Sentences with phrase «lower credit ratings»

In addition to considering home values, financing trends, and income rates in an area, Lending Tree considered how many borrowers in the areas «friendly» to first - time buyers have «less than prime credit (below 680),» because areas with lower credit ratings in general would be likely to have less competition for properties than areas with relatively high credit ratings.

Avoiding fines, penalties, lower credit ratings and interest charges that result from missing deadlines, calculating payroll inaccurately, forgetting to pay bills and missing time - sensitive business opportunities

Although it's available to applicants with lower credit ratings, it comes with an annual fee of $ 39.

There are cards that allow people with lower credit ratings to have them.

If you frequently shop at Walmart stores and fill up at Walmart gas stations, the Walmart ® Credit Card provides those with lower credit ratings an opportunity to save money with the special in - store financing offer and the sign - up bonus.

According to the U.S. Securities and Exchange Commission, the corporate bonds are generally divided into two categories: investment grade bonds, which are safer but have lower interest rates, and high - yield bonds, which have higher interest rates but are issued by companies that have lower credit ratings.

High Yield Bonds are those with lower credit ratings that pay higher interest.

Loan interest rates range from 5.99 % for the most credit worthy borrowers to 36.00 % APR for consumers with lower credit ratings.

Several scholars have pointed out a multitude of reasons as to why African Americans tend to have lower credit ratings than their white counterparts.

As such, improper use of credit cards can result in lower credit ratings, which can eventually translate into either inability to obtain additional credit or higher interest rates charged on loans.

High yield bonds are riskier bonds with lower credit ratings and higher yields than their safer counterparts.

Since hard inquiries result in a new inquiry being added to the credit report, they may lower credit ratings.

Subprime mortgages are offered to borrowers who have lower credit ratings and FICO credit scores below about 640, though the exact cutoff depends on the lender.

Lower APRs are typically offered to consumers with a higher credit rating, and lower credit ratings often result in higher APRs.

Issuers with higher credit ratings generally pay less interest than issuers with lower credit ratings as they have a lower risk of defaulting on their loans.

This peer - to - peer lending platform offers decent interest rates even for those with lower credit ratings.

Because bonds with lower credit ratings typically compensate investors for the greater risk with higher yields, someone may cautiously choose to swap a higher - quality bond for a lower - quality bond to gain a greater return.

Swapping for quality becomes especially attractive for investors who are concerned about a potential downturn within a specific market sector or the economy at large, as it could negatively impact bond holdings with lower credit ratings.

Securities with lower priority had lower credit ratings but theoretically a higher rate of return on the amount invested.

AAA bonds carry lower yields than junk bonds much like the interest you get when lending to people with higher or lower credit ratings.

Additionally, credit rating agencies look carefully at a companies leverage ratio when deciding what rating to give a company, lower credit ratings mean companies will need to pay higher interest rates to borrow money.

These bonds offer higher yields but are coupled with a higher risk of default, as signified by these companies» lower credit ratings.

Corporate debt issued by companies with riskier balance sheets and lower credit ratings typically carries higher interest rates.

The instruments with lower credit ratings offer higher returns to compensate for their credit ratings.

Higher rates apply for customers with lower credit ratings.

Higher payments apply to lessees with lower credit ratings.

Higher lease rates apply for lessees with lower credit ratings.

Higher rates apply to buyers with lower credit ratings.

Higher APR's apply to buyers with lower credit ratings.

Be aware that not all buyers may qualify for these incentives, deals are limited to stock on hand, and higher rates may apply for buyers with lower credit ratings.

These bonds offer higher yields but are coupled with a higher risk of default, as signified by these companies» lower credit ratings.

Lower credit ratings High Yield Bonds have lower ratings due to the potentially greater risk involved.

These ETFs typically hold bonds issued by companies with lower credit ratings.

And, since most sole proprietors finance their operations with personal credit cards, they tend to have lower credit ratings than what the banks are looking for.

If you make the mistake of buying a company with a low credit rating, you will find it difficult to muster enough of a cashflow to allow it to function.

China stocks fell and the yuan weakened Tuesday after Moody's lowered the credit rating for the world's second - largest economy.

If one of the major rating services lowers its credit rating for a particular issue, the price of that security usually declines.

Floating - rate loans» low credit ratings indicate greater potential risk of default relative to investment - grade bonds (though default rates for floating - rate loans historically have been lower than on high - yield bonds).

Illinois has the lowest credit rating of all 50 states.

Banks typically issue these debt obligations to companies that have relatively low credit ratings, and these companies use the loans to finance transactions such as leveraged buyouts, mergers, acquisitions, or similar activities.

Companies with excellent to low credit ratings issue investment - grade corporate bonds, which have lower interest rates because of the safety of the investment.

Standard & Poor's has lowered the credit ratings of nine European countries, including France, as well as that of the bailout fund that is supposed to rescue the most financially troubled countries.

As has been experienced by Alberta and other jurisdictions, a lower credit rating materially increases debt servicing costs (i.e. interest payments).

Shortsighted decisions like taking an anticipatory loan on the sale of still - publicly owned Summit Park Hospital has given us a $ 125,000,000 deficit and the lowest credit rating in New York.

The assumption families and small businesses could bear more taxes without leaving Rockland brought us the lowest credit rating in New York.

As Rockland's finances have deteriorated — a $ 125,000,000 deficit and the lowest credit rating in NY — so has our economy.

On August 5, 2011, moments after the U.S. government watched a rating agency lower its credit rating for the first time in American history, the market for U.S. Treasury bonds soared.

When you do miss one, they can lower your credit rating and charge you a higher interest rate.

PA has already experienced multiple credit downgrades in recent years and has one of the lowest credit ratings in the US.

However, arrears and default rates are higher, and have risen more, among customers with the lowest credit ratings, who account for about 3 % of lending.