If you do improve, you will be able to return to the voluntary market — sometimes your assigned insurer may even offer to take you voluntarily during or
after the 3 - year coverage period — where you have better chance of finding
lower auto insurance rates in Mississippi.
After 3 to 5 years of maintaining a clean driving record (3 years for getting caught driving uninsured, or 5 years for a DUI conviction), most drivers will no longer have to file the dreaded SR - 22, and may one day be able to get their licenses back, and purchase
auto insurance at
lower rates.