Sentences with phrase «low scores over time»

While your credit rating won't plummet if you make a couple late payments, forgetting or not being able to pay back the money you owe will definitely lower your score over time.
If you don't know a lot about credit, you might unknowingly do things that lower your score over time.
Hard inquiries can lower your score over time and often stay on your credit report for several years.

Not exact matches

Lower average test scores might not be a problem if you can find out that kids are rapidly improving over time, making that cute house in the cheaper part of town not only good for your wallet, but good for your child's education too.
Follow - up studies that tracked employee performance over time as people shifted between lower - and higher - scoring managers confirmed that great leadership scores do indeed lead to high team performance scores and not the other way around.
A higher credit score gives you a better chance for a lower loan interest rate — which could save you thousands of dollars over time.
While it isn't a lot of search volume, you can also see that keyword difficulty scores (in the 50s) are low for SEMrush, meaning over time I should be able to easily dominate them.
Washington has beaten teams like New England and the Indianapolis Colts by riding back Terry Allen (852 rushing yards), turning the ball over a league - low eight times, scoring on all 23 chances in the red zone and getting production from pass - rushing tackle Sean Gilbert.
This is an incredibly difficult question to answer for a variety of reasons, most importantly because over the years our once vaunted «beautiful» style of play has become a shadow of it's former self, only to be replaced by a less than stellar «plug and play» mentality where players play out of position and adjustments / substitutions are rarely forthcoming before the 75th minute... if you look at our current players, very few would make sense in the traditional Wengerian system... at present, we don't have the personnel to move the ball quickly from deep - lying position, efficient one touch midfielders that can make the necessary through balls or the disciplined and pacey forwards to stretch defences into wide positions, without the aid of the backs coming up into the final 3rd, so that we can attack the defensive lanes in the same clinical fashion we did years ago... on this current squad, we have only 1 central defender on staf, Mustafi, who seems to have any prowess in the offensive zone or who can even pass two zones through so that we can advance play quickly out of our own end (I have seen some inklings that suggest Holding might have some offensive qualities but too early to tell)... unfortunately Mustafi has a tendency to get himself in trouble when he gets overly aggressive on the ball... from our backs out wide, we've seen pace from the likes of Bellerin and Gibbs and the spirited albeit offensively stunted play of Monreal, but none of these players possess the skill - set required in the offensive zone for the new Wenger scheme which requires deft touches, timely runs to the baseline and consistent crossing, especially when Giroud was playing and his ratio of scored goals per clear chances was relatively low (better last year though)... obviously I like Bellerin's future prospects, as you can't teach pace, but I do worry that he regressed last season, which was obvious to Wenger because there was no way he would have used Ox as the right side wing - back so often knowing that Barcelona could come calling in the off - season, if he thought otherwise... as for our midfielders, not a single one, minus the more confident Xhaka I watched played for the Swiss national team a couple years ago, who truly makes sense under the traditional Wenger model... Ramsey holds onto the ball too long, gives the ball away cheaply far too often and abandons his defensive responsibilities on a regular basis (doesn't score enough recently to justify): that being said, I've always thought he does possess a little something special, unfortunately he thinks so too... Xhaka is a little too slow to ever boss the midfield and he tends to telegraph his one true strength, his long ball play: although I must admit he did get a bit better during some points in the latter part of last season... it always made me wonder why whenever he played with Coq Wenger always seemed to play Francis in a more advanced role on the pitch... as for Coq, he is way too reckless at the wrong times and has exhibited little offensive prowess yet finds himself in and around the box far too often... let's face it Wenger was ready to throw him in the trash heap when injuries forced him to use Francis and then he had the nerve to act like this was all part of a bigger Wenger constructed plan... he like Ramsey, Xhaka and Elneny don't offer the skills necessary to satisfy the quick transitory nature of our old offensive scheme or the stout defensive mindset needed to protect the defensive zone so that our offensive players can remain aggressive in the final third... on the front end, we have Ozil, a player of immense skill but