Sentences with phrase «lower cumulative cost»

If you are healthy you may be able to buy a 20 - or 30 - year level term policy that locks in the coverage at lower cumulative cost.

Not exact matches

The cumulative effect of the rollback will be to lower compliance costs and allow banks to better service clients and shareholders alike.

Saddled with more than $ 4 billion in debt and cumulative financial losses of about $ 1.7 billion since 2011, the airline has been increasingly squeezed in recent years by competition from nimbler, low - cost rivals in the region, including AirAsia, founded by the Malaysian billionaire Tony Fernandes.

This equation is made by calculating the sum of the monthly payment savings that can be realized by refinancing into a new mortgage at a lower interest rate and determining the month in which that cumulative sum of monthly payment savings is greater than the costs of refinancing.

Ackerman et al. (2009, see note 8 above) review this and several other studies, including a recent report from the Potsdam Institute for Climate Impact Research (Knopf, B., O. Edenhofer, H. Turton, T. Barker, S. Scrieciu, M. Leimbach, L. Baumstark and A. Kitous (2008), «Report on First Assessment of low stabilization scenarios») which reports modeled costs for stabilization at 400 ppm CO2 equivalent as remaining under 2.5 % cumulative GWP losses to 2100.

With efficient electrification — opportunities for electrification that lower cost, lower energy use, and reduce air emissions and water use — the study projects cumulative load growth of 24 % to 52 % by 2050.

Both solutions will occur because the power of the news media and of the internet, interacting, will quickly make widely known these types of information, the cumulative effect of which will force governments and the courts to act: (1) the situations of the thousands of people whose lives have been ruined because they could not obtain the help of a lawyer; (2) the statistics as to the increasing percentages of litigants who are unrepresented and clogging the courts, causing judges to provide more public warnings; (3) the large fees that some lawyers charge; (4) increasing numbers of people being denied Legal Aid and court - appointed lawyers; (5) the many years that law societies have been unsuccessful in coping with this problem which continues to grow worse; (6) people prosecuted for «the unauthorized practice of law» because they tried to help others desperately in need of a lawyer whom they couldn't afford to hire; (7) that there is no truly effective advertising creating competition among law firms that could cause them to lower their fees; (8) that law societies are too comfortably protected by their monopoly over the provision of legal services, which is why they might block the expansion of the paralegal profession, and haven't effectively innovated with electronic technology and new infrastructure so as to be able to solve this problem; (9) that when members of the public access the law society website they don't see any reference to the problem that can assure them that something effective is being done and, (10) in order for the rule of law, the Canadian Charter of Rights and Freedoms, and the whole of Canada's constitution be able to operate effectively and command sufficient respect, the majority of the population must be able to obtain a lawyer at reasonable cost.