Sentences with phrase «lower interest rates because»

Borrows with good or excellent scores are given lower interest rates because the lender is taking less of a risk by loaning that person money.

I haven't personally had to resort to calling the credit card company to lower interest rates because I pay off my balance every month and always plan to.

Credit unions can offer lower interest rates because they do not have shareholders.

However, if there are less people borrowing, then there will be lower interest rates because the mortgage loan lenders want to entice people to borrow.

Secured loans typically have lower interest rates because if you can't pay back your loan, lenders have a way of recovering at least some of the cost.

Generally, secured credit lines charge lower interest rates because the collateral secures the lender's interest.

Many people have been unable to refinance to tody's lower interest rates because the value of your home has declined.

New car loans generally have lower interest rates because new cars are worth more than older cars.

These loans can also offer lower interest rates because they are offered from smaller financial companies.

Online lenders typically offer lower interest rates because they have lower costs and no physical branches.

Companies with excellent to low credit ratings issue investment - grade corporate bonds, which have lower interest rates because of the safety of the investment.

The fashionable view at the Federal Reserve and elsewhere when Yellen took office in 2014 was that growth was slow despite very low interest rates because of «headwinds» — transitory factors associated with the financial crisis that would soon recede.

«Typically, a home equity loan has a lower interest rate because you're securing it with your home,» said Fleming.

When you have a high credit score, you're often granted a lower interest rate because it's far less likely you'll default on your loan.

Watch for companies that advertise incredibly low interest rates because these undoubtedly serve as introductory rates only.

Lenders offer a lower interest rate because they have a legal claim to your home if you don't pay.

But it typically carries a lower interest rate because the line of credit is secured by your home equity.

So, I may not pick the lowest interest rate because what's really important to me is the pre-payment feature for example.

My focus is what's the lowest interest rate because then I can be — I'll transfer the balance from my high rate one to my low rate one and get out of debt quicker.

Having a cosigner take on the legal responsibility of the loan can lead to a lower interest rate because the cosigner is required to repay the loan if the borrower does not.

So Philip, when you previously argued for ultra low interest rates because interest was the big problem caused by debt, were you thinking economies could be maintained without much growth if interest were under control and everything would stay in balance over long period of time?

In this case, LightStream is clear that they focus on rewarding prime borrowers with loans that have no fees and low interest rates because they've shown demonstrated ability to manage debt responsibly.

In some cases, the credit card company will decide to lower your interest rate because of a routine review of your credit card account, but in other cases the interest rate was lowered because the account holder called the credit card company to request that their interest rate be lowered because of the length of time they have had the credit account and their ability to keep their account current.

These lines of credit tend to have the lowest interest rate because the bank has a specific property it can seize if you don't pay the money back.

Down payment A larger down payment means a lower interest rate because lenders see a lower level of risk when you have more stake in the property.

Not exact matches

Interest rates on 15 - year mortgage terms are typically lower than those on longer - term loans because the shorter duration of the loan makes it less of a risk to the lender.

That meant they not only lost out on the market gains that followed the recession, but they also continue to lose earning power because of inflation and low interest rates.

The decline is noteworthy because you'd think the stars were aligned for a boom in the construction of dream homes: the economy has been churning out jobs steadily for a year, real - estate prices are high, and interest rates are low.

In a client note on Thursday titled «Yanking down the yields,» the interest - rates strategist projected that bond yields would be much lower than the markets expected because central banks including the Federal Reserve were reluctant to raise interest rates.

Canadians ignored warnings from policymakers about piling on debt for years because low interest rates were too enticing.

Over-valuation doesn't look so severe by this measure because a big component of mortgage payments — interest rates — is very low and incomes have continued to rise over the years.

The over-valuation doesn't look so severe on this basis because a big component of mortgage payments, interest rates, is very low.

Trump said he used to invest in U.S. stocks but got out because «I don't like what I'm seeing at all,» pointing to U.S. immigration policies, Syrian refugees, and what he said were «artificially low» interest rates.

But, «the U.S. and the Bank of England have gone to more extremes because they have interest rates below the Bank of Canada's, and they've also been buying bonds to lower longer term interest rates,» Shenfeld added.

If the Fed is indeed putting off raising short - term interest rates — perhaps because of an economic slowdown overseas, economic turmoil in Russia, or because of lower oil prices — then that's potentially good news for the stock market.

The payback rates aren't great right now because interest rates are so low, but you may want to consider plunking some cash into an annuity around age 65 or 70.

Their triumphalism ignored the fact that British equities rallied because almost everyone expects the Bank of England to push interest rates lower.

«It's tough, because it's such a low - interest - rate environment, that getting exposure to something that's risk - averse has been extremely difficult for wealth managers and financial planners,» Solari said.

While he has steered very few of his clients toward annuities recently, because of low interest rates and higher prices since the financial crisis, he thinks advisors who ignore all annuity offerings are failing their clients.

So it would be unfair to call Poloz a currency manipulator: he has dropped Canada's benchmark interest rate to within a quarter point of its record low because otherwise inflation would drop below 1 %, the low end of the Bank of Canada's comfort zone.

«Because interest rates are low, maintenance fees have a much larger impact on balances than rates for the average account holder.»

«Pension plans since the financial crisis have been in pretty rough shape because interest rates were held down by all the — I won't call it manipulation — but all the activities by the central banks to keep interest rates low and to spread growth,» he says.

«Today because of the low interest rates and the fact that people are living longer, they are much more likely to benefit [from delaying],» Pfau said.

It is important to keep in mind that low for longer is stimulative, and that just because Poloz felt the need to signal that lower interest rates are a possibility, doesn't mean they are an inevitability.

That's because printing money tends to depress the U.S. dollar, lower interest rates and raise commodity prices — all of which tend to make farmland attractive.

Because they tend to have lower overhead costs, online banks are in a better position to offer more favorable interest rates on savings.

Digital investment services are appealing to customers, especially Millennials, because they charge low interest rates.

Betterment recommends its clients put their emergency funds in a portfolio with between 30 percent and 40 percent in stocks and the rest in a diversified allocation of bonds because interest rates are so low, Holeman said.

«Interest rates can't stay this low forever, because there exists the real risk of the economy getting overheated,» says Alex Nikolsko - Rzhevskyy, an associate professor of economics at Lehigh University.

Not just because interest rates are low but because bond indexes have greater interest - rate risk, coupled with a tiny buffer to help offset losses.