Sentences with phrase «lower debt balances»

If your credit score is 650 or «average», any move in an upward direction will benefit you in the long run with better interest rates and lower debt balances.

Then you'll roll over what you had been paying on that account toward the second - lowest debt balance.

But you do it with the lowest debt balance.

Not exact matches

• Credit card delinquency rates remain low, at only 0.87 per cent of total outstanding balances as of April 2016, while credit card debt only makes up five per cent of total household debt in Canada.

Net debt as a share of GDP is low (only Saskatchewan and Alberta's are lower), and B.C. has a shot at balancing the budget in 2013 - 14 — along with Saskatchewan, Quebec, and Nova Scotia.

Bank of Canada governor Mark Carney has warned that the biggest risk to the financial system is now household debt, even if it's still «relatively low» and unlikely to reach levels that could cripple banks» balance sheets.

«We refinanced our debt, de-leveraged our balance sheet and locked in long - term debt capital at current historically low rates,» he said in the company's 2014 annual report.

As you consider whether to buy a house, it helps to get your credit card balance down as low as possible and to examine consolidating your debts into lower monthly payments.

Alexander would like to see Morneau produce a plan to balance the books, while Perrault is less concerned about it as long as Ottawa keeps lowering the debt - to - GDP.

Once the smallest balance is eliminated, you take the amount you were paying on that debt and apply it to the next lowest balance.

Those four components of total debt are fairly balanced in the United States at present, except for financial corporate debt, which is fairly low as a percentage of GDP.

A real solution to the debt problem, in other words, may involve initially a transfer of debt onto the government balance sheet, but ultimately Beijing must then take real steps to lower debt relative to debt capacity.

The debt snowball method targets the lowest balance debt first.

Interest rates remain low, corporate balance sheets generally remain strong and debt - service costs appear manageable.

Even if you pay off a credit card with a relatively low balance, it will make that debt pile seem a little less overwhelming.

Debt balances and the probability of having debt are lower in states with more generous exemptiDebt balances and the probability of having debt are lower in states with more generous exemptidebt are lower in states with more generous exemptions.

Low interest rates helped fuel the real estate and stock market bubble by making the debt side of the balance sheet less expensive, creating a «wealth effect» as people came to believe that rising property and stock - market prices would be able to pay off their obligations.

That would seem to be the point at which interest rates are at the lower bound and the balance sheet can not be expanded at a SOE / household / business level assuming they are not using foreign FX to debt finance.

The decrease was the result of both higher levels of «chargeoffs» — debt that card issuers write off as uncollectible — compared to 2007 and lower new balances than in 2007.

Transferring your credit card balances to a card with a low interest rate or a 0 % interest promotion could be a good idea if you're trying to consolidate debt and avoid wasting money on interest.

«Our investment strategy is premised on purchasing long equity securities of companies with low levels of debt on the investee company's balance sheet.»

While the current price / peak - earnings multiple is already at an elevated level above 18, what I'll call the «P / E equivalent» multiples on other fundamentals are: 21 on the basis of book values, nearly 23 on the basis of enterprise value / EBITDA (which factors in the increasing share of debt on corporate balance sheets), over 25 on the basis of revenues, and 29 on the basis of dividends (largely because dividend payout ratios remain relatively low even on the basis of normalized earnings).

If you ever find yourself needing to carry a balance on your credit card, and you don't have enough cash or liquid assets to completely pay off your debt, you will want a credit card with the lowest possible APR..

Also known as debt consolidation, borrowers with multiple high interest cards often transfer their balances elsewhere to benefit from a zero or low interest introductory rate.

Balance transfer cards offer new customers the opportunity to transfer most types of debt to a different card with a low or no intro APR..

And, at the same time, it's been using this period to strengthen its balance sheet, lowering debt by roughly 30 % over the same period last year.

But if you just keep spending and enjoy the lower payment, you could end up in even more debt at the end of the balance transfer period than when you began.

The Central Asian nation has managed to achieve low levels of government debt, a better balance sheet and faces healthier growth prospects.

That means they're a great option to reduce your payments while also lowering your balance so you can get out of debt quickly.

When you have lower monthly debt payments through credit card consolidation, a smart idea is to build up a higher savings account balance with small, regular deposits in your savings account.

That means they're a great option to lower your payments while also reducing your balance so you can get out of debt faster.

But the company is planning around $ 8 billion of acquisitions over the next two years, a sum that, while large, is easily affordable, given DHR's high cash balance and low debt - to - capital ratio.

The bottom line: Given the significant levels of debt that remain on household and government balance sheets, inflation is likely to remain lower than what we experienced in periods leading up to the financial crisis.

They failed to take credit or make the case for the economic upturn, and how their policies have much to do with lower unemployment (5.8 %), significant debt reduction, healthy corporate balance sheets, greater financial stability (Dodds - Frank), record stock market numbers, as well as reducing the gap between high earners and the middle class through Obamacare and reducing the Bush tax cuts.

Consolidated Credit — Consolidated Credit is a great option for many consumers looking to consolidate their debt and get payment amounts down while also lowering their balance.

Cash - out refinancing means the loan is secured by your home, so the interest rate is significantly lower compared to other debt such as credit card balances

They can loan you from $ 1,000 to more than $ 35,000 to help consolidate your balances and lower your monthly payments, while at the same time helping you get out of debt faster.

Consolidated Credit — Consolidated Credit is a great option for many consumers looking to consolidate their debt and get payments down while also lowering their balance.

Also, if you've got decent credit but have high interest credit card debt, you may be able to lower your card payments by considering the possibility of moving your balance over to balance transfer cards, but only if they turn out cheaper for you in the long run.

A credit card balance transfer simply means moving your debt from your existing cards onto another new card which usually has a lower rate of interest.

«If by a fiscal conservative, one means a person who wants to reduce the size of government through less government spending, lower taxes, balanced budgets and lower debt burdens, then Harper is clearly not a fiscal conservative.»

Improve your company's financial health and cash position with lower receivables & debt on your balance sheet.

With this method, you order your debts from lowest balance to highest balance.

Last but not least is STORE's fortress - like balance sheet, exemplified by its very low leverage ratio (Debt / EBITDA) and one of the highest interest coverage ratios in the industry.

When combined with the industry's lowest payout ratio and one of the strongest balance sheets (ensuring plentiful access to low cost debt growth capital), STORE's dividend appears to be on very solid ground, even despite its rather limited dividend track record.

The strategies for achieving these broad macroeconomic objectives include the following: • Promoting inclusive growth without compromising fiscal consolidation; • Anchoring fiscal policy on reducing the fiscal deficit to low and sustainable levels, sufficient to reduce the overall public debt burden; • Strengthening the inflation targeting regime and pursuing complementary monetary policy to promote monetary discipline; and • Pursuing complementary external sector policies to ensure exchange rate stability and favourable current account balance.

«They have a low fund balance, often opeating deficits and they have to issue debt to get them through the year,» Deyo said.

Other indicators used for measurement are low reserve - fund balance, low liquidity and short - term debt.

County Executive Picente added «We continue to take the fiscally conservative approach of keeping expenses low, watching every dollar, paying off long term debt early and efficiently which has resulted in a strong fund balance and another upgrade to our credit rating.

Consider snowballing your debt by paying off your lower balance debts until you pay off all.