Sentences with phrase «lower credit costs»

Another important aspect in the training is about credit scores; maintaining them or increasing them, which often results in lower credit costs.

Another important aspect in the training is about credit scoring; how to both maintain and increasing them, which often results in lower credit costs.

Financials are in a «goldilocks scenario,» with expanding net interest margins and decades - low credit costs.

Not exact matches

But an analysis by the non-partisan Congressional Budget Office estimates that the tax credits could lower the cost of insuring employees by between eight and 11 percent.

Vacation scams are a dime a dozen, many offering free or low - cost trips as a ruse to get your credit card information or rack up your long distance phone bill.

Given the average inflation rate of -0.2 percent during that interval, real short - and long - term interest rates of 0.5 percent and 1.7 percent indicate an easy credit stance and a low cost of capital.

If you're opening a business with low overhead costs — like a consultancy or graphic design company — and all you need to start your business from home is a computer and an Internet connection, business credit cards may be all the capital you need.

Canada made its name in Hollywood as a low - cost location in the days of the 65 cents dollar, and since a federal film tax credit was instated in 1997, each province has been scrambling to stand apart.

It credited higher profitability, which is partly due to cheap fuel lowering costs.

«Canada was identified as a best - practice jurisdiction,» the report, called The Future of Canadian Manufacturing: Learning From Leading Firms, «because of its low corporate tax rates, research and development tax credits, accelerated capital cost allowance and duty - free imports of capital equipment.

Since Ripple makes transferring money nearly free, credit card companies will likely lower their transaction fees in order to compete, thereby reducing small businesses» costs.

One smart developer even produced a mining operating system designed to run on the Raspberry Pi, a low - cost credit card - sized Linux computer designed to consume very small amounts of power.

Further, consumers who utilize more than 50 percent of their credit lines will see their credit scores drop, which lowers not only the cost of personal borrowing but makes borrowing from a bank or other lender more costly.

If you are arguing that they do not influence the cost of money, and hence affect the supply and demand of credit then how did interest rates get so low after the Great Recession.

A business line of credit is a flexible, often low - cost way to cover short - term financing needs such as purchasing inventory and making on - time payroll.

target and maximum levels, assumed, for Mr. Hoyt's Wholesale Banking Group, continued double - digit loan growth and favorable credit quality; for Mr. Oman's Home and Consumer Finance Group, improvement in the home mortgage business due to cost control and expected improvements in the yield curve favorably affecting earnings from hedging activities; and for Ms. Tolstedt's Community Banking Group, growth in deposits, especially low or no - cost core deposits, continued loan growth, and stable credit loss rates.

Typically, the lower your credit score, the higher your mortgage costs will be.

A high credit score can help you get lower interest rates and control your costs, no matter where market rates land.

Each one will come with their own set of pros and cons, and perhaps you've discovered that most of the low - cost options are not available to business owners without a couple years of business under their belts or ones with established business credit scores.

Relative to the five - year average, Korean credit default swaps, the cost of insuring against defaults, is 3 basis points (hundredths of a percentage point) higher while the Korean Won is 3 % lower.

Profit stems from balance - sheet deployment of credit and transfer pricing from low - cost deposit funding.

This will benefit taxpayers through lower debt - servicing costs and will help Canada maintain its strong triple - A credit rating in an uncertain economy.

In contrast, Public Banks empower small businesses, students, homeowners, city and state governments, and community banks to prosper and thrive by banking for the common good over the long term, and making low - cost credit available where it is needed in the real economy.

Profile # 3: Consumer with 760 or Above Credit Score, Home Value of $ 400,000 and 20 % Down Payment The high credit score and 20 % down payment in this profile made it unnecessary to consider an FHA loan, which allows lower down payments at the cost of added mortgage insuCredit Score, Home Value of $ 400,000 and 20 % Down Payment The high credit score and 20 % down payment in this profile made it unnecessary to consider an FHA loan, which allows lower down payments at the cost of added mortgage insucredit score and 20 % down payment in this profile made it unnecessary to consider an FHA loan, which allows lower down payments at the cost of added mortgage insurance.

He credits that deal with lowering his cost of customer acquisition to a level that makes sense.