stunted by his physical demeanor that tends to offend, the fact that he's been played out of position far too many times since arriving and that the players in front of him, minus Sanchez, make little to no sense considering what he has to offer (especially Giroud); just think about the quick counter-attack offence in Real or the space and protection he receives in the German National team's midfield, where teams couldn't afford to focus too heavily on one individual... this player was a passing «specialist» long before he arrived in North London, so only an arrogant or ignorant individual would try to reinvent the wheel and / or not surround such a talent with the necessary components... in regards to Ox, Walcott and Welbeck, although they all possess serious talents I see them in large part as headless chickens who are on the injury table too much, lack the necessary first - touch and / or lack the finishing flair to warrant their inclusion in a regular starting eleven; I would say that, of the 3, Ox showed the most upside once we went to a back 3, but even he became a bit too consumed by his pending contract talks before the season ended and that concerned me a bit... if I had to choose one of those 3 players to stay on it would be Ox due to his potential as a plausible alternative to Bellerin in that wing - back position should we continue to use that formation... in Sanchez, we get one of the most committed skill players we've seen on this squad for some years but that could all change soon, if it hasn't already of course... strangely enough, even he doesn't make sense given the constructs of the original Wenger offensive model because he holds onto the ball too long and he will give the ball up a little too often in the offensive zone... a fact that is largely forgotten due to his infectious energy and the fact that the numbers he has achieved seem to justify the means... finally, and in many ways most crucially, Giroud, there is nothing about this team or the offensive system that Wenger has traditionally employed that would even suggest such a player would make sense as a starter... too slow, too inefficient and way too easily dispossessed... once again, I think he has some special skills and, at times, has showed some world - class qualities but he's lack of mobility is an albatross around the necks of our offence... so when you ask who would be our best starting 11, I don't have a clue because of the 5 or 6 players that truly deserve a place in this side, 1 just arrived, 3 aren't under contract beyond 2018 and the other was just sold to Juve... man, this is theraputic because following this team is like an addiction to heroin without the benefits
Over 30 years supporting this great club and tonight I'm so low about what I hear, not the the score which is bad enough but arsenal fans fighting each other sad sad times.
For the first time in the Premier League two clubs scored over 100 goals (Manchester City - 102 & Liverpool - 101) despite the divisional total slumping to a five year low; (1052 vs 942); Jose Mourinho lost his first EPL home game in 78 matches and that victory helped Sunderland to become only the second team ever to survive the drop having been bottom at Christmas.
Neither aggressive behavior problems nor lower developmental scores predicted increases in spanking over time.
This is suggested by the association between the composite score of autonomy support and child executive function, as well as by the fact that the clearest group differences emerged between children experiencing consistently high versus consistently low degrees of autonomy support over time.
Patients in the yoga group reported lower fatigue scores over time, as they attended more yoga sessions, relative to where they started.
The higher people score, the more body fat they tend to lose over time and the lower their risk appears to be of abdominal obesity, high blood pressure, high cholesterol, and high triglycerides.
The search results for searching for a person already at a specified location are set by default so as to organize them by last time online with the site, and there are far more people that haven't been on in over a month than have been online more recently, which is one of the reasons for giving it a low score.
Average scale scores are important, no doubt, but we also need to pay attention to high and low achievers and how they are faring over time.
English vocabulary scores improved somewhat over time, but were consistently and considerably low even in first grade, a crucial year for learning how to read.
For example, Krueger (1998) uses data from the NAEP and documents test score increases over time, with large improvements for disadvantaged children from poor urban areas; the Current Population Survey shows declining dropout rates since 1975 for those from the lowest income quartile (Digest of Education Statistics, NCES 2012).
Gains among Texas fourth graders were sustained over a longer period of time, but also show evidence of little growth since 2005, with Hispanic and the lowest - performing students actually scoring lower in the latest assessments than in 2007.
