Sentences with phrase «low use rates»

These included low use rates, broad spectrum and systemicity with post-infection action that allowed for extended spray interval.

Not exact matches

Consumer Search rated the Soft Heat Luxury Micro-Fleece Blanket highly because of the easy - to - use control, thin interior wires, preheat function, and low - voltage heating.

The tax code also permits the owners of a corporation, however small, to use his or her company to shelter income from passive investments, and to convert surplus revenue into capital gains, which are taxed at lower rates than income.

At various points in the Clinton, Bush, Obama, and Trump administrations, new stock market records and historically low unemployment rates were used as a synonym for a booming economy, or after the financial crisis, to signal that the economy was recovering — even though many workers and households experienced stagnating or steadily declining incomes for years or even decades.

The low tax rate meant they could keep extra capital in their business to invest and ultimately use when they needed it for expansion or other expenses.

Perhaps most strikingly, recent evidence has shown that states with legal marijuana have lower rates of opiate use.

Economist Michael Wolfson noticed that since extra coverage for those with lower earnings is not needed, we should keep the replacement rate at 25 per cent for lower earners, then use a 40 per cent replacement rate for earnings above a certain threshold.

Using Ontario as an example, in 2008 the marginal tax rate (the tax owed on the last dollar of income) was 21.1 percent for the lowest tax bracket (up to $ 40,700 of taxable income) and 46.4 percent for the highest tax bracket (above $ 126,300 of taxable income).

An opportunity also may exist to use home equity to bundle high - interest debt at lower rates, he adds.

In backhaul scenarios, 5G microwave series products are able to offer 10 Gbps high data rate and 25 µs low latency when traditional microwave frequency bands are used.

The idea is that when grid electricity rates are high, a building can switch over to using the batteries for power as a way to lower monthly energy bills.

Trump said he used to invest in U.S. stocks but got out because «I don't like what I'm seeing at all,» pointing to U.S. immigration policies, Syrian refugees, and what he said were «artificially low» interest rates.

The post is filled with technical details for those looking for a deeper dive into the science, but for the layperson this is probably the most interesting bit: Using a cool gadget that floods a room with a specific color of light, Westland's research group «found a small effect of colored light on heart rate and blood pressure: Red light does seem to raise heart rate, while blue light lowers it.»

At this juncture the housing bears may argue that it is imprudent to use RBC affordability measures given interest rates are low and most likely to go up.

The importance of touch screens over keyboards, combined with simple - to - use graphical interfaces, is hard to overstate in countries where literacy rates are still low, she adds.

Meanwhile, there's little evidence that low rates are actually boosting the sort of corporate investment that would help stimulate faster growth, though there is plenty of evidence that firms are using cheap money to buy back their own stock.

And use official applications on your smartphone rather than low - rated ones with small user bases.

While Fink is right to point out that low interest rates are putting a large burden on those of us trying to save retirement, he does not address the fact that central banks aren't primarily responsible for the fact that bonds of all types are yielding less today than we're used to.

Ride - hailing services are angling to take over large portions of daily commutes.They're poised to become cheaper options for commuters to take advantage of, both through lower direct rates in markets where regulators are cutting fees, and through the use of pretax dollars, which could save consumers up to 30 % per ride - hailing trip.

Adjusted EPS for 1Q18 was affected by the same factors impacting Adjusted pretax income, as well as a lower number of shares and lower tax rate used to compute EPS as discussed above.

We independently scoured the financial statements of select large corporations in Canada to come up with a shortlist of 15 companies that are using legal strategies to achieve unbelievably low tax rates.

A lower rate means more energy is used to maintain the same temperatures and more energy means more money towards your energy bill.

In an effort to convert more sales and lower your cart - abandonment rate consider using a special offer triggered by exit - intent technology.

The second big inadequacy was addressed in Stephen Gordon's piece, when he stated «[w] e used to think that the effective lower bound [on interest rates] was zero, but recent experience in Europe suggests that central banks can actually push interest rates below zero before people stop using banks to hold their money.»

It also offers specific policy recommendations including providing tax credits to promote venture capital investments in minority businesses, as well as tax credits for new low - income entrepreneurs, and encouraging the use by credit rating agencies of alternative data such as rent and utility payments in establishing credit histories.

Tricks like using a yellow or rose gold setting, and picking a stone with some blue fluorescence, can both make a stone with a low color rating look whiter, Hirsch said.

