If you have a clean driving record, then you will likely receive a much
lower average auto insurance premium amount than someone who has had several accidents and other offenses.
After all, Maine is right next door (so to speak) and has
the lowest average auto insurance premiums of any state in the USA.
Not exact matches
Of course, several factors go into determining individual policy rates, and for many drivers in Vermont,
auto insurance premiums are going to be much higher or
lower than the statewide
average.
Saratoga has the cheapest
auto insurance in Wyoming at an annual
premium of $ 1,151 for our sample driver, which is about 6 %
lower than the state
average.
I will explain what the minimum requirements are for
auto insurance, the
average amount, any fines or penalties for not having
insurance, and the
lowest premium price in major cities across the state.
Good news for drivers who need to renew their
auto coverage:
insurance providers
lowered their
premiums by an
average of 0.5 per cent in Q3, reports FSCO.
When it comes to urban
auto insurance policies, Texas is, again, neither home to the highest costs in the nation (held by Detroit, where the
average annual
auto insurance premiums were $ 4,759 in 2008) or the
lowest ($ 868 a year, found in Eau Claire, Wisconsin).
Annual
auto insurance premiums can
average $ 1,852 for basic liability coverage, which is about 6 % or $ 114
lower compared to the typical Orlando neighborhood.
Of course, several factors go into determining individual policy rates, and for many drivers in Vermont,
auto insurance premiums are going to be much higher or
lower than the statewide
average.
Fort Worth
auto insurance is slightly cheaper than the Texas state
average, but by comparison shopping you can find
premiums for much
lower.
According to analysts at Top50States.com, these factors could account for the
lower - than -
average annual
premiums on
auto insurance in Idaho.
Knowing the facts about minimum liability coverage, penalties for uninsured drivers,
average annual
premium rates,
auto insurance carriers, driver demographics, special discounts, and how to get free quotes online and by phone will help you build an optimal, custom made
auto insurance policy at the
lowest possible cost.
Statistical reports suggest that New Hampshire's relatively
low annual
auto insurance premiums are due to a strong local economy,
low population density and a
lower than
average percentage of uninsured vehicles on the road.
Here is a list of all 15
auto insurance companies we've included in our study, ranked in the order of their
average annual
premiums for our two male drivers from
low to high.
The
average auto insurance premium across the state is $ 1140, which is about $ 300 per year
lower than the national
average of $ 1439.
For civilians, IFA
Auto Insurance has the third
lowest average annual
premiums in Annapolis.
That's because these three providers had an
average annual
premium for our sample drivers that was $ 894 or 52 %
lower than what they typical company charged for
auto insurance here.
Of course, just because a state's
average auto insurance rates are
lower than the rest doesn't necessarily mean that each individual is getting the
lowest premiums available.
Wisconsinites luck out with an
average auto insurance premium that's 22 percent
lower than the national
average.
However, rural areas such as Richmond, Kentucky or Henderson, Kentucky or Florence, Kentucky may experience
lower than
average auto insurance premium rates.
Statewide,
auto insurance policy
premiums are a
lower than the national
average, but these
averages should be used as guidelines only.
Recent studies have revealed that the national
average for
auto insurance premiums is at its
lowest level in more than a year.
In 2010, the
average Ohio
auto insurance premium was $ 100 per month, which is quite a bit
lower than the national
average of $ 146 per month recorded at the same time.