Sentences with phrase «lower debt ratings»

Aside from a slightly lower debt rating than we typically like, the underlying fundamentals for Potash Corp. warrant its inclusion.

S&P ratings agency issued a statement reaffirming US Treasury bond AAA credit rating, but they issued a negative outlook which means there's a 1 in 3 chance of lowering the debt rating in the next 2 years.

Easy Credit Transfers for Lower Debt Rates IndusInd Bank's personal loan balance transfer option let me move all my personal loans to one consolidated loan account.

Two companies may have identical projected cashflows; but if one has a lower debt rating (and therefore higher perceived risk), we will calculate a lower intrinsic value and require a lower stock price before purchasing.

Freddie Mac said that the lower debt rating will cause «major disruptions» in its home - lending by possibly reducing the supply of mortgages it can purchase.

Not exact matches

«Still - low global rates continue to support unprecedented levels of debt accumulation,» the IIF said.

«Their economies are actually growing more than other economies, their quality rating is higher, the debt to GDP is much lower than the industrialized world.

In its latest Annual Report, it argued that «even if inflation does not rise, keeping interest rates too low for long could raise financial stability and macroeconomic risks further down the road, as debt continues to pile up and risk - taking in financial markets gathers steam.»

«It's always hard to know exactly where to put your money these days given how rates and spreads are so low, but on a relative basis we still think there's value in EM debt,» Matt Tucker, head of the iShares fixed income strategy team, said this week during a panel discussion at the Morningstar ETF Conference in Chicago.

But in recent years, as the Bank of Canada held interest rates to historically low levels and consumer debt skyrocketed, the federal government tightened mortgage restrictions on regulated financial institutions, including HCG.

In order to come up with 10 names, we included six stocks with debt ratings as low as BBB +, which is still investment grade, albeit at the lower end of the scale.

That might be a sign of fiscal prudence, but it's also the result of record low interest rates that ease debt - carrying costs.

And as the debt load grows, efforts by the Federal Reserve to stimulate the economy with lower rates would be more likely to feed runaway inflation.

A long period of abnormally low interest rates has enabled Canadians to carry massive debts, since monthly payments appear manageable.

The bank offered a loan at a low rate to pay off her high - interest credit card debt, and she ended up taking out a second mortgage for $ 80,000.

Low interest rates have encouraged corporations to take on more debt despite the fact their cash flows can't support such debt loads.

• Credit card delinquency rates remain low, at only 0.87 per cent of total outstanding balances as of April 2016, while credit card debt only makes up five per cent of total household debt in Canada.

Canadians ignored warnings from policymakers about piling on debt for years because low interest rates were too enticing.

So just how are mortgage delinquency rates so incredibly low at a time when household debt levels relative to incomes have never been higher?

The time spent in the work force before launching Swift helped Harris refinance his loans to a lower interest rate through SoFi, one of a few new marketplace lenders focusing on student - loan debt.

(http://www.dailykos.com/story/2007/8/28/377268/ --RRB- That can happen because wages falter, because consumers can't free up spending money by refinancing debt at lower rates, or because important assets like houses or 401k assets stop appreciating.

One of my constant points on this blog for the last several years has been that households» refinancing of their mortgage debt at lower and lower rates has put more money in their pockets for spending and for paying down debt.

But low interest rates, at least in Canada, have pushed household debt to such vertiginous levels that officials like Carney know they shouldn't be counting on consumer spending to drive the recovery — ergo, the call for more corporate investment.

The more complex debt market has worked wonders in the past few years allowing somewhat riskier companies like Valeant amass more debt, at lower rates, than they would have been able to past.

An opportunity also may exist to use home equity to bundle high - interest debt at lower rates, he adds.

The benchmark interest rate would be 2.5 % now instead of 0.5 %, and household debt would be lower by an amount equal to 5 % of GDP, according to Poloz's calculations.

On the other hand, leaving the interest rate low encourages the kind of borrowing and spending that has produced record - high levels of consumer debt in Canada and pushed housing prices into the stratosphere.

Even though our activities are likely to result in a lower national debt over the long term, I sometimes hear the complaint that the Federal Reserve is enabling bad fiscal policy by keeping interest rates very low and thereby making it cheaper for the federal government to borrow.

Meanwhile, he is seriously worried about the side effects of low rates, repeatedly citing household debt as the biggest domestic risk to Canada.

The explosion of «free money» gooses demand briefly, but then debt, even at low interest rates, never declines; and as another bust inevitably follows this latest debt - fueled boom, then the debt becomes increasingly burdensome as income and wealth both plummet.

But by talking instead of acting, he also runs the risk becoming another Alan Greenspan, the once infallible guru who infamously stuck to low interest rates and ignored the massive debt and housing bubble he helped create until it was too late.

By taking your student loan debt and combining it with your other outstanding consumer debt — cedit cards, mortgages, lines of credit and loans — you have the ability to negotiate or take advantage of a lower interest rate, all while streamlining your payments to one lender and one payment per month.

But unlike credit cards and most other consumer debt, mortgage interest is tax deductible and today's rates are near record lows.

They rank above average in delinquency rates on all types of debt and rank in the top 10 for lowest rates of auto loan delinquency and credit - card delinquency.»

For Canadian households debt loads rose faster than incomes, which may be a reaction to lower interest rates.

One reason why lenders may feel safe lending to Virginians, allowing them to have a high debt - to - income ratio, is their low delinquency rates.

Although that's technically your lowest - rate debt, it may be a more pressing priority if you'll soon have a much higher rate.

Thanks to low interest rates, refinancing student loans can be a solid strategy for managing personal debt.

Look for this to continue in 2016, as the lowest unemployment rate in 15 years means employers will be fighting for recent, debt - strapped graduates.

Egged on by low interest rates and lax lending standards, they've acquired massive debt — 165 % of their disposable incomes, on average.

«Pockets of risk have begun to emerge» following several years of exceptionally low interest rates that have changed how lenders and borrowers view debt, Morneau told a news conference in Toronto.

Moreover, corporate America has been dependent on low rates to finance the trillions of debt issuance it has taken on during the era of zero interest rate policy, or ZIRP.

But with interest rates still near all - time lows, and only moving up slightly on the Trump news, it seems the market still thinks there is appetite for all that debt, or that the U.S. economy will grow fast enough to justify it.

China's credit agency Dagong lowered its U.S. sovereign credit rating from A to A - on Thursday, even after the debt ceiling had been lifted.

Warren Buffett discusses the lowered outlook for Berkshire Hathaway debt, why some of his businesses aren't hiring, and why U.S. debt remains triple - A rated in his mind.

Standard and Poor's, which downgraded the U.S. to AA + in 2011, has kept its U.S. outlook at «stable,» but has said it will lower the rating to «selective default,» or SD, if the Treasury misses any debt payment.

Lower interest rates, the report noted, could provide some cushion for debt servicing to vulnerable firms with an interest cover between 1 and 1.75 - comprising around 15 percent of the total debt of top 500 listed borrowers in fiscal 2015.

«We refinanced our debt, de-leveraged our balance sheet and locked in long - term debt capital at current historically low rates,» he said in the company's 2014 annual report.

However, holding debt is associated with a lower rate of homeownership, irrespective of degree type, according to the report.

Because there aren't many bargain stocks out there, she recommends taking advantage of low rates on student loan and consumer debt to pay down slowly while investing with cash savings.