Puts our net worth at about 500K —
low by your standards (we are 45).
Since risk spreads for most borrowers have also declined this means that overall borrowing costs for rated borrowers, corporate and most governments, are
low by the standards of the past few decades.
The borrowers credit ratings, typically rated «BB» or
lower by Standard & Poor's or «Ba» or lower by Moody's make it difficult for them to acquire capital inexpensively, leaving them with little choice but to offer a high return on an investment.
So, from the research I've and first hand experience I would agree with Alex. I don't know if my body can't handle the excess testosterone spikes, IGF - 1 spikes anymore but I'm not diabetic and my blood sugars are
low by all standards.
Many choose to purchase coverage that exceeds the state requirement of $ 15,000 bodily injury per person, $ 30,000 bodily injury per accident and $ 5,000 property damage — amounts that are
low by the standards of most states.
However, even 2001 — 2016 range yields only 15 — 16 observations for the sample size, which is very
low by any standard.
Schmitt and Happer say our current CO2 levels are «
low by the standards of geological and plant evolutionary history,» they pine for the days when «Levels were 3,000 ppm, or more,» and note that commercial greenhouse operators boost CO2 levels to» 1,000 ppm or more to improve the growth and quality of their plants.»
Many choose to purchase coverage that exceeds the state requirement of $ 15,000 bodily injury per person, $ 30,000 bodily injury per accident and $ 5,000 property damage — amounts that are
low by the standards of most states.
Not exact matches
Costs back then were still
low by today's
standards, but the integrated mining operations were seeing operating costs of $ 12 - 18 / bbl and new projects needed $ U.S. oil prices of $ 20 - $ 30 to generate reasonable rates of return.
OTTAWA — Rising gasoline and car prices fuelled the first significant spike in Canada's cost of living since February last month, lifting the annual inflation
by half a point to 1.2 per cent — still
low by historial
standards.
In a report
by McKinsey, staff engagement was higher than the industry
standard despite profit - driven bonuses being
lower.
The notes were rated BBB +
by Standard & Poor's, a
low investment - grade rating.
While market volatility was
low by historic
standards, helped
by accommodative monetary policies, it was out of sync with increased overall uncertainty, the fund said.
And
by allowing the NYSE to operate as they have, U.S. regulators have contributed to
lowering governance
standards internationally.
Egged on
by low interest rates and lax lending
standards, they've acquired massive debt — 165 % of their disposable incomes, on average.
Timmer: You know, the last two years until the January high, were really extraordinary times for the market, and I fear that investors got spoiled
by that, because the S&P was up I think 52 % in two years and in 2017 the volatility — the
standard deviation of those returns — was at an all - time
low of 3.9.
Environmental groups are employing the same strategy, in a less direct way, on the oilpatch,
by raising public opposition to pipelines and
low - carbon fuel
standards for refineries in California and Europe.
Railroad efficiency is measured
by the industry
standard «operating ratio,» with a
lower number reflecting a leaner operation.
Youth unemployment is actually pretty
low by historical
standards; the only time it was
lower was during the boom years just before the recession.
If you need to print brochures, giant spreadsheets or other presentations that are too big for your
standard printer to handle, the HP Officejet 7000 offers big,
low - cost prints — up to 13
by 19 inches — for less than the cost of an all - in - one printer.
She argues that
by not taking tourism seriously, governments are both failing to fully capitalize on a booming industry and leaving their countries exposed to the destructive elements that accompany foreign travel: environmental degradation,
lowered living
standards for the poor, sex tourism, and all the subtler injustices and annoyances that materialize when droves of foreigners arrive on your shores demanding authentic cultural experiences.
Standard & Poor's
lowered its rating
by one notch Thursday, two days after Fitch downgraded it to one step above speculative grade.
Affordability: Rates are up, and so are prices, but both had fallen to such
lows in the recession that, overall, houses are still cheap
by historical
standards.
