Sentences with phrase «lower amount of premium»

Doing this can lower the amount of premium considerably.

With reentry term, the insurer will charge a lower amount of premium in the first few years that the policy is in force.

But, if the insured is not able to qualify for the lower amount of premium, then many of these types of policies will have a maximum amount of premium that may be charged by the insurance company.

For example; if one is buying a life insurance cover for a long term and will be paying the premiums for longer duration, hence, they will pay lower amount of premium.

Considering Higher Deductibles If you wish to pay lower amount of premium then you may inquire about higher deductibles that are offered by health insurance companies.

These policies can provide a lower amount of premium than purchasing two separate policies.

Also, the TrueFit Life Insurance policy may have a reduction in premium amount, as well as a lower amount of premium that is charged over time.

The Banner Life Insurance Company Life Step UL policy offers a flexible premium payment option in that the policyholder can opt to pay a lower amount of premium in conjunction for a shorter policy duration.

Also, an insured may be rewarded with a lower amount of premium if he or she is in excellent health, and they make healthy, positive lifestyle choices, such as exercising and eating right.

In this regard, a higher insurance credit score will result in you paying a lower amount of premium, and conversely, a lower insurance score will likely result in you being charged a higher amount for coverage.

Similarly, it is possible to still have a very good insurance score, resulting in you paying a lower amount of premium for your coverage.

These individuals are often charged a lower amount of premium than average.

Also, an insured may be rewarded with a lower amount of premium if he or she is in excellent health, and they make healthy, positive lifestyle choices, such as exercising and eating right.

Typically, final expense life insurance is offered at a lower amount of premium than most other types of life insurance coverage.

However, it is very possible to reach a good insurance score, which leads to paying a lower amount of premium for your coverage.

In this regard, a higher insurance credit score will result in you paying a lower amount of premium, and conversely, a lower insurance score will likely result in you being charged a higher amount for coverage.

From an outsider's perspective, the basis for this articulation of the right of action misses a fundamental aspect of the freedom of contract: in most instances, the policyholder chose the minimum statutory limits in order to pay the lowest amount of premium.

The best way to buy protection against such financial loss is to buy an insurance policy for an earning member of the family such that the risk cover (or sum assured) is as high as possible for the lowest amount of premium payable.

The premise is to take the lowest amount of premiums to keep the policy premium and benefit level until you die.

Provided that someone is in relatively good health, term life insurance can offer someone in their 50s a great way to obtain a large death benefit for a relatively low amount of premium cost.

In most cases, an insurance company will usually charge a low amount of premium for term life insurance — especially during the first several years that the policy is in force.

These plans offer a very high life cover for a very low amount of premium.

Not exact matches

When working with risk premium, systematic risk and nonsystematic risk, the rule is that the expected return on the business operations will always be directly related to the amount of risk taken on: Lower risk decisions come with lower expected returns, and higher risk decisions come with higher expected retLower risk decisions come with lower expected returns, and higher risk decisions come with higher expected retlower expected returns, and higher risk decisions come with higher expected returns.

This means that you can purchase a significant amount of accidental death insurance for a much lower premium than you would pay for a traditional life insurance policy.

An insurance dividend is the amount of your premium that is paid back to you if your insurance company achieves a lower mortality cost on policyholders than it expected.

HBO CEO Richard Plepler said the company had no plans to lower the premium price of HBO Now - its online streaming service - given «enormous amount of growth in the ecosystem».

The annual USDA mortgage insurance premium — at just 0.35 % of the loan amount — is 40 % lower than the MIP charged for a comparable FHA - backed loan.

Low down payment programs — those with down payment requirements of as little as 3 percent — will require private mortgage insurance and have stricter credit requirements, whereas an FHA mortgage will require a minimum 3.5 percent down payment along with an upfront mortgage insurance premium or an annual premium of 0.70 percent to 0.85 percent depending on the amount and type of loan you have.

Best for: Investors who have a sufficient amount of gold bullion in liquid sovereign coins and want to buy larger amounts of investment - grade bullion at a lower premium.

