Sentences with phrase «lower health classification»

If you have two or more stents, you may still qualify for life insurance, but it will mean higher table ratings and a lower health classification.
Most companies will give you smoker rates and sometimes a lower health classification, but if you use the right life insurance company, you can get around that.
For example, a total cholesterol - to - HDL ratio of 5 is about average for an adult male, so if you have ratio of 6, you may automatically be placed in a lower health classification by the insurer.

Not exact matches

SLAVE MARKET FOODS: Studies, and a bit of common sense, show that classifications on the socio - economical scale such as low income, inner city and / or ethnic minority [Hispanic / Black] predisposes consumers (who are equal under the law to protections against harm) to diabetes, obesity and other health risks as grocery stores in their area tend to sell lower qualities foods while food producers price high quality (or even halfway decent) foods out of reach.
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Those policyholders who fall into the health classifications known as preferred plus and preferred typically enjoy significant premium savings, while those in lower classifications generally pay higher premiums.
The healthiest policyholders are placed into the preferred plus health classification, and those policyholders typically enjoy the lowest premiums.
And as you know, the better the health classification, the lower the life insurance premiums.
(The most common life insurance classifications, in order from highest health rating to lowest, are Preferred Plus, Preferred, Standard Plus, and Standard.
Methodology: Sample based on lowest cost average from top carriers for a 30 year - old male in highest health classification in the New Jersey area.
Just like tobacco smoking, the less you smoke, the better your health classification will be and the lower your premiums will be.
Ten or more years out, depending on your overall health, lifestyle and the insurer you choose, you may be able to get a better classification — and lower rates.
If there are prominent health issues like those described earlier, they will lower your classification.
Robert was right about one thing - being overweight can knock you down into a worse classification, the same way any health risk lowers your classification.
On the flipside of that, if your health is the same, we'll look to see if any other life insurance companies will give you a better health classification which can lower your premiums as well.
A good agent will know which company will give the best health classification, and therefore lowest premium....
If you've gotten healthier since your policy was issued or stopped smoking, you should first apply for a reconsideration of health classification, which will potentially lower your premiums if approved at a better rate class.
This plan will often have the lowest rates in the country at the average (standard) health classification for pricing.
In this section, we consider the association between classification on the index of parenting skills (low, average or high) and child health and health behaviours.
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