Sentences with phrase «lower debt expenses»

A high credit score will generally lead to lower debt expenses and higher acceptance rates for any form of credit, as well as other perks.

Not exact matches

For starters, anyone looking to lower their expenses can consider downsizing their home, trimming their grocery bill or making it a priority to eliminate debt.

In other words, leveraged companies will be constrained in how they use debt expenses and losses to lower their tax bills.

Example: I recently met a B2B healthcare payments company that seeks to lower doctors offices» bad debts expense from 40 to 5 percent by helping them collect funds upfront at the time services are delivered, instead of 30 days later with an invoice in the mail.

Obviously, besides immediately abandoning its propaganda campaign, the Chinese government should reassure the global business community with concrete, honest, realistic, and market - based solutions that address the underlying pathologies of China's poor economic performance: massive debt, endemic overcapacity, and an economic system that channels low - cost capital into inefficient state - owned enterprises at the expense of private entrepreneurs and consumers.

The improvement in the current fiscal results was due to higher revenues and lower public debt charges, which more than offset higher program expenses.

Thereafter, the downward adjustments to budgetary revenues more than offset the downward adjustments to total expenses, the latter primarily due to the lower outlook for interest rates on public debt charges.

Total expenses were slightly higher (up $ 0.1 billion as higher program expenses (up $ 0.9 billion) offset lower public debt charges (down $ 0.8 billion).

The deficit improves by $ 0.4 billion in 2011 - 12, increasing slowly to $ 1.2 billion by 2015 - 16, as somewhat higher revenues and lower public debt charges more the offset higher program expenses.

HPFS gross margin decreased for the three and nine months ended July 31, 2011 due primarily to lower portfolio margins from a higher mix of operating leases and higher transaction taxes, the effect of which was partially offset by higher margins on lease extensions and lower bad debt expense as a percentage of revenue.

Based on the financial results for the first seven months of 2016 - 17, public debt charges could be as much as $ 1 billion lower than forecast in the Update, while direct program expenses could be at least $ 2 billion lower.

Based on the financial results for the first nine months of 2016 - 17, public debt charges could be as much as $ 1 billion lower than forecast in the Update, while direct program expenses could be at least $ 2 billion lower.

The decrease in gross margin was the result of lower portfolio margins from a higher mix of operating leases and higher transaction taxes, partially offset by higher margins on lease extensions and lower bad debt expense as a percentage of revenue.

For graduates right out of school who are underemployed or are in low - salary fields, their monthly paycheck is often not enough to cover their living expenses and their debt.

However, program expenses and public debt charges could also be lower.

IGOV charges a low expense ratio for the sovereign debt segment, and tracking is tight, making for a very Efficient package.

Interest expense is low despite high debt levels.

Budgetary revenues are expected to be $ 5.0 billion higher than forecast in the April 2017 Budget, program expenses $ 3.1 billion higher and public debt charges $ 0.4 billion lower.

Budgetary reveues were up $ 4.1 billion, public debt charges were marginally lower, while program expenses increased by $ 5.4 billion.

Depending on your credit, you could qualify for a personal loan with an interest rate as low as 5.25 %, making it a low - interest way to consolidate your debt or handle an unexpected expense.

Second, the published data show a level of interest expenses in the recent past which seems too low relative to what is implied by the level of debt and prevailing interest rates, both of which are fairly readily observable.

County Executive Picente added «We continue to take the fiscally conservative approach of keeping expenses low, watching every dollar, paying off long term debt early and efficiently which has resulted in a strong fund balance and another upgrade to our credit rating.

Any excess above 4 percent is supposed to go toward lower property taxes, increased reserve funds, pay for one - time expenses or lower debt.

When asked to estimate how much is spent per pupil nationwide, the public makes an average estimate of $ 10,155 — quite close to the Census Bureau's estimate of $ 10,608 in current spending per - pupil for 2012 and only modestly lower than the Department of Education's estimate of $ 12,608 for 2011 (which includes capital and debt expenses).

