performing schools and the expansion of
quality, equity, and access among all Oakland schools.
The
quality, fairness, and reliability of teacher effectiveness measures will make or break any
policy aimed at identifying and rewarding highly effective teachers, exiting
low performers, and preparing and supporting new teachers or those struggling somewhere in the middle.
But effective public
policies — to make work pay for
low - income parents and to provide high -
quality early care and learning experiences for their children — can make a difference.
As it stands, existing approval and reporting
policies make it difficult for schools, potential teachers, and the public to differentiate among programs for
quality; 25 states have never identified a single
low - performing teacher preparation program.103
Obama has joined the three presidents preceding him in favoring a far different
policy of school improvement than that epitomized by Title I. Instead of additional dollars for extra services for children, the creation of academic standards and tests to measure achievement is seen as the way to increase the
quality of American schools, especially that of schools with concentrations of
low - income children.
A new report from the National Council on Teacher
Quality (NCTQ) finds that not only is California behind most other states and the nation on enacting
policies that support effective teaching, but it has also slipped from its already
low position of a few years ago.
For example, ESAs raise serious equity concerns: affluent parents could, if the
policy allows, supplement their vouchers to purchase high
quality educational services inaccessible to
low - income families.