Sentences with phrase «lower application rates»

«[S] imilar to the pattern that has been found in grant applications for public research funds, whereby women tend to have similar success rates but lower application rates, female first authors may be less likely to submit their manuscripts to the top ranked journals.»

Not exact matches

And use official applications on your smartphone rather than low - rated ones with small user bases.

A separate report from the Mortgage Bankers Association showed mortgage applications last week rose to their highest level in nine weeks as interest rates on 30 - year fixed - rate mortgages hovered at their lowest level in more than a year.

Applications to refinance a home loan, which usually fall when rates rise, eked out a 1 percent gain for the week and were nearly 2 percent higher than a year ago, when interest rates were lower.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

Lowest rates shown require application with a cosigner, are for eligible, creditworthy applicants with a graduate level degree, require a 5 - year repayment term and include our Loyalty discount and Automatic Payment discounts of 0.25 percentage points each, as outlined in the Loyalty and Automatic Payment Discount disclosures.

Just this month, in December 2013, the company finally — after years of submissions and applications — received confirmation that it qualified to be put on a «separate rate» list of preferred companies granted lower export duties to the U.S. market.

Despite interest rates holding at their lowest level in two months, mortgage applications to purchase a home fell 2 percent for the week, the first decrease in a month.

Applications to refinance a home loan were unchanged for the week and were 40 percent lower than the same week one year ago, when rates were lower.

While Quicken won't really save you any money with a lower mortgage rate or fewer closing costs, the convenience of its online tools ensure that most borrowers will have an easier time navigating their applications than they would with a standard bank.

If you are approved for an application and the student loan rate is not lower than your current rates, then refinancing typically will not save you any money.

Low interest rates, a simple application and flexible terms empower people to get the financing they want for the improvements they need.

Zibby leverages its proprietary underwriting technology to boast the industry's fastest application process, highest approval rates, and lowest loss rates.

Flexible terms, low interest rates and a simple application help you get your customer the financing they need.

Western allies press Trump to maintain nuclear deal with Iran: Reuters US intelligence monitors Iranian cargo shipments into Syria: CNN A trade war is a major risk for China's debt - ridden economy: CNBC Federal judge orders gov» t must accept new DACA immigration applications: WaPo Unification of Koreas still unlikely as leaders prepare to meet: Reuters US Consumer Confidence Index rebounded in April after March decline: CB New home sales in US increased to 4 - month high in March: MarketWatch Richmond Fed Mfg Index turns negative for first time since 2016: Bond Buyer S&P Case - Shiller Home Price Index surged in Feb, up 6.3 % y - o - y: CNBC Federal Housing Finance Agency: US house prices continued to rise in Feb: HW Corp bonds with lowest investment - grade rating look vulnerable: Bloomberg 10 - year Treasury yield reaches 3.0 % for first time since 2014: CNN Money

Fundera operates as a marketplace, where borrowers can apply to multiple lenders with one common application, enabling them to manage the entire financing process in one single place while securing the best offers at the lowest rates.

In 2013, the bulk of mortgage loan applications were coming from homeowners seeking to refinance at lower rates.

This means that applying for multiple loans at once can lower your credit score by a few points, which could impact the interest rate you're quoted on later loan applications.

Refi and purchase mortgage applications are getting crushed with mortgage rates up only 1 % from the all - time lows.

Even when compared with lenders that did charge a lower interest rate, Guaranteed Rate offered a superior value through its generous application of lender credrate, Guaranteed Rate offered a superior value through its generous application of lender credRate offered a superior value through its generous application of lender credits.

For example, a cash - out refinance may be limited to a lower loan size as compared to a rate - and - term refinance; or, may require higher credit scores at the time of application.

Many consumers have glowed about their fast and easy application process, and their low monthly rates.

Many customers have praised their fast and easy application process, and their low monthly rates.

Many people have praised their fast and easy application process, and their low monthly rates.

With the 30 - year rate having recently fallen to a fresh 2017 low, we might see an even stronger surge in mortgage applications.

