Sentences with phrase «lower amount over time»

Sometimes this solution can be combined with bill reduction, where you pay a lower amount over time.

Not exact matches

Lower corporate taxes and Apple comments about holding an equal amount of cash and debt over time have elevated expectations.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

The new loan could have a lower interest rate, both fixed and variable are offered, which could save the borrower a significant amount of money over time in interest payments.

Extending the term of a loan will lower monthly payments because the same amount of money is spread over a longer time period.

By refinancing into a loan with a lower interest rate, homeowners can reduce their monthly payments and the total amount of interest paid over time.

And then lastly, we feel great about the amount of cash that this business continues to kick off, allowing us to reinvest in this low risk, high return new unit growth and the infrastructure to support it, while continuing to pay a competitive and over time, growing dividend, as well as consistent, robust share repurchases.

Browning meat or poultry in a small amount of liquid or fat, then cooking, tightly covered, over low heat for a long time.

Typically, lift was explained by Bernoulli's principle, which says that because air moves faster over the top of the wing than the bottom (the bottom of the wing is straight while top of the wing is curved, so air going over the wing goes futher in the same amount of time), the pressure of the air over the wing is lower.

On average, it takes five years for interference to occur, at which point wells produce gas at a far lower rate because the amount of gas coming out over time is proportional to the amount of gas remaining.

The results showed that COPD patients who maintained moderate or high levels of exercise over time, which may amount to low intensity activities such as walking for at least three to six kilometers per day, could reduce the likelihood of being hospitalized by severe symptoms.

During this time, Juno will make a total of 37 low dips over the planet, experiencing the equivalent amount of radiation of more than 100 million dental x-rays.

Rising sea levels will, over time, inundate low - lying property and increase the amount of flooding that occurs during coastal storms.

It was estimated that a sedentary individual who has a very low amount of daily steps but who had been able to modify behaviour over 5 years in order to meet the widely used guideline of 10,000 daily steps would improve insulin sensitivity by 3 times in comparison to a similar individual who increased their steps in order to meet the more recently recommended 3,000 steps for 5 days each week.

I recently researched the lower dose combination pill options and discovered that a single pill contains over 20 times the amount of estrogen your body normally produces.

For example, a person with a low BMR who burns fewer calories while at rest or sleeping will tend to gain more pounds of body fat over time, compared with a similar - sized person with an average BMR who eats the same amount of food and gets the same amount of exercise.

(Boss tip: breaking that payment into two monthly installments can also actually help lower the total amount you pay over time, since you're reducing the principal balance more quickly.)

Low - income kids can lose vast amounts of learning over the summer when they don't have access to the same enriching activities as their higher - income peers, such as vacations, visits to museums and libraries, or even just time spent with family discussing academic concepts or everyday events.

«When I became Director of Teaching and Learning here, we spent a great deal of time analysing our long - term results for our system and noted that there were a group of schools who, for various reasons — it could be that they are regional schools, had a lot of new staff and transient populations, they could be a school that are in low socio - economic areas or they could be schools with new principals — but consistently over five or six years, the Year 9 - 12 results in literacy were not showing that students were making enough progress with the amount of time they spent in a school,» Doyle shares.

Meanwhile, the tire on the slippery surface will simply spin, absorbing all of the actual power output (which is a function of torque provided over time), even though both wheels are provided the same (very low) amount of torque.

Kindle Paperwhite comes with new hand - tuned fonts tailored to the high resolution Paperwhite display, an all - new user interface, the new Time to Read feature that helps readers know the amount of time it will take them to finish a chapter or book, X-Ray to explore the «Bones of a Book,» plus all the features customers love about reading on Kindle, including Whispersync, worry - free cloud storage, massive selection of millions of books including over 200,000 exclusive books, and the lowest priTime to Read feature that helps readers know the amount of time it will take them to finish a chapter or book, X-Ray to explore the «Bones of a Book,» plus all the features customers love about reading on Kindle, including Whispersync, worry - free cloud storage, massive selection of millions of books including over 200,000 exclusive books, and the lowest pritime it will take them to finish a chapter or book, X-Ray to explore the «Bones of a Book,» plus all the features customers love about reading on Kindle, including Whispersync, worry - free cloud storage, massive selection of millions of books including over 200,000 exclusive books, and the lowest prices.