Founded in 1972, Sidney Frank Importing Company, Inc. of New Rochelle, NY, currently owns or imports: Jagermeister Herbal Liqueur — the number one selling imported Liqueur and shot brand in the United States; Gekkeikan Sake — the world's finest sake with nearly 400 years and 14 generations of sake brewing experience; American Harvest — an American - made organic vodka that boasts a distinctly smooth and crisp, clean taste; Barenjager Honey Liqueur — the German imported original honey liqueur made with generous amounts of premium natural honey; Barenjager Honey & Bourbon — a delicious blend of premium honey liqueur and Kentucky bourbon whiskey; Barenjager Honey & Tea — premium honey artfully blended with tea liqueur; Barenjager Honey & Pear — a delightful combination of premium honey liqueur and Williams pear brandy; VnC Cocktails — the naturally spirited premium, all natural, low calorie ready - to - serve line of cocktails from New Zealand; Hudson's Bay Scotch — a smooth blend of 100 % Scotch Whiskies distilled and blended in Scotland and St. Vivant Armagnac — the premium French brandy steeped in tradition dating back to 1559.

You'll pay lower premiums by increasing the amount you're willing to pay out - of - pocket if the car is damaged.

The higher the amount of any claim you pay yourself, the lower the premium.

Bronze and Silver plans have lower premiums (the amount you pay every month), but higher out - of - pocket costs (the amount you pay for hospital and doctor's bills before your insurance kicks in) than the Gold and Platinum varieties.

- Placing a premium on attaining the ideal amount of interior space for a minivan, with its long wheelbase and lowered overall height (by 60 mm), the new MPV has low, wide and stylish proportions not seen in conventional minivans.

For instance, deductibles can range from 0 to $ 1,000 (a higher deductible means a lower monthly premium, but more out - of - pocket each time your pet begins a new treatment, and a lower deductible means a higher monthly premium), and certain policies will allow a limited amount per visit or incident, which means you would be responsible for anything over that allowed amount.

Maybe if you set up an emergency account with them for the amount of your deductible, they will wave the $ 500 max so you can take advantage of lower insurance premiums!

The annual USDA mortgage insurance premium — at just 0.35 % of the loan amount — is 40 % lower than the MIP charged for a comparable FHA - backed loan.

Instead of an up - front mortgage insurance premium (MIP) equal to 2.25 percent of the mortgage amount, new FHA loan requirements lowered the up - front premium to 1.00 percent.

If you want to increase your deductible, and lower the cost of your monthly premiums, the next highest dollar - amount deductible might be $ 2,500 - an amount you might not be comfortable with.

USDA announced last month that it was lowering its upfront mortgage insurance premium fee to 1 percent of the total mortgaged amount, down from the current from 2.75 percent.

You can choose a lower amount to save on your premiums, but the maximum disability insurance amount ranges from 50 - 60 % of your current salary.

So it's best to choose a high deductible to get the lowest premium if you are a good driver and can pay a larger out - of - pocket - amount, and the lower deductible in other cases (e.g. you can not pay a large out - of - pocket amount in case of an accident), right?

This means that you can purchase a significant amount of accidental death insurance for a much lower premium than you would pay for a traditional life insurance policy.

High - deductible health plans offer lower premiums than traditional health insurance plans, with the trade - off being much higher deductibles (the amount that the insured person must pay before the insurance company will begin covering part or all of the cost of the medical treatment or item) than traditional health insurance plans.

FHA mortgage insurance costs can be lower than for MI premiums charged by private mortgage insurance companies, depending on your loan amount and the size of your down payment.

For example, if the lower of the sales price or the appraised value at origination was $ 100,000, when the loan amount reaches $ 78,000, FHA will no longer collect annual mortgage insurance premiums on the loan.

Lowering the premium will no - doubt bring a volume of buyers back to the FHA, but with that also comes a certain amount of risk.

On the other hand, because of the potential to produce savings over a period of many years, people who can move to a lower Part B premium category by using a Roth conversion to reduce the amount of income they report from retirement plan distributions may find that the effect makes the Roth conversion strategy more attractive.

Lower deductibles will require you to pay more for premiums, but you can determine the amount of deductible at the time you purchase your policy.

A term life policy has lower premiums than a cash value poilcy of the same amount; however, it does not build up cash values that can be used in the future.