Fortunately, most lending services will allow you to add a cosigner to the loan, and a cosigner with a solid credit history can likely help you get your loan application approved and secure a lower rate.

If you or your cosigner has good credit and a favorable application, then your interest rate will typically be lower than an applicant with undesirable credit.

We take you from consideration to application to approval — including how to get an edge on low rates.

«Mortgage rates on 30 - year loans have increased 50 basis points since the week prior to the election, hitting their highest level since October 2014, and causing refinance application volume to dip 28 percent to a new low for the year,» said Mike Fratantoni, MBA's chief economist.

Aged or composted steer manure provides low to moderate applications of nitrogen, potassium, and phosphorous, and can be applied at the rate of 500 to 1,000 pounds per 1,000 square feet of garden.

Limitations: Conclusions from the study are limited in their application to the population of expectant fathers by the low response rate and the low numbers of low - income, ethnic - background, and indigenous fathers in the sample.

We had a partnership with Microsoft for value charging where Microsoft works with the utility companies to define charging rates and times a day, so this application you can set it up to say, hey, I want to charge with the lowest rates and it will know what time at night that is and it will come on and charge for you and shut off.

The time resolution would ideally be improved from 0.5 frames per second (fps) to 30 fps for telecommunication, but many potential applications in medical and industrial imaging could use the lower rates already achieved, said Peyghambarian.

For instance, women accounted for 51 % and 49 % of the applications in medical sciences and social sciences respectively; as it happens, those fields had the lowest overall success rates (14.9 % and 13.4 %, respectively) within NWO.

Zou admits that the rate of the reaction is still far too low for practical applications.

NIH faces «a perfect storm,» he said, partly driven by a flood of more than 20,000 applications for stimulus - funded grants, that could bring record - low success rates if the agency's budget doesn't rise above the current $ 30.6 billion.

The researchers investigated the application of staged separation, using a high - pressure step followed by a lower - pressure one, and demonstrated that this could reduce the rates of venting and flaring by up to 70 percent.

A new study from The Condor: Ornithological Applications investigates hybridization between Mallards and Mottled Ducks, a species specially adapted for life in Gulf Coast marshes, and finds that while hybridization rates are currently low, human activity could cause them to rise in the future.

«We found that both plant species are susceptible to very low rates of dicamba — just 0.1 to 1 percent of the expected field application rate can negatively influence flowering,» said Tooker.

One possible downside, says CSR Director Richard Nakamura in a recent interview with the American Society for Cell Biology, is that the policy could drive up the number of applications and lower success rates further.

Many of the pilots are in response to pleas from researchers to simplify the grant application process, which they see as a waste of time because low success rates have made their odds so poor.

Ignoring the fact that Lui and Hartnett look as logical a love match as a pug and an English mastiff (certainly possible, but potentially tragic in application), this is a really stellar cast for a fairly low - rated and under - advertised movie.

Growing concerns about low awareness and take - up rates for government support programs like college financial aid have spurred calls to simplify the application process and enhance visibility.

Each of the applications will be subject to peer review in the context of five priority areas: supporting effective teachers and principals; promoting science, technology, engineering and mathematics education; supporting the implementation of high academic content standards and high - quality assessments; turning around low - performing schools; and improving graduation rates in rural schools.

Talent Development Secondary, a comprehensive school reform effort, has emerged after over 20 years of research, applications and practices, well equipped to respond effectively to the needs of schools and districts seeking the strategies, tools, materials, supports and personnel needed to dramatically improve middle and high schools marked by low achievement and low graduation rates.

Oklahoma administers a statewide, federally funded GEAR UP program, which partners with rural school districts with high poverty rates and low college - going rates to provide academic planning, mentoring, financial aid planning and college application assistance.

Of the four OPSB schools reported to utilize student performance based application data, each received the highest school quality rating of A in the 2014 - 2015 school year; additionally, the percentage of special education students in these four schools averaged 4.7 %, lower than the 7.0 % average for OPSB schools (OPSB, 2016).

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