There are several good reasons to refinance a mortgage — it can help you lower your interest expense, make your monthly payments more affordable, give you access to home equity, and / or consolidate other debts.

Since the returns from debt funds are lower than that of equity funds, a high expense ratio can reduce the returns.

You can use a low - rate Prosper loan for debt consolidation, home improvement, autos, small business investment, wedding expenses, or anything you like.

Assuming you're able to secure a lower APR than the weighted average cost of your existing debt, a debt consolidation loan can reduce your interest expenses over time.

Countrywide Home Loans helps homeowners - even those with less - than - perfect credit - access their home's equity to get cash, consolidate debts, and lower monthly expenses.

The only way some will be able to successfully lower their debt is if they spend less in expenses than they take in as income.

Would appreciate some insight as to my situation here: Early - mid 20s, no debt or other liabilities currently beyond basic living expenses (living with family so no mortgage currently), excellent credit, six months living expenses saved in emergency reserves, low tax bracket and live in a state with no income tax, etc..

It also makes borrowing money more expensive, which affects how consumers and businesses spend their money; this increases expenses for companies, lowering earnings somewhat for those with debt to pay.

Trimming a few hundred dollars a year from restaurant expenses, clothes, haircuts, manicures and travel will go a long way towards lowering your debt load.

If absolutely necessary, emergency funds may need to come from debt, a credit capacity, focus on building credit to leverage lower rates for living expenses eventually needed.

Eliminate or reduce other ongoing expenses (e.g., pay down debt, refinance debt or otherwise move it to lower interest rates, get by without a car or cable television).

Benefits of SBA loans include lower down payments and longer repayment terms than conventional bank loans, enabling small businesses to keep their cash flow for operational expenses and spend less on debt repayment.

Rising rates could, over time, help restore the attractiveness of lower - risk government and shorter - duration debt — at the expense of more richly valued credit sectors that have benefited from the hunt for yield in recent years.

Discover personal loans can be a low - cost option for funding expenses, including debt consolidation and major purchases.

Focus on lowering your expenses, find ways to make extra money, and commit to making extra debt payments each month until you eliminate your balance.

Yeah, it was nice having my own space but my parents would have let me stay for free while I was knocking out my student loans and since my expenses were low I could have paid off my debt in 2 - 4 years.

Transferring high - cost credit card debt to a new credit card offering low or no interest can help you pay off credit card debt faster and with less expense.

While many people have chosen to purchase their first home during these times of lower interest rates, there has also been a large movement to refinance home loans and pull out equity for home improvements, investments, college expenses, and even high interest debt consolidation.

After all, the lower your debt payments in retirement, the more money you'll have to pay other living expenses, from medical costs to travel.

Your real - world affordability may be lower if you have above - average debt, significant household expenses (daycare is a huge one for many young families), or if you're self - employed and have unpredictable income.

Choosing to make a habit of living on a lower percentage of your income, say, 70, 80 or 90 percent, and choosing to save and / or invest the other 10, 20 or 30 percent ensures that you'll be able to avoid carrying credit card debt, and that you'll always have enough in savings to fund bigger expenses such as houses and cars.

These second chance loans are helping borrowers reduce their expenses monthly by allowing debts to be consolidated into a lower interest rate on a low score 2nd mortgage.

Then into the Reliant phase where you'll focus on paying off debts, keep living expenses low, and aggressively save.

If you're still living with your parents, or sharing an apartment with friends, then you could keep your living expenses as low as possible and just pile the rest of your income into paying back your student debt.

In addition to cutting living expenses and refinancing for a shortened repayment period or lower interest rate, student loan borrowers can search for ways to earn extra income which can then be applied toward outstanding student debt balances.

But there are reputable companies that offer debt consolidation plans and / or loans, which can help ease your financial headaches and lower your monthly payments so you can free up money to pay for your everyday living expenses.