The law followed now - familiar protests from traditional taxi firms, furious at the competition posed
by services such as Uber, which do not adhere to the same licensing
standards and can offer
lower prices
by having drivers bear the costs of their vehicles.
And car ownership remains
low by global
standards.
Trump's approval rating is now below 40 per cent,
low by presidential
standards.
As is noted in OECD, 2005, the maximum covered earnings of the C / QPP is certainly
low by OECD
standards.
The goal of the Trump tax plan is to deliver a tax break to middle income families
by lowering rates and doubling the
standard deduction, Hassett said.
An unemployment rate of 6.2 per cent is very
low by historical
standards, as it has dropped below six per cent only a handful of times.
For the time period in question, the federal funds rate was
low (
by historic
standards), leading the Fed to dismiss the yield curve's «prediction» of recession.
Anyone who's filled up the tank of a rental car while on a motoring holiday in Europe knows just how
low Canada's fuel taxes really are
by international
standards.
Home prices have continued to decline in this part of the region, influenced
by distressed sales and
lower demand from the recession and tighter credit
standards.
By both historical and international
standards, these are very
low numbers.
The relaxation of underwriting
standards that made it easier to become a homeowner and the
low mortgage rates — supported in part
by the new financial products — made it easier to speculate in real estate.
He addressed this problem a bit
by lowering the bottom rate to 10 percent from 12 percent in the campaign plan, but it's still likely that a Trump proposal that includes these elements will result in a tax increase for millions of middle - class people, and the
lower standard deduction doesn't help:
Since each point on a 30 - year fixed rate mortgage
lowers Quicken's base rate of 4.38 %
by 25 basis points, we found that you would need to pay about $ 2,700 to reach the
standard mortgage rate of 4.00 % found at most major banks.
Proposed carbon pricing legislation in the U.S. as well as
low carbon fuel
standards being adopted
by California and other states could make many oil sands projects marginal or entirely uneconomic in future.
2 For example, John suggested in February 2008 to
lower the
standard Taylor Rule prescription
by 50 basis points to take into account the increase in the LIBOR - OIS spread at that time.
Rental volatility is exceptionally
low by historical
standards, and aggregate rental growth is expected to maintain a steady pace through 2017.
World growth will remain
low on average but negative in the UK and Europe; price inflation will remain sufficiently subdued for a while longer so as to impose no constraint on monetary expansion; central banks will sustain a regime of negative real interest rates and rapid monetary expansion; the risk of a eurozone collapse is off the table for now; finally, stock markets should continue to perform better than expected, even though the four - year old cyclical bull market is long
by historical
standards.
The personal exemption (currently offering households $ 4,050 per person in deductions) is eliminated, replaced in theory
by the higher child credit,
lower rates, and higher
standard deduction.
While rates remain extraordinarily
low by historical
standards, in the last few months we have witnessed a modest change in the environment.
By claiming charitable donations as tax deductions on Form 1040, Schedule A, Itemized Deductions, instead of claiming the
standard deduction, you could even
lower your taxable income.
While the level of mortgage arrears is still
low by historical
standards, a rising debt - service ratio could signal that's about to change.
Although
low by historical
standards, early delinquency flows deteriorated somewhat — with student loans, auto loans and mortgages seeing moderate increases.
Plan sponsors are often «advised»
by retirement plan «consultants» who hide behind the
low suitability
standard.
An Interview with Economist Michael Hudson for Counterpunch
By STANDARD SCHAEFER The war in Iraq is allegedly over, interest rates are going
lower and there are rumors of recovery although the economy is still in the doldrums.
For example, a reduction in capital inflows can deflate asset bubbles and so discourage consumption through wealth effects, or such a reduction can
lower consumption
by raising interest rates on consumer credit, or even
by encouraging stronger consumer lending
standards.
Property tax rates in Kanawha County are higher than the state average, though still
low by national
standards.
Although they've been heading up recently, student loan interest rates remain
low by historical
standards, so a fixed - rate loan might be a safe bet.