More motorcycle insurance coverage will obviously cost you more, but it does
lower your financial risk.
You have
a lower financial risk from obligations or debts.
Creating a written HVAC business plan also gives you a document that you can provide funding lenders, which helps to better understand your vision and potentially qualify your company as
a lower financial risk.
And it makes sense why... pre-selling your product
lowers your financial risk and can make things a whole lot easier by securing a paying customer base long in advance.
Projects have
the lowest financial risk and Shortest lead time.
Not exact matches
The minutes of the Fed's June meeting noted that «some participants suggested that increased
risk tolerance among investors might be contributing to elevated asset prices more broadly; a few participants expressed concern that subdued market volatility, coupled with a
low equity premium, could lead to a build - up of
risks to
financial stability.»
In its latest Annual Report, it argued that «even if inflation does not rise, keeping interest rates too
low for long could raise
financial stability and macroeconomic
risks further down the road, as debt continues to pile up and
risk - taking in
financial markets gathers steam.»
Those federal rules, which double down on restrictions adopted in 2014 and stern warnings to lenders issued by OSFI earlier this summer, require banks to qualify borrowers at higher interest rates, impose additional limits on mortgages for buyers with small down payments, and compel
financial institutions to share the
risk by taking out insurance policies on
low - ratio mortgages.
Anything
lower risked screwing up
financial markets, or so policy makers believed at the time.
Pretty much from his first statements as governor in 2013 — that's about $ 100,000 ago in real estate appreciation terms — through to last week when the bank released its latest
financial system review, Poloz has walked a tightrope between admitting that elevated house prices and debt levels pose a
risk to the economy, and assuring Canadians that the likelihood of a crash is actually pretty
low.
Though it initially slowed our growth down, by having
low debt we never put the company at
financial risk and built a strong foundation we can now leverage.»
«It's tough, because it's such a
low - interest - rate environment, that getting exposure to something that's
risk - averse has been extremely difficult for wealth managers and
financial planners,» Solari said.
Chief Executive Jeff Bezos's venture capital arm, Remitly is among a vanguard of
financial technology, or fintech, companies targeting what they view as an underserved immigrant market — traditionally disregarded as high -
risk and
low - margin.
Bank of Canada governor Mark Carney has warned that the biggest
risk to the
financial system is now household debt, even if it's still «relatively
low» and unlikely to reach levels that could cripple banks» balance sheets.
Shadow banking refers to activities performed by
financial firms outside the formal banking sector, and therefore subject to
lower levels of regulatory oversight and higher
risks.
But Jose Vinals, the IMF's
financial counsellor, said he sees the actual
risk of such a default as very
low.
While it's better to invest than keep money under a mattress, buying
risk free securities, such as guaranteed income certificates or
low - yielding government bonds, could actually be riskier than purchasing higher returning products, says Ted Rechtshaffen, president and CEO of Toronto's TriDelta
Financial Partners.
«Call your insurance company and ask how much it will
lower your premiums by raising your deductible, and then determine whether you want to assume that much
financial risk,» Fisher said.
These
risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018
financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the
risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of
lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the
risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other
risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).
Very near - term we see the
risk of consolidation, with some of the tactical indicators extended (such as the bull / bear ratio for
financial advisors, while net corporate buying is
low) and we expect the Fed to start tapering in January.
More broadly, global trade has slowed and
financial stability
risks have increased — with the recent market turmoil partly reflecting
lower confidence in the effectiveness of policies.
Financial stability risks have become topical in the wake of the global financial crisis and the subsequent extended period of very low intere
Financial stability
risks have become topical in the wake of the global
financial crisis and the subsequent extended period of very low intere
financial crisis and the subsequent extended period of very
low interest rates.
With inflation rates having surprised on the downside for a few years now, there is unusually
low compensation for future inflation
risk in many
financial markets.
Although we knew that
lowering the policy rate could worsen vulnerabilities related to household debt, we also knew that it would counter the
risk that growth would crater and lessen the probability that the oil price shock would trigger
financial stability
risks.
But as long as the PBoC can continue to withstand pressure to
lower interest rates — and it seems that the traditional poor relations between the PBoC and the CBRC have gotten worse in recent months, perhaps in part because the PBoC seems more determined to reduce
financial risk and more willing to accept
lower growth as the cost — China will move towards a system that uses capital much more efficiently and productively, and much of the tremendous waste that now occurs will gradually disappear.
Because
low -
risk investments return roughly 20 % on average in a country with 20 % nominal GDP growth,
financial repression means that the benefits of growth are unfairly distributed between savers (who get just the deposit rate, say 3 %), banks, who get the spread between the lending and the deposit rate (say 3.5 %) and the borrower, who gets everything else (13.5 % in this case, assuming he takes little
risk — even more if he takes
risk).