All of these tests were designed to score about 3 points lower for each 10 years since their last norming, due to the Flynn Effect, a theory on the increase of intelligence in any population over time.
Burke blames the national trend of lower scores on «increasing federal intervention over the past half - century... the resulting burden of complying with federal programs, rules, and regulations, have created a parasitic relationship with federal education programs and states, and is straining the time and resources of local schools.
In low - wealth districts, officials are warning the public that they should expect low grades for their schools, even if they have succeeded in bringing students up on test scores over time.
Some schools thought of as high or low performers in the past based on test scores could have ratings that show the opposite because of other factors being used in the ratings, including test score growth over time, readiness for graduation and progress on closing achievement gaps between student groups.
A student who scores low on an achievement test or does not demonstrate adequate growth over time is not hopeless.
We identified California's lowest - scoring schools two years ago, when the new testing regime started, and tracked their results over time.
High school graduation rates are at an all - time high at over 80 percent (see Chapter 1: Student Achievement).7 8 9 Research on NCLB's accountability provisions has shown modest effects on school performance, particularly in schools seeking to avoid a first year of missing AYP or in schools facing the severest penalties.10 Despite this progress, however, high school test scores are flat, achievement gaps persist, and many low - performing schools are not improving.
Compared with other charters statewide, these schools had far lower performance in API scores, English and Math proficiency, and lost ground over time in student proficiency rates.
MoneyLion offers «LionLoans» usually to consumers with FICO scores lower than 640; consumers can build their credit profile with MoneyLion and over time improve their chances of obtaining larger loans at much cheaper rates through good financial habit building.
Maintaining a credit score of 700 is a good starting place but you must consistently do what is necessary to ensure your credit score does not drop lower but rather gets better over time.
If you make on - time payments and keep your balance low (no more than 30 %, and preferably less than 10 %) relative to your credit limit, use of a secured card can be a tool to help you improve your credit score and overall credit standing over time.
Impact lessens over time to where a spotless post-foreclosure credit history and low debt level can deliver a score in the 700 + score range within about 4 - 5 years.
A high credit utilization ratio will lower your credit score consistently over time, and these impacts can add up in the long run.
Understanding your credit score can help you in making decisions that can lower your credit risk and raise your credit score over time.
If you have a high credit limit with your USAA Secured Card ® American Express ® account keeping the balance low can lead to a higher score over time.
As long as you continue to make all your payments on time and keep credit utilization low, your credit score will increase over time.
You can see how a low credit score costs more over time.
Hard inquiries can lower your score by a few points, but your score will recover gradually over time (the inquiry affects your score for one year and remains in your file for two years).
Just like when you originally financed the car, don't spread it out over time — do all your inquiries at the same time, so your credit score isn't lowered by multiple hits.
Over that same time span, the percentage of people with low credit scores who are applying for new credit cards has increased.
Having too many hard inquiries over a long period of time will lower your credit score.
Earnings Variability (this is a proprietary CPMS metric that essentially measures how volatile a company's earnings are over time, lower scores preferred).
If you are using more of your allotted credit, then your credit score will be slightly lower over time.
So, even if you had high utilization at the time you closed the card, your score should have improved over this time period and will keep doing so, as long as all payments are being made on time, other balances are being kept low, and very few new accounts are being opened.
Although these loans offer higher interest rates for borrowers with short credit histories or a low credit score, the fact that they report to the three major credit reporting agencies means that on - time payments can build your credit score over time.
This will improve your score over time, because people owing smaller amounts on their credit accounts are viewed as having a lower repayment risk than those who owe more.
Higher Credit Scores equate to lower interest rates & mortgage interest savings accumulates over time.
And, over a ten year time frame, your lower insurance credit score would have cost you close to $ 2,500.
A low credit score can be increased over time and with discipline, as well as with a top credit repair company.
They also offer a rewards system that can lower your APR over time, but you can gain rewards for paying on time as well as taking financial courses and signing up for their credit score program.
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