For instance, deductibles can range from 0 to $ 1,000 (a higher deductible means a lower monthly premium, but more out - of - pocket each time your pet begins a new treatment, and a lower deductible means a higher monthly premium), and certain policies will allow a limited amount per visit or incident, which means you would be responsible for anything over that allowed amount.

ShareBuilder Investment Plan: Schedule specific dollar amount investments (Tuesdays only) and grow your shares of even high - priced stocks over time — for lower commissions than standard trades.1

While lowering your interest rate is always good, if you increase your loan term at the same time, then you may increase your finance charge, or the total dollar amount you pay loan over the life of your mortgage.

With a 30 - year loan, your monthly payment will be lower than a shorter - term loan, but the amount of money you pay in interest over that time will be more.

Secured home improvement loans are usually available at slightly lower interest rates, are usually meant for higher amounts, and can be repaid over a longer period of time.

The payments start out at a lower amount and then increase over time.

The practice of investing equal dollar amounts at regular intervals in a particular investment, with the goal of lowering the average cost per share / unit of the investment over time.

Having your payments stretched over a longer period of time will mean lower payment amounts, but you are also responsible for them for a much longer period of time.

Also, call your card issuer to negotiate a lower interest rate to reduce the total amount you'll have to pay over time.

Lower EMIs over a longer tenure tend to be more expensive in the long run as one continues to pay interest on the amount for a greater period of time.

Over the same amount of time, interest rates have remained historically low which has allowed many buyers to enter the market.

For investors with larger amounts of money to invest over a long period of time, class A shares can be the lowest cost option due to the breakpoint discounts.

In many cases, the amount borrowed is quite low, but the balances grow over time due to accrued interest and fees.

Sure, inflation may be low today, but even a nominal amount of inflation can really pack a punch over time.

Minimum payments are low, which encourages consumers to make small payments on balances over long periods of time — costing an incredible amount in interest fees.

This, in turn, can end up also lowering your monthly payment, along with decreasing the total amount of money (interest) that you repay over time.

Also worth a mention in the low - cost category are two investing apps with extremely low investing minimums that are aimed at new investors who want to add small amounts of money over time:

Extending the term of a loan will lower monthly payments because the same amount of money is spread over a longer time period.

However, there's one little detail I'd want to point out: In your «Under - Estimating Expenses» category, you mention living on certain amounts per year and how glorious that sounds, but express skepticism about expenses remaining so low over time.

The graduated repayment plan starts off your repayment at a low amount, and it rises over time.

Some other types of typical home loans may offer a low or lack of down payment, but this often comes at the expense of a low interest rate, and home buyers will wind up paying even more than the amount of the down payment over time in interest.

This is the method that results in the lowest total amount of interest paid over time, which means more money over the long run that stays in your pocket.

Paying off debt can be compared to investing because when you pay an extra $ 100 to lower your credit card balance, the amount of interest that you AVOID PAYING over the life of the debt is the same amount of interest that you would EARN if you put the $ 100 into a savings account with the same interest rate for the same amount of time (not considering taxes for now).

This will improve your score over time, because people owing smaller amounts on their credit accounts are viewed as having a lower repayment risk than those who owe more.

The debt is cheap, and as it's over a long time the amount you pay each month will be lower.

If you do qualify for a low interest rate, a debt consolidation loan can help you save money over the course of time it takes to pay off the loan amount because you will be paying less in interest.

This type of loan might offer lower amounts stretched over a shorter period of time, but it is the best option for you if your financial situation is not what you would call steady.

The new loan could have a lower interest rate, both fixed and variable are offered, which could save the borrower a significant amount of money over time in interest payments.

Whether the money is a gift or a loan, the amount saved each month by lowering the interest rate can add up to big savings over time.