Sentences with phrase «lower debt levels»

The decline in homeowner insolvencies can be attributed primarily to increasing house prices in many markets and not necessarily lower debt levels.

On the other hand, if the economy really struggles and something happens, I don't want to have all my eggs in the investment basket which can take a hair cut in a market crash when I'd rather have lower debt levels.

While I prefer lower debt levels from the companies I invest in, you can't go broke if you don't owe anyone money, the balance sheet is still pretty solid and is improving.

Lower debt levels mean less potential for financial distress during the next crisis.

Many countries across emerging Europe are rich in resources, have strong banking and manufacturing sectors, healthy economies and lower debt levels than their western neighbors.

According to Reuters, North American gold producers have managed to lower their debt levels 30 percent since late 2014.

«International research has found that highly indebted households cut back their spending to a greater degree in response to declining house prices than those with lower debt levels,» he said in a letter to the House finance committee this month.

There has been a public debate about whether Canadians will have sufficient income in retirement given that generally people live longer, that there are more people of retirement age and that savings rates are low debt levels high.

Together they vividly show how the amount of debt leverage can vary between healthy firms with low debt levels and plenty of cash to service it and troubled companies that are heavily leveraged and cash - poor.

Strong job gains, growing wages, and low debt levels have helped bolster household spending, which is expected to keep growing this year.

«Low debt levels allow managements versatility on the capital front in times of crisis or distress.

«GCC countries have low debt levels and high levels of reserves, which gives them the ability to adjust domestic demand slowly without impeding overall stability.»

Investors should instead be focusing on good - quality companies with relatively low debt levels which are positioned to continue to benefit from diverse growth opportunities.

Well run companies with low debt levels and diverse operations should do well in such an environment.

When I bought my home a decade ago, my high credit and low debt levels meant that I still qualified for the best available interest rate at the time, even though I got an FHA loan with a small down payment.

For example, if you're single, have a stable job, low debt levels, you're planning for retirement in 40 years, and risk doesn't bother you, you can consider putting 80 % to 90 % of your investments in risk - type assets.

Someone with poor or average credit may be able to get an unsecured personal loan on the strength of a steady income and low debt levels, but should expect rates toward the higher end of the range — up to 36 %.

But their low debt levels and responsible governance go a long way too.

Impact lessens over time to where a spotless post-foreclosure credit history and low debt level can deliver a score in the 700 + score range within about 4 - 5 years.

Another financial strong point is Medtronic's relatively low debt level.

Someone with poor or average credit may be able to get an unsecured personal loan on the strength of a steady income and low debt levels.

Someone with poor or average credit may be able to get an unsecured personal loan on the strength of a steady income and low debt levels, but should expect rates toward the higher end of the range — up to 36 %.

When researching stocks, select the ones with strong future earnings per share (EPS) growth, relatively low price - earnings ratios (P / Es) and relatively low debt levels.

When conditions are abnormal due to very high debt levels, one must factor that in, and not give credibility to statistics realized during periods with low debt levels.

Younger retirees, aged 65 to 69 have more debt ($ 6,876), while those 75 and up have the least ($ 5,638 — the lowest debt level of any American age group).

Having low debt levels on their credit card will allow them to have enough of a credit line available in an emergency, and will increase the credit utilization part of their credit score.

Camden Property Trust, based in Houston, boasts relatively low debt levels due to a secondary offering in 1994.

These are people with excellent credit, steady income, and low debt levels in relation to their total household income.

Not exact matches

«Still - low global rates continue to support unprecedented levels of debt accumulation,» the IIF said.

He points to high levels of global debt, low liquidity in markets, political events affecting trade and structural imbalances in some emerging economies.

But in recent years, as the Bank of Canada held interest rates to historically low levels and consumer debt skyrocketed, the federal government tightened mortgage restrictions on regulated financial institutions, including HCG.

He included original research that suggests a looser fiscal policy after 2010 may have resulted in a lower level of household debt today.

So just how are mortgage delinquency rates so incredibly low at a time when household debt levels relative to incomes have never been higher?

The house - price bubble, combined with record levels of household debt, represent the biggest threat facing the Canadian economy; the sooner real - estate markets mellow and Canadians lower their debt burdens, the better.

But low interest rates, at least in Canada, have pushed household debt to such vertiginous levels that officials like Carney know they shouldn't be counting on consumer spending to drive the recovery — ergo, the call for more corporate investment.

Pretty much from his first statements as governor in 2013 — that's about $ 100,000 ago in real estate appreciation terms — through to last week when the bank released its latest financial system review, Poloz has walked a tightrope between admitting that elevated house prices and debt levels pose a risk to the economy, and assuring Canadians that the likelihood of a crash is actually pretty low.

On the other hand, leaving the interest rate low encourages the kind of borrowing and spending that has produced record - high levels of consumer debt in Canada and pushed housing prices into the stratosphere.

In a wide - ranging note on the sector, RBC says the company has one of the lowest net debt — to — trailing cash flow levels in its coverage group.

Bank of Canada governor Mark Carney has warned that the biggest risk to the financial system is now household debt, even if it's still «relatively low» and unlikely to reach levels that could cripple banks» balance sheets.

Debt levels were low, and consumer spending, labour income and industrial production were racing to records.

«The process of lowering interest rates causing higher levels of debt, debt service and spending, I think is coming to an end.»

While these studies suggest that the rising level of student debt contributes to the decline in rates of entrepreneurship among young people today, mounting student debt is unlikely to be the sole cause of low levels of entrepreneurship among millennials.

Bonds tumbled as upbeat consumer spending data lowered demand for U.S. debt, pushing the two - year note yield to its highest level since 2011.

The government beat this projection by nearly $ 1.6 billion — by taking $ 1 billion from reserve, keeping spending levels $ 600 million less than projected, and through $ 335 million of savings from lower than anticipated interest rates on government debt.

Look at P / B in conjunction with other metrics, such as national current account deficits and debt levels, which should both be low.

The first and more important is that interest rates are expected to rise from their current low levels, making any given amount of debt more costly to finance.

Canada now leads the G - 7 — in job creation; in income growth; and in keeping debt levels low.

CVX's debt - to - equity ratio is very low at 0.21 and is currently below that of the industry average, implying that there has been very successful management of debt levels.

The aggregate debt - to - income ratio has trended higher, but the ratio of interest payments to income is not particularly high, given the low level of interest rates (Graph 8).

The low level of interest rates means that even though debt levels are higher, the share of household income devoted to paying mortgage interest is lower than it has been for some time.