Sentences with phrase «lower average account»

New accounts will lower your average account age, which could negatively impact your length of credit history.

However, while new cards can be beneficial for credit utilization they may adversely affect your credit score through increased inquiries and lower average account longevity.

Adding a bunch of new accounts to your credit history while churning will lower your average account age with the addition of each new account.

New accounts will lower your average account age, which will have a larger effect on your FICO ® Scores if you don't have a lot of other credit information.

Opening a bunch of new credit accounts can significantly lower your average account age and make it look like you are an over-eager credit seeker.

New accounts are now your enemy, as every new account can be expected to lower your average account age, which at 6 years, is already quite low.

Opening too many new accounts around the same time can lower your average account age and consequently affect your credit.

Avoid opening too many new accounts at once; new accounts lower your average account age.

For anybody, opening a new credit account will lower your average account age, which will ding your score, more or less depending on how much other credit information is on your credit report.

Avoid opening too many accounts at once because it can lower your average account age.

However, while new cards can be beneficial for credit utilization they may adversely affect your credit score through increased inquiries and lower average account longevity.

If you open a lot of credit at one time you look risky to the lender because new accounts lowers your average account age which also affects your length of history.

This action lowers your average account age.

Doing so lowers the average account age and looks risky to the scoring model.

Not exact matches

On Thursday, it announced it would reduce its production guidance for the year by about 10,000 barrels of oil equivalent per day to an average of about 315,000 boe / d, with exit production of about 335,000 boe / d, to account for lower heavy oil production, an advanced schedule for maintenance at its Tucker oilsands project and a slower ramp up in liquids - rich natural gas output from its BD Project in Indonesia.

Also, your credit history is an average, so be careful when canceling those ancient credit card accounts: they could bring your history length down and potentially lower your score.

The national average for a gallon of regular gasoline is at its lowest level in four years, giving U.S. consumers billions more to spend this holiday season, but that extra money is being offset by higher food costs, which account for a bigger chunk of most consumers» budgets.

Your average revenue per account will skyrocket because high - energy, low - growth clients no longer bring down your numbers.

In 2016 hydroelectric power accounted for 39.9 percent of South Dakota's net electricity generation, allowing residents to enjoy electricity prices significantly lower than the national average.

Account holders in the lowest checking account quintile (those with average balances of less than $ 536) increased their post-refund healthcare spending by a twentyfold factor larger than those with accounts in the highest quintile (balances over $ Account holders in the lowest checking account quintile (those with average balances of less than $ 536) increased their post-refund healthcare spending by a twentyfold factor larger than those with accounts in the highest quintile (balances over $ account quintile (those with average balances of less than $ 536) increased their post-refund healthcare spending by a twentyfold factor larger than those with accounts in the highest quintile (balances over $ 3,577).

The average American saves around $ 2,540 per year, which in the highest - yield account will earn only $ 28 more per year than in the lowest - interest account.

«Because interest rates are low, maintenance fees have a much larger impact on balances than rates for the average account holder.»

Economic factors like consumer confidence, financial obligations, and delinquencies are all improving and the consumer may be more insulated than investors think from a back - up in yields, given 75 % of their financial obligations are in the form of a mortgage, close to 90 % of all mortgages are 30 - year fixed, and the average mortgage is termed out at the lowest rate ever... Taking these factors into account, we generally think it pays to remain sanguine.»

According to Fidelity, one of the largest administrators of retirement plans in America with ~ 7 million accounts, the average IRA balance — including both traditional IRAs and Roth IRAs — stood at $ 81,100 at the end of 2012, up 53 % from 2008 when balances hit their lowest point since the market meltdown.

Arkansas has the second - lowest median income in the country and a low average interest rate for savings accounts — 0.28 %.

After simply using the tool, following recommendations, and really honing in on what it said I increased the quality score of the account to 7.38 and lowered the average CPC to $ 1.79 within only 7 days!

Each account will contain investment - grade taxable bonds rated BBB − or higher at time of purchase.2 The investment team will seek to maintain an overall portfolio credit rating average of A −.2 Please be aware that lower rated bonds do carry additional risk compared to higher rated bonds.

The favorable market performance associated with many historical economic expansions is fully accounted for by 1) favorable post-recession valuations, with the S&P 500 averaging less than 9 times prior peak earnings at the recession low, expanding to just over 11 times peak earnings in the first year of the bull market, and 2) favorable trend uniformity, which typically emerges almost immediately in the form of a powerful breadth thrust off of a bear market low, and is confirmed within a few weeks by much broader trend uniformity.