Second,
financial logic embodied in the celebrated Modigliani Miller theorem and suggested by common sense holds that substantial reductions in leverage, if achieved, should be associated with reduced volatility, reduced sensitivity to shocks and
lower risk premiums.
Your
financial risks of starting most technology companies these days are so
low.
I have
low risk tolerance for anything that could hurt my major
financial but.
Founded in 2011 and backed by Amazon.com Inc (AMZN.O) Chief Executive Jeff Bezos's venture capital arm, Remitly is among a vanguard of
financial technology, or fintech, companies targeting what they view as an underserved immigrant market - traditionally disregarded as high -
risk and
low - margin.
The message that the
low carbon transition poses substantial
risks for fossil fuel companies - many of whom number among the world's richest companies - finally seems to be cutting through to the
financial sector.
Persistently
low official inflation rates in recent years depressed bond yields along with
risk premiums on all
financial assets.
Ontario's Williamson Group — a
financial services firm with roughly 65 employees — has taken several small, relatively
low - cost steps to ensure that their workers are happy and healthy without
risking the bottom line.
Higher rates mean less investment,
lower stock prices and more
risk of
financial instability.
We live with considerable uncertainty about the sustainability of the pattern of relatively
low risk premia and reduction in the cost of insurance against future macroeconomic and
financial volatility.
In a Mar. 18 letter to G20 central bankers and finance ministers, Carney gave a
low -
risk assessment of cryptocurrencies on the basis that the new asset class was small relative to the global
financial system.
The
low incidence of shareholder lawsuits may cause insurers to ignore the
risks of insuring the errors and omissions of corporate boards, and may encourage
financial institutions to lend money to marginal borrowers that are bad credit
risks.
Indeed, a combination of
lower interest rates and more stringent macroprudential policy would likely work to reduce both
financial stability
risks and the
risk of an undershoot of inflation at the same time.
Second, the biggest form of
financial risk faced by most workers is job loss, which is
lower for employees of worker - owned firms than most other firms.
In «The Dangers of an Extended Period of
Low Interest Rates: Why the Bank of Canada Should Start Raising Them Now,» published by the C.D. Howe Institute, Masson argues there is urgency for the Bank to act in view of the economic distortions and financial risks low interest rates pose for Cana
Low Interest Rates: Why the Bank of Canada Should Start Raising Them Now,» published by the C.D. Howe Institute, Masson argues there is urgency for the Bank to act in view of the economic distortions and
financial risks low interest rates pose for Cana
low interest rates pose for Canada.
The portfolios of investors just after retaining a
financial advisor exhibit relatively high trading activity for restructuring to increase diversification and otherwise
lower risk (less home bias and more passive investments).
BSCK largely mirrors the broader market, with somewhat
lower risk, as it holds a basket of industrial and
financial institution debt.
If the initial investment amount is
low, the overall
financial risk is
low as well.
Since the
financial crisis, investors have eschewed exotic fixed - income securities in favor of
low -
risk government bonds, which are less profitable for banks, and overall trading volumes have dipped.
Yet, more than $ 2 trillion remains in the hands of
financial - engineering strategies pegged to
low volatility, including volatility - control funds,
risk parity,
risk premia, and long - equity - trend following.
Seven years after the great
financial crisis of 2008, the world economy remains at high
risk of a new slump despite continued ultra
low interest rates.
Voting against the policy action was Thomas M. Hoenig, who believed that continuing to express the expectation of exceptionally
low levels of the federal funds rate for an extended period was no longer warranted because it could lead to a build - up of future imbalances and increase
risks to longer run macroeconomic and
financial stability, while limiting the Committee's flexibility to begin raising rates modestly.
Medium
Risk — Growth (M / GRW) Lower to average risk equities of companies with sound financials, consistent earnings growth, the potential for long - term price appreciation, a potential dividend yield, and / or share repurchase prog
Risk — Growth (M / GRW)
Lower to average
risk equities of companies with sound financials, consistent earnings growth, the potential for long - term price appreciation, a potential dividend yield, and / or share repurchase prog
risk equities of companies with sound
financials, consistent earnings growth, the potential for long - term price appreciation, a potential dividend yield, and / or share repurchase program.
A lack of
lower -
risk income sources since the
financial crisis forced investors toward riskier assets, raising the demand for these assets amid relatively fixed supply.
After teaching over 300,000 people his secrets to spotting high - probability,
low -
risk trades, co-authoring twelve books, and running — then selling for millions — one of the most trusted
financial education company's in the world, Tom's credentials are unquestioned...