The Capital One ® Spark ® Cash for Business also provides low - cost solutions should you have many employees who will be using the company credit card account.

Simplified acquisitions, small business credit, low cost fees, and flexible ordering types mean better solutions, better value, and better government.

For that reason, we have designed a low cost short - term working capital line of credit to solve these cash flow issues.

Stifel analysts Chad Vanacore, Daniel Bernstein and Elizabeth Moran wrote, «OHI is an improving credit story, with lower risk from increased tenant diversification, increased scale and low cost of capital allowing the company to further diversify its portfolio through highly accretive transactions.»

We also continue to benefit from the approximately $ 100 million in annual cost reduction initiatives that we implemented at yearend 2013 as well as lower retirement income and strong credit performance.

You can also rest easy knowing that the maintenance costs associated with the Capital One ® Quicksilver ® Cash Rewards Credit Card are quite low, especially in the beginning.

The Gold Delta SkyMiles ® Credit Card from American Express doesn't offer the most versatile redemption options, but if you're regular Delta flyer, it's a relatively low - cost way to rake in a lot more SkyMiles.

Reductions primarily in store controllable costs and marketing spend were partially offset by lower credit income and higher incentive compensation.

Finance charge increased from # 0.2 million in 2016 to # 1.1 million in 2017, reflecting interest costs on additional borrowings under our credit facility during 2017 and lower costs related to the Novartis Notes after the exercise of a portion of these notes in April 2017.

Nav makes it easy to learn how to build your business credit profile, leading to better access to capital and lowering your costs.

When I first graduated from college and got a job I bought a car (Honda accord) which I shouldn't have for around 20k I was making 35k since I was young and dumb and didn't have a lot of credit I got slapped with a ridiculous apr around 12 % so my payment was about $ 350 I really that I had negative equity so I tried to get out of it by buying a another car that was worth more but cost the same with a lower interest rate to try to get rid of my negative equity.

Low - income housing credit: A tax credit given to investors for the costs of constructing and rehabilitating low - income housiLow - income housing credit: A tax credit given to investors for the costs of constructing and rehabilitating low - income housilow - income housing.

These savings were primarily driven by reductions in store controllable costs and marketing efficiencies, which were partially offset by lower credit income and higher incentive compensation.

Not only does it cost you interest, but it can cost you down the line in the form of a lower credit score, causing you to pay higher interest rates on mortgages and car loans.

This is particularly true in the corporate bond market where credit spreads (the gap between treasury and corporate borrowing costs) have remained close to all - time lows.

DataBank completed a $ 410 million term loan B credit facility, providing the company with additional capital at a lower cost.

Despite this low number, Sah hails bitcoin as a cost - effective alternative to cash and credit.

This kind of transaction is often more cost - effective than a short - term loan, especially if the borrower has a low credit score because the loan depends on the credit quality of the borrower's customers, not the borrower's.

The Refresh secured credit card is advertised as the lowest cost card on the market, and no credit is required.

Some economists say the effects of lowering the federal government's credit rating to AA from AAA can be measured in the billions of dollars in increased borrowing costs for the government, and in the billions more that consumers, corporations, states and municipalities will have to pay for their credit.

As a mortgage consumer with good credit, you can get to the next tier — sometimes easily — and lower your borrowing costs.

Historical interest rates can tell you when to invest in a new product such as a home, car, or new line of credit because the cost of borrowing has reached an appealing low rate.

The higher your score, the more likely you are to be approved for loans and other types of credit, as well as to attain a lower monthly payment (and thus a lower cost of borrowing overall).

On the flip side, low investor interest causes credit among banks to seize up, and rates are hiked to cover the increased cost of borrowing.

● Lower interest costs and get you out of debt faster A Consolidation Loan could have a lower interest rate than your high interest credit cards, allowing you to save on interest costs so you can pay off higher - interest debt faLower interest costs and get you out of debt faster A Consolidation Loan could have a lower interest rate than your high interest credit cards, allowing you to save on interest costs so you can pay off higher - interest debt falower interest rate than your high interest credit cards, allowing you to save on interest costs so you can pay off higher - interest debt faster.