Accounting earnings may have rebounded from 2015 lows, but economic earnings — which reverse accounting distortions and account for the weighted average cost of capital (WACC)-- remain in a persistentAccounting earnings may have rebounded from 2015 lows, but economic earnings — which reverse accounting distortions and account for the weighted average cost of capital (WACC)-- remain in a persistentaccounting distortions and account for the weighted average cost of capital (WACC)-- remain in a persistent downturn.

Accounting for today's low rates, valuations on stocks are about average by historical standards.

GOBankingRates also performed the same analysis for the top 100 U.S. cities by population, ranking the average savings account rate in each from highest to lowest.

Mortgages currently remain at historically low rates, usually with an interest rate that's less than what you could average in retirement or investment accounts.

New data from Fidelity Investments — the nation's leading 401 (k) provider — show an impressive 92 percent gain in the average 401 (k) account balance since the market low of the economic downturn in 2009.

Finally, this is one piece of advice that is likely to do you well if you've chosen to build a long - term, conservative investment portfolio based upon dollar cost averaging, low - cost ownership methods such as a dividend reinvestment program (also known as a DRIP account), and do not expect to retire or need the funds for ten years or more, the best course of action based upon historical experience may be to go on autopilot.

What I like is that this company has one of the lowest leverage compared to other companies with NetDebt / EBITDA of 5,3 which is quite good for a Utility company taking into account that average of peers is around 6.

Averaged across all respondents, total sales are expected to be 2 per cent lower than they would otherwise have been on account of developments in Asia.

Taking this key metric into account, I ran a screen for dividend payers in the energy and materials sector, trading on a major U.S. exchange with yields better than the 10 - year Treasury and an even more sustainable payout ratio of less than 25 % — lower than the S&P 500 average.

Once again, do take into account high and low pricing for a variety of time frames, and attempt to identify the average price range.

Account balances of all types of annuities combined — fixed and variable, deferred and immediate — tend to run lower than not only the $ 231,000 average SPIA premium that advisors searched for in the CANNEX study.

This lack of agreement, even along the most general lines, is a characteristic feature of the situation today and accounts in a large measure for the low educational status of the ministry The work of the lawyer, the physician, the teacher, the artist, the writer and the engineer, is clear - cut and rather sharply defined (at least in the mind of the average man), so that when a young man chooses one of these professions he has some idea of what he is getting into.

Together, households in the 4th and 5th quintile account for only 10 % of the total sample, yet consume 40 % of the total volume of alcohol, with an average apparent consumption above the recommended level for low - risk of harm over the lifetime (i.e. no more than 2 standard drinks / day over the lifetime).

And among those not taking blood pressure lowering drugs, average blood pressure still fell by 2.7 / 1.1 mm Hg, even after taking into account other influential factors.

I have not seen a breakdown of the calories eaten, but since they eat more fish and fibrous vegetables than their mainland counterparts and lower calories, simple logic could conclude that they eat fewer non-fiber carbohydrates, which, along with reduced stress, may account for their increased average lifespan.

In our tests, our accounts got an average of three matches, which was rather low compared to other services we tried.

In addition, in schools with larger concentrations of low performers, the quality of educational resources is lower, and the incidence of teacher shortage is higher, on average across OECD countries, even after accounting for students» and schools» socio - economic status.

It turns out that a number of East Asian countries, which account for the majority of nations with high - average performance, also have the lowest percentage of low - performing students.

On average, the federal government contributes about 10 percent to the total amount spent on public education, but these dollars account for a larger portion of many high - poverty districts» budgets.11 For example, Los Angeles Unified School District and Chicago Public Schools — both high - poverty districts — receive about 15 percent of their budgets from the Education Department.12 These dollars serve essential purposes, such as supplementing services for low - income students, defraying the cost of individualized education programs for students with disabilities, and compensating for a loss of property tax due to federally owned land.

In the early 1990s, the average Latino and black student attended a school where roughly a third of students were low income (as measured by free and reduced price lunch eligibility), but now attend schools where low income students account for nearly two - thirds of their classmates.

But Amazon Publishing imprints power ahead of other publishing types on KU on a per - title basis by a factor of 13, as Amazon imprints» 2 % of Best - Selling KU Titles accounts for 26 % of downloads, as the imprints represent far fewer titles and so their per - title averages are not brought down by a low - performing long tail.

New accounts lower your average length of time, which lowers your score.