They also eventually will be shifted to new, time - of - use power rates, which could result in lower credits.

He'd use math — now it's called data science — to recalibrate risk and offer those students a lower rate.

For example, it can be used to manipulate exchange rates — which is particularly important if you're trying to maintain competitive low prices for your exported goods.

As well as record low interest rates it also introduced U.S. - style quantitative easing (QE)-- buying assets to stimulate lending — which is used to stoke inflation and boost the economy.

It has an SMS - to - email function, puts all of your phones and voicemail on one number with a profile you can use to look at your whole call history, and has low rates for international calls.

«Our bill lowers the tax rates and increases the standard deduction so people can immediately keep more of their paychecks — instead of having to rely on a myriad of provisions that many will never use and others may use only once in their lifetime,» the sponsors said.

The amendment provided for (i) an immediate reduction in the interest rate margin applicable to the loans outstanding under the Senior Secured Term Loan Facility from (a) 3.50 % to 3.00 % for LIBOR borrowings and (b) 2.50 % to 2.00 % for base rate borrowings, (ii) an immediate lowering of the LIBOR floor for loans outstanding under the Senior Secured Term Loan Facility from 1.25 % to 1.00 % and (iii) the borrowing of incremental term loans, the proceeds of which were used to repay the outstanding loans of lenders that did not consent to the repricing amendment (the Non-Consenting Lenders) in an aggregate principal amount of approximately $ 99.6 million, which is the amount of loans held by such Non-Consenting Lenders on February 8, 2013.

If the number you enter here is lower, your standard deduction will be used to determine your average tax rate.

That's because a larger limit will increase your available credit and help lower your utilization rate, the percentage of your credit that you use.

With projected low growth, the economy would need less saving and more spending to use resources fully, hence the lower natural rate of interest.

Your goal should be to get as many written offers as possible and then use the offers as leverage to get the lowest interest rate possible.

Loans used to buy physical assets like cars or houses typically carry lower interest rates.

Such information is used in monetary policy decisions including whether to raise or lower interest rates.

Since bank reserves held at the Fed are far above their historical levels, marginally raising or lowering reserves — which is how the Fed hits its funds rate target (ffr)-- don't move the ffr the way they used to.

Here are some things to consider when using the directory: • The performance ratings range from the highest (*****) to the lowest (*).

DR's simulations assume that last dot climbs in time to give the Fed some height to drop from when the next downturn hits (importantly, he stresses that the neutral funds rate is very likely lower than it used to be), but, as I argue in the piece, with some evidence from market expectations of the funds rate, I'm skeptical.

The institutions are not only using the money to meet their own short - term financing needs, they are also borrowing additional money to purchase the bonds of troubled countries and earn the spread between the yields on those bonds and the much lower rate the ECB is charging them for money.

For borrowers who are unhappy with their loan situation, refinancing is an option for obtaining a lower student loan interest rate; additionally, it could be used to convert a variable interest rate loan into a fixed interest rate loan.

«We are able to use that income in actually underwriting the value of your house, your ability to make a payment on that loan, and then qualify you for a lower rate.»

Many lenders in the federal funds and Eurodollar markets with access to the ON RRP facility responded to these low rates by increasing their use of the facility, as shown in Figure 10.

The one major point in favor of your argument that you didn't highlight is that most people using a Roth IRA assume that they'll make more money in the future than they do today, thus realizing a lower tax rate by paying taxes now than they would have in the future (even assuming tax rates stay constant).

To qualify for the lowest rate presented, a borrower will need an excellent credit profile, take the loan out with a qualified co-borrower, use their loan to consolidate existing debt, and authorize the direct payment of that debt to their existing creditors using the loan proceeds.

The figure includes the unemployment rate, the Fed's estimate of the «natural rate» — the lowest unemployment rate they believe to be consistent with stable inflation at the 2 % target — year - over-year wage and price growth (using the core - PCE deflator, the Fed's preferred inflation benchmark right now).

But as long as the PBoC can continue to withstand pressure to lower interest rates — and it seems that the traditional poor relations between the PBoC and the CBRC have gotten worse in recent months, perhaps in part because the PBoC seems more determined to reduce financial risk and more willing to accept lower growth as the cost — China will move towards a system that uses capital much more efficiently and productively, and much of the tremendous waste that now occurs will